Rating based on 28 reviews

Santander Student Loans

Updated
  • Student loans up to £10,000
  • Low-interest starting from 3.3%
  • Repayment up to 60 months

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Author Santander. Screenshot of Santander website.
[Accessed September 8, 2021]

About Santander

Get a student loan from a bank that cares.

Finally, life is changing to a new phase for you. You are going into adulthood and furthering your education to set yourself up for a bright future is a good start. From time to time in life we all need a little help. Santander is here to do just that with their student loans

Interesting facts about Santander

Since its humble beginnings in 1849, they have not stopped improving and growing. From a Building Society in their early years to finally acquiring Banco Santander in 2004, things have never stopped improving. In 2010 they were rebranded as Santander UK and they soon became the preferred bank of choice.

A student loan from a bank that cares

With Santander it's easy. They focus on what is really important in life. Their goal is to be there for people in more ways than only the financial side. With their goal of helping people prosper personally and in business they strive to keep their promise of being fair. This is no different when it comes to the student loan they offer.

Student loans and other innovative services

At Santander, you know that you as the customer are what gives them their drive. Santander serves their customers through a wide network of branches as well as up-to-date and innovative digital channels. By helping people purchase their first homes, save for their futures, or give student loans to better their future, Santander is with you for the long haul.

Santander Services

Now that you know what makes Santander tick you can find out what services they have to offer you.

When life is full of opportunity and the only thing keeping you from reaching your dreams is finance, Santander is the answer. They want to invest in bettering the future for people. If studying is what you want to do, Santander is ready to lend a helping hand by enabling you with a student loan.

Student loans from Santander are easy

With student loan amounts ranging from £1,000 up to £20,000 for non-Santander customers and £25,000 for Santander customers, you will search far to find better. They offer repayment terms between 1 to 5 years and they will not penalize you for overpaying your student loan

A student loan you can afford

Whenever you are in the position of needing to take out a loan of any type, it is always good to know what you qualify for before you apply. With Santander's student loan calculator you can do just that.

This useful tool is on their website and free for you to use. You can indicate your student loan amount and the repayment terms that suit you and you will have a clear picture of what you can budget for.

Student transport sorted with a car loan

Transport too and from your study institution can be a problem if you have no car. Let Santander help you with a car loan so your transport stress can be a thing of the past. Visit their website for more information.

Santander – Student loan

  • Loan Type Student loans
  • Interest Rate from 3.3%
  • Loan Amount up to £10,000
  • Repayment 12 months to 60 months

Benefits of Santander

  • Overpay your loan at no extra charge
  • Apply quickly online
  • Get a decision in 24 hours

Student loan calculator

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The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Sandander has quick and affordable student loans

With an institution like Santander with its strong and caring principles, it's not difficult to make them your preferred choice for a student loan.

Not only do they understand but they also strive to make the future better for everyone. Santander will be there for the long run and you can be sure of that.

Finding out if you are eligible first

In order for you to be eligible for a student loan with Santander, there are a few things that you need to comply with. These things are the following

  • Your age needs to be 21 or older.
  • You need to be a permanent resident of the UK.
  • Be earning a regular income.
  • Repayments need to be made by Direct Debit.
  • No bankruptcy declarations in the past six years.

Steps to apply for a student loan

Step one

You have met the eligibility criteria and have navigated yourself to the application page.

Complete the student loan application form with all relevant fields filled in. This can be done from 6:30 am up to 11:30 pm daily. You will receive an email to say if your student loan application has been approved within 5 minutes.

Step two

Getting an email with approval means that your online student loan application has now been sent to the review department. During this process, they may notify you of any supporting documentation that might be needed. Once you have supplied them with any required additional documentation, you will receive an accept or decline email within 2 working days.

Step three

If your student loan has been accepted you will now receive an email confirming this as well as details on where and how to sign your student loan agreement online.

Step four

Your student loan agreement has been signed and you will now be sent a code via first class post, containing a code. You will need to enter this code online in order to release your student loan funds. As soon as you have done this your student loan will be paid into your bank account within 2 working days.

Benefits of Santander student loan

  • You can overpay your student loan at no extra cost.
  • You can apply quickly and easily online.
  • They have repayment terms of up to 5 years.
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Santander is a trusted & reliable provider of student loans

In our review, Santander adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Santander is a registered credit provider in UK: FSA 106054

Customer Reviews & Testimonials

May 2021

With such a rich history of caring for their customers, I could not resist applying for a student loan from Santander. The process of applying was really easy and it was done in no time at all. I...

Caleb J
— Lancaster —

July 2021

I could not believe how easy it was to get a student loan from Santander. Their website is easily navigated and super informative. They paid out my student loan in record time. What a great bank.

Charlotte S
— York —

July 2021

Getting a student loan from a bank is usually a dreadful experience with branch visits and loads of paperwork to follow. I was pleasantly surprised at how simple and easy Santander has made their...

Susan M
— Leeds —

Santander Contact

Contact Number

E-Mail

  • not available

Website

Physical Address

  • 406 Strand Central London Greater London WC2R 0NE United Kingdom
  • Get Directions

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed