Rating based on 75 reviews



  • Unsecured loans up to £25,000
  • Low-interest starting from 3.3%
  • Repayment up to 60 months

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HSBC homepage

Author HSBC. Screenshot of HSBC website. [Accessed April 2, 2020]

About HSBC

Whether you need a large or small loan, HSBC has got you covered. We offer payday loans and long term loans for when you need to stretch it a little further.

Our application process is simple and easy, and completely transparent, at that. A slider on our home page allows you to discern the size, term and interest rates of any loans you may be interested in based off of what you require from us.

Whatever you need, HSBC is here to assist you

After a quick credit check, you’ll have cash in your account in no time. This way you avoid any queues, paperwork or delays that prevent you from getting what you need – we know it can be inconvenient applying for loans – but with us, it’s just that easy. A click away. We want you to be able to get through the month comfortably, which is why we’re careful not to hide any costs away from you.

Why we avoid hidden costs

This way, you know exactly what you can and cannot afford in a minute loan or any other type of loan, and there will be no unforeseen consequences. Keep in mind that any cash advance you take should be less than your paycheque. We really care about doing what we can to avoid costing our clients any extra money. By keeping all of our costs and fees out in the open, you are able to budget with ease and comfort.

HSBC Services

We all make mistakes, and here at HSBC, we are willing to look past your previous financial mistakes and give second chances in the form of quick and easy cash loans.

Unfortunately with regards to credit, this is not so. HSBC is committed to being a responsible lending entity and will scrutinize credit within necessary reason. While most companies look for clean financial records, we are willing to let some obstructions slide.

How can HSBC help?

Life can be costly, and we offer a wide variety of financial support systems such as credit, home loans and mortgages, and personal loans of varying sizes depending on your salary and your means to pay off loans as a whole. This way you never take on more debt than you can afford, and you ensure that you can pay off your loan while still benefitting from taking it.

Helping our customers grow

We’re all about assisting the everyday man or woman in achieving their goals, no matter how big or small they may be. Our payday loans are set in place to ensure that our clients have every opportunity available to them to grow and achieve the things they need to. By taking advantage of our services you give yourself the best chance at succeeding.

HSBC – Unsecured loans

  • Loan Type Unsecured loans
  • Interest Rate from 3.3%
  • Loan Amount up to £25,000
  • Repayment 12 months to 60 months
  • Decision 2 days

Benefits of HSBC

  • Get a quick loan decision
  • Fast access to funds
  • Make overpayments with no extra charge
  • Top up your existing loan



The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

HSBC serves millions of people’s financial needs

We pride ourselves on being one of the top worldwide banks, with our network of banking services being offered in 64 countries and territories around the world, in North and Latin America, Africa, Europe and the Middle East.

Why we are one of the world’s leading financial institutions

We opened our doors in the March of 1865, and are committed to keeping them open to assist in the growth and financial wellbeing of all of our clients. At our very core, we have a strong set of values, an honest and sustainable strategy and a long-lasting dedication to our customers.

Why we offer blacklisted and unsecured loans

We at HSBC offer unsecured and blacklisted loans for the simple reason that we want to see our clients succeed in life. While it can be difficult to juggle the costs of living and avoid debt, many people fall into the trap that debt can present to them. This can be easy to do, and we understand that. Offering unsecured loans and blacklisted loans is our way of giving you a chance to rebuild your credit score and your financial life.

Customer Reviews & Testimonials

August 2019

Applying for the HSBC loan was exactly what I needed to get myself out of a difficult financial time.

Brandon C
— Bristol —

August 2019

The interest rates at HSBC are so affordable!

Amelia C
— Bath —

October 2019

There is always something you going to benefit from getting an HSBC loan.

George T
— Manchester —

HSBC Contact

Physical Address

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:30 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday 09:00 – 17:00
  • Sunday – Closed