Rating based on 59 reviews

AA Loans


  • Unsecured loans up to £25,000
  • Low-interest starting from 3.9%
  • Repayment up to 60 months

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AA Loans homepage

Author AA Loans. Screenshot of AA Loans website. [Accessed April 1, 2020]

About AA Loans

With years of involvement in Finance, AA Loans offers a scope of moderate financial items to the UK.

We at AA Loans comprehend the financial issues you may face, along these lines, we strive to give a moderate and honest technique in supporting you with financial items, for example, short and long term loans.

Same day loan payouts

Our professional staff are prepared to aid, offering a quick and convenient solution to your sudden financial needs. Be it school fees, or crisis burial service arrangements that need financing, AA Loans can help you address your needs within an 1 hour, and profits, for example, same-day payouts and the option of having more than one loan at once!

Loan approval accompanying criteria:

  • all loan application are liable to Credit Approval and terms and conditions including income verification
  • we need to have all the obliged archives
  • we need to have you consented to Credit Arrangement
  • employment Confirmation (Please verify that your HR/pay Office points of interest is correct)
  • income verification (your net. Pay is the sum paid into your bank account)
  • all your personal points of interest is confirmed and correct.

AA Loans Services

AA Loans give personal loan services across the nation and is recognized as one of the top pioneers in the financial business.

When you require a little or a vast loan you can rest guaranteed that our services offer exceptionally competitive rates and not at all like conventional lenders we work in sub-prime credit. Whether you have fantastic credit and searching for the best conceivable loan rate or have endured some credit dings you can get the financing you require quickly.

Personal loans for bad credit

On the off chance that you have a poor credit history and feel threatened about seeking loans, you will be stunned with our simple and adaptable projects accessible. We give services across the nation and assist truly a large number of people with bad credit every month.

Instant online applications

Customary lenders and banks, by and large, don't endorse applications when an individual has credit issues yet our unique financing projects are intended to give you bad credit personal loans at exceptionally competitive rates. Contingent upon your needs, our services offer loan sums from a couple of hundred pounds up to a few thousand pounds. Best of whatever, you can get endorsed for your loan utilizing our instant online application.

AA Loans – Unsecured loans

  • Loan Type Unsecured loans
  • Interest Rate from 3.9%
  • Loan Amount up to £25,000
  • Repayment 12 months to 60 months

Benefits of AA Loans

  • Fixed monthly repayments
  • Quickly apply online
  • Quick response on loan approval
  • No setup fees



The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

Apply with AA loan for a quick and affordable bad credit loan

A poor or bad credit history is usually a result of missed payments on a mortgage or credit card, unpaid bills or County Court Judgments among other reasons.

These circumstances will be recorded on your credit report and subsequently, your credit score will be negatively affected. Since most high street lenders base their lending decisions primarily on credit scoring you're unlikely to meet their requirements and this is when you're likely to turn to a personal loan for bad credit.

Applications are processed instantly

The times of rounding out the paper application and sitting tight days or weeks for an answer are long behind us now! When you seek personal loans utilizing our protected online application your solicitation is handled instantly and once your loan is endorsed the cash would we be able to wire moved into your account inside minutes.

We have created a steadfast customer taking after in light of the fact that our customers like convenience and they know with actually several projects accessible they will get the right loan at an incredible rate. Don't falter to seek financing today in trepidation of your current credit standing in the light of the fact that we work in personal loans for bad credit and those other tough circumstances, for example, independent work.

A personal loan that is specifically designed for people that have poor or bad credit and cannot access credit at prime rates.

Why mainstream lenders don’t offer personal loans for bad credit

Using credit scoring to determine whether or not someone can be approved for a loan allows lenders to ensure their applications are all treated fairly and consistently. It also ensures that they meet their commitment to being a responsible lender by not lending money to someone who is unable to make their repayments and is struggling with debt. Finally, your credit score is seen as an indicator of how much of a risk you are to borrow too. If you have a low credit score lender perceive you to be a higher risk of defaulting and will, therefore, avoid losing their money by not lending to you.

How to apply for a personal loan from AA Loans

We care about our customer’s financial health and recommend that you visit our website to review the wealth of information available to help you better manage your money. You should also take some time to review our personal loan details and get to know us a little better. Once you've familiarized yourself with us, you can then use our simple loan calculator sliders to get an estimate on how much you’ll be paying for your personal loan and what your monthly instalments will look like.

You can then click on the “find out more” button which will direct you to our eligibility requirements and application page. AA Loans provides people who are struggling to manage their debt the option to take out a debt consolidation loan and therefore get a grip on their debt. We also offer personal loans of between £1,000 and £25,000 at a Representative 3.9% APR.

Customer Reviews & Testimonials

August 2019

What I love about AA Loans is the fact that they go out of their way to ensure that you get an affordable credit plan.

Lucas A
— Bath —

July 2019

To this day, AA Loans has never failed me when it comes to affordable loan offers.

Jute T
— Manchester —

September 2019

If you looking for affordable and a quick turnaround on loans, AA Loans is your best shot.

Robert T
— Sheffield —

AA Loans Contact

Contact Number


  • not available


Physical Address

Postal Address

  • AA Customer Support Fanum House Basingstoke , Hampshire, RG21 4EA, United Kingdom

Opening Hours

  • Monday 08:00 – 18:00
  • Tuesday 08:00 – 18:00
  • Wednesday 08:00 – 18:00
  • Thursday 08:00 – 18:00
  • Friday 08:00 – 18:00
  • Saturday 08:00 – 17:00
  • Sunday 10:00 – 17:00