Rating based on 86 reviews



  • Unsecured loans up to £25,000
  • Low-interest starting from 3.0%
  • Repayment up to 5 years

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Santander homepage

Author Santander. Screenshot of Santander website. [Accessed April 2, 2020]

About Santander

Santander, founded in the early January of 2010, has been growing steadily in both branches, available services, and influence in the UK.

Now, ten years later, we are one of the larger providers of mortgages and home loans in the United Kingdom and we strive for excellence as much as we did from the very first day we opened our doors.

Santander reaches out across the country

We have 20,000 dedicated employees, 14 million happy active customers, 800 branches countrywide and 64 corporate centres. Despite the fact that we are such a large company, we still care deeply for each and every single one of our customers, and always look for ways we can make our services better for the everyday man or woman who banks with us.

At Santander, we really care

As a company dedicated to growth, sustainability and to the people of our country, we take strong strides towards progress. We use 100% sustainable power, as the environment is also a great concern of ours. 99.6% of our waste is also either recycled or diverted from a landfill to avoid pollution and waste.

Santander Services

Making a difference is something that drives Santander, and always has been of huge importance to us

We firmly believe that we can use our influence to make brighter tomorrow for both ourselves, the people of the UK, and the generations to come, who also deserve a whole and nurtured planet.

Bringing that policy to the people who bank with us

We approach our customers with the same mentality – zero waste of both time and money, sustainability in our client base and our quality services. This also applies to those of our clients with questionable credit scores as much as it does to the most meticulous of our customers – as we said, we care about every one of our clients, be them struggling or otherwise.

Our influence is used for good

All of our aforementioned exquisitely built, designed and run centres and ATMs are built to bring the ease and pleasantry of our services to your doorstep. With such a wide reach, we’ve always believed it is our duty to focus on supplying strictly positive impacts and services to the communities that have welcomed us into them.

Santander – Unsecured loans

  • Loan Type Unsecured loans
  • Interest Rate from 3.0%
  • Loan Amount up to £25,000
  • Repayment 1 year to 5 years

Benefits of Santander

  • Overpay your loan at no extra charge
  • Apply quickly online
  • Get a decision in 24 hours



The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

Standander has reliable and affordable bad credit loans

It’s tough out there! We know that. Which is why our firm made the decision to allow for bad credit loans after a brief check of your credit history there is a short approval process and you’re on your way!

These loans range from £1000 to £20000, or to £25000 for existing Santander customers. Whatever the case may be, we have a solution for you and your problems.

What can we do for your bad credit?

We can help you get what you need in under ten minutes! Efficiency is something we hold in high regard as a company. What you use that money on is up to you, be it debt consolidation, payment for a home or vehicle, or travel and luxury. It’s completely up to you – We’re just happy to help.

Poor credit is simply a fact of life

As the country and indeed the whole world experiences the pinch in its pocket that the global economy has a way of making mater, we stand out and stand tall – always willing to help those in need of finance. This is why we offer bad credit, unsecured loans and blacklisted loans to the underdogs who need to rebuild their credit score, and build a brighter tomorrow or their financial health and their families.

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Santander is a trusted & reliable provider of unsecured loans

In our review, Santander adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Santander is a registered credit provider in the UK; FCA number 106054

Customer Reviews & Testimonials

September 2019

Santander has always given me affordable credit plans and that is why I prefer their loan offers.

Ryan H
— Manchester —

August 2019

There is no financial credit provider that has given me better financial insight that Santander.

Mia A
— Belfast —

Santander Contact

Contact Number


  • not available


Physical Address

  • 406 Strand Central London Greater London WC2R 0NE United Kingdom
  • Get Directions

Opening Hours

  • Monday 09:00 – 16:30
  • Tuesday 09:00 – 16:30
  • Wednesday 09:00 – 16:30
  • Thursday 09:00 – 16:30
  • Friday 09:00 – 16:30
  • Saturday 09:00 – 16:30
  • Sunday 09:00 – 16:30