Rating based on 20 reviews

Student Loans Company


  • Low Interest Rates
  • Finance your Education
  • Apply Online

In-page navigation

Student Loans Company homepage

Author Student Loans Company. Screenshot of Student Loans Company website. [Accessed September 8, 2021]

About Student Loans Company

A Student Loans Company loan is a standout amongst the most reasonable loan alternatives accessible to students and is the most common wellspring of student loan stores.

The interest rate is lower than most instructive loans and instalments are conceded until you leave school. We recommend that you get all that you can in Student Loans Company before you consider different sorts of loans.

We are in the financial strengthening business

We accept our members ought to have the chance to enhance their financial condition, paying little respect to the particular financial position in which they may end up. By giving our members access to a full cluster of financial assets, combined with legit counsel and instruction, we accept Student Loans Company can for all time improve our members' personal satisfaction and contribute to the wellbeing of the communities we serve. It's a reality: University study is lavish and requires point by point financial arranging.

Get flexible loan repayment terms

Not at all like stipends or work-contemplate, a loan is a cash that must be reimbursed. You, the student, must reimburse your loans regardless of the possibility that you don't complete your system. You are lawfully committed to reimburse your loans so we encourage you to completely read and comprehend the terms and conditions of each one loan sort before tolerating a loan.

Student Loans Company Services

We oversee understudy loans taken out by understudies who need the cash to study.

We have confidence in treating customers decently and are committed to guaranteeing the greater part of our customers are offered the most suitable answer for their circumstances.

Credit history and student loans

At the onset of your college years, you might not have quite a bit of a credit history whatsoever, which can make it hard to secure loans to pay for school.

One false arrangement comes as risky high-interest loans, with excruciating interest rates that set you up for disappointment. Uncommon terms or commitments are signs that a loan may not be all good. In the event that you are not certain what to make of an understudy loan offer, consult with a professional who is acquainted with a mixed bag of loan sorts.

We can help you get a student loan

A short, however positive credit history is superior to nothing, so put your best foot forward when requesting study loans- regardless of the fact that your most noteworthy monetary deed is paying the service bill on time. By and large, your credit execution is considered close by your folks, so even a short reputation of capable credit conduct can reinforce your general score.

Student Loans Company – Student loan

  • Loan Type Student loans

Benefits of Student Loans Company

  • No repayments or interest while you're studying
  • Affordable interest rates
  • Speedy application process

Student loan calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

Get an affordable student loan from the Student Loans Company

If you're looking to apply for an undergraduate or postgraduate student loan you will need to meet some basic eligibility requirements.

These requirements include being a student in England, Wales or Ireland and have selected a qualifying undergraduate or postgraduate course since not all courses are eligible. You can apply for a tuition fee loan and/or a maintenance loan if you are a full-time student and for a tuition fee loan only if you're a part-time student.

A postgraduate loan

If you're registering to complete a master’s course in England you can apply for a postgraduate loan from the Student Loans Company. In addition to the tuition fee loans, the Student Loans Company also offers maintenance loans for students whose household income is below our set threshold. How you will Repay your Student Loan from the Student Loans Company Once you have graduated your first student loan repayment will be due on the first April after your graduation year. Unlike other loans where repayments are calculated based on the capital loan amount and loan term, student loan bases repayments on how much you earn.

You can apply for a deferral

You can apply for a deferral if your income is less than £21,000 per annum which is valid for 12 months. Your employer (provided that you are not self-employed) will deduct you student loan repayment from your monthly salary and pay it on your behalf – so if you're employed your student loan will be repaid without you having to do anything. This is through the tax system or, pay as you earn and if you are self-employed you will repay the student loan based on self-assessment.

Important details about student loans

  • You should apply at least 3 months before your course is due to start
  • You can apply for a maximum of £9,000 if you are a full-time student and a maximum of £6,000 if you are a part-time student
  • If your annual household income is below a specified amount you can apply for a maintenance loan
  • Maintenance loans are not available for part-time students
  • No repayments or interest while you're studying
  • Interest will be charged from the first April after your graduation
  • Only start repaying your student loan once your income exceeds £21,000 per annum

We can support you financially in acquiring your student loan, your credit performance is considered alongside your parents, so even a short track record of responsible credit behaviour can bolster your overall score in obtaining your student loan, call us today!

Customer Reviews & Testimonials

September 2019

I’m grateful for the guidance and information I was provided with when I applied for a student loan. That was very helpful.

Mark P
— Lancaster —

October 2019

Applying wasn’t a taxing experience, it was hassle-free.

Tim M
— Derby —

Student Loans Company Contact

Physical Address

Opening Hours

  • Monday 09:00 – 17:30
  • Tuesday 09:00 – 17:30
  • Wednesday 09:00 – 17:30
  • Thursday 09:00 – 17:30
  • Friday 09:00 – 17:30
  • Saturday – Closed
  • Sunday – Closed