Rating based on 28 reviews

Post Office


  • Unsecured loans up to £25,000
  • Low-interest starting from 3.1%
  • Repayment up to 7 years

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Post Office homepage

Author Post Office. Screenshot of Post Office website. [Accessed April 2, 2020]

About Post Office

The Post Office name is one which dates centuries and spans relevance from generation to generation. With over 11,500 branches scattered throughout the country, we’re always nearby when you need us.

99.7% of the UK’s population lives within a 3-mile radius of a Post Office branch, meaning we are easily accessible to everyone across the country. We are the largest retailer in the UK, with more branches than all the banks and building societies combined.

Online assistance with Post Office

With our significant online presence, we are reaching out further and further every day, extending a helping hand to those who need it. We offer a variety of services, spanning finance, broadband, travel insurance and government services. With these, we always try to make a meaningful impact on every community we open our doors to. Many people rely on the Post Office, and we won’t let them down.

Taking a loan with Post Office

Using our eligibility checker tool on the website, you can determine yourself what loans you are eligible for, what your interest rates will be like, and the amount ad length of time your loan will span. We make sure we only give you an amount that will keep your credit score safe and in the green – our last intention is to damage your financial wellbeing in any way whatsoever.

Post Office Services

Aside from personal loans, what else can Post Office offer me that another company can’t?

Good questions! We offer car, personal, top-up and home improvement loans, and we offer debt consolidation services as well. Whatever your needs, we’re here to help. Our easy to use Loan Checker slide tool will keep all the terms and conditions of your loan crystal clear

Honesty is something we value

With no hidden costs or fees for our clients, we offer a policy of complete transparency in all our dealings, be they financial or otherwise. We have always believed as a company that this is of enormous importance to us, and we continue to strive towards bringing you the best service we can.

Let’s talk about the amounts we have on offer

We offer between £1000 - £25000 for our clients, with personal loan terms of between 1 year and 7 years. We offer these amounts because, as much as we’d love to supply you with limitless finance, we do what we feel is responsible and affordable for each and every one of our clients.  In most cases, it is an instant decision and we can have cash in your account within 24 hours of your approval.

Post Office – Unsecured loans

  • Loan Type Unsecured loans
  • Interest Rate from 3.1%
  • Loan Amount up to £25,000
  • Repayment 1 year to 7 years
  • Decision 24 hours

Benefits of Post Office

  • Check your eligibility without affecting your credit score
  • Instant decisions on loan applications
  • Get your loan on the following day
  • Overpay your loan without the added cost



The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

Get a quick and reliable loan at the Post Office

We carry with us great social purpose, and a true desire to benefit the communities that have built us up, just like we build them up.

A truly unique business, one of the ways we benefit our surrounding communities is through loans in varying shapes and sizes. We roll with the times, and we’re always on top of things, no matter how much things change.

We ensure that we matter tomorrow, as much as today

In today’s day and age, it can be difficult to get by, and we have the solutions you need whenever you need a little helping hand, whether it be for personal reasons, a home improvement, or a vehicle loan to get you the car you’ve been dreaming of – We’ve got it all covered, just for you. The customer is always at the core of what we do at the Post Office.

What we do to ensure validity

We offer only the best service to our discerning customers, with 24-hour accessibility, 7 days a week, to make sure that you’re kept in the loop about your financial situation whenever you need more information regarding it. We offer our traditional Post Office services such as delivering letters and parcels but have expanded into broadband, mobile devices, online services and banking and loans. This way, we provide all the assistance you need, walking distance away, at your local Post Office.

man holding thumbs up

Post Office is a trusted & reliable provider of unsecured loans

In our review, Post Office adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Post Office is a registered credit provider in the UK; FCA number 630318

Customer Reviews & Testimonials

September 2019

There is nothing to criticize about the service I got at Post Office.

Noah J
— Sheffield —

June 2019

Post Office is the reason why I was able to settle all my financial obligations.

William E
— Salisbury —

Post Office Contact

Physical Address

Opening Hours

  • Monday 07:30 – 19:30
  • Tuesday 07:30 – 19:30
  • Wednesday 07:30 – 19:30
  • Thursday 07:30 – 19:30
  • Friday 07:30 – 19:30
  • Saturday – Closed
  • Sunday – Closed