Rating based on 43 reviews



  • Unsecured loans up to £50,000
  • Low-interest starting from 3.4%
  • Repayment up to 8 years

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RBS homepage

Author RBS. Screenshot of RBS website. [Accessed April 2, 2020]

About RBS

At The Royal Bank of Scotland, we believe our customers’ needs and wants come first and foremost, before anything else.

We offer a variety of financial support options, for businesses, everyday people for personal use, Premier finance and several subcategories between them. Our loan repayment times range from 2 to 10 years.

What we can offer our customers at RBS

We avoid hidden costs, ensuring that you can plan out exactly how you want your loan to work, without any hidden costs or nasty surprises awaiting you down the line, like some companies have been prone to keeping in their operating procedures. Not us, however, we keep things as transparent and easy as we can at the Royal Bank of Scotland.

Who we are

RBS is the banking branch of the company owned by The Royal Bank of Scotland Group, and we operate as one of their subsidiaries. The group and indeed we as a company were established all the way back in 1724, so you can be sure we’ve learned to do what we’ve been doing properly over the years.

RBS Services

Whether it’s a short term loan, a small (or large) personal loan, something to get your business off the ground, or a quick cash injection, we have it all.

We also offer loans to bad credit holding clients, as we feel it would be unfair of us to discriminate against them just because of a small past mistake.

What can RBS do for me?

Well, it depends on what you need, but RBS has something for everyone. After a quick credit review, we set you on your way with money that you may need to crush your old debt or improve the credit score that can be so very difficult to get into the green. We really take the extra steps to make sure that you have what you need as your experience of our services come to a close, or at any stage from beginning to then.

Let’s talk the amounts on offer at RBS

We have a variable of amounts available at RBS. You can borrow between 1000 and 50000 pounds, over a period of one month to 5 years, depending on your preferences and also your needs. This is typically at an APR of 6.9% and our fixed interest rate often matches this total, which means your repayments are not only fair and manageable, but the interest rate you pay is as well.

RBS – Unsecured loans

  • Loan Type Unsecured loans
  • Interest Rate from 3.4%
  • Loan Amount up to £50,000
  • Repayment 2 years to 8 years

Benefits of RBS

  • Loan calculator online to help determine the cost
  • Get an online decision within minutes
  • Speedy loan applications



The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

We offer you a chance to start again, the easy way

Between our debt calculator, our easy to use loan calculator, and the solid and practical financial advice of our caring employees, we have everything you need to get back on your feet.

We’ve got your back, no matter the circumstance

Whether this is with regard to bad credit scores or debt, we don’t judge you. You will be treated consistently and fairly, without worry! We also offer debt consolidation loans to get you out of any troubles you may have landed yourself in.

We don’t just offer loans, you know

We also offer travel finance. Finance advise debt consolidation and a vast other variety of services you may need with regard to finance. From mortgages to credit cards, home and travel loans, we have everything you need to secure any of the finance you might need to really build a beautiful life for you and your family, one step at a time.

man holding thumbs up

RBS is a trusted & reliable provider of unsecured loans

In our review, RBS adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

RBS is a registered credit provider in the UK; FCA number 114724

Customer Reviews & Testimonials

June 2019

Thanks to RBS, I got my loan pay out on the very same day I applied for credit.

Robert T
— London —

April 2019

One business day was all it took to finalize my RBS loan application.

Michael K
— Liverpool —

February 2019

I would recommend RBS to anybody that is looking for affordable interest rates on their unsecured loans.

Amelia W
— Bristol —

RBS Contact

Contact Number


  • not available


Physical Address

Opening Hours

  • Monday 09:00 – 16:45
  • Tuesday 09:00 – 16:45
  • Wednesday 10:00 – 16:45
  • Thursday 09:00 – 16:45
  • Friday 09:00 – 16:45
  • Saturday – Closed
  • Sunday – Closed