To get a student loan, a student should first request a student loan via the Student Loans Company, after which the student will be automatically considered for a loan if they meet the statutory requirements.
Short term loans for students
Whether you are looking for a current account, a savings account or a student credit card - HSBC has you covered. We have a wide range of products custom-designed to suit the needs of students in the UK. We also offer short term personal loans at very affordable rates for individuals wishing to pursue further studies not backed by the government
Further your studies with a loan from HSBC
Not certain how you are going to pay your educational cost fees and purchase all the reading material you require?
We offer our customers the chance to take out study loans to finance their own particular studies should they be interested in partaking in industry-specific training courses and programs that are not covered by the Student Loans Company.
In what capacity can HSBC Help? HSBC is one of the world's biggest banking and financial services associations.
We care for the needs of in excess of 60 million customers, over 80 countries and territories, each real economy in Europe, Asia-Pacific, the Americas, the Middle East and Africa.
HSBC - Our products and services
HSBC is one of the UK's leading banking and financial services providers and has a range of products and services customized to suit the needs of university and college students.
Getting the information you need
We know that education is expensive and that sometimes the support provided by a government-backed loan is simply not enough. Please visit our website to view our range of student products and services or simply browse through the available information for future reference.
HSBC Product Details
- Loan Type Student loans
- Interest Rate from 3.3%
- Loan Amount up to £25,000
- Repayment 12 months to 60 months
Benefits of HSBC
- Get a quick loan decision
- Fast access to funds
- Make overpayments with no extra charge
- Top up your existing loan
With HSBC you can get a quick and affordable student loan
HSBC provides graduate loans to students within 5 years of graduation.
Our student loans currently carry a Representative 3.3% APR and are available in loan terms of between 12 and 60 months. You can apply for a student loan in an amount between £5,000 and £25,000 and enjoy fixed repayments terms so you’ll always know how much you need to pay. If you apply online you can get an instant decision and you don’t even have to fill up any paperwork. Once approved you can have your student loan credited immediately. Please note that out graduate loans are available only to HSBC current account holders.
Our graduate loans
If you're within 5 years of graduation and are a current account holder with HSBC you can apply for a graduate loan between £5,000 and £25,000. These affordable student loans come at the most competitive interest rates and flexible repayment terms. If you'd like to find out more about our graduate loans, student bank accounts, credit cards and overdraft facilities or any of our great products and services please feel free to contact us!
Student loans, cards and other products
Students looking for an account provider have a range of features and benefits to enjoy from HSBC. If you open a student account with us you can enjoy 0% interest on an overdraft of up to £500 and a maximum overdraft limit of £3,000 and we won’t charge any set up fees for this service. If you're a first-year student you can enjoy an interest rate of 1.5% above the base rate for the first £1,000. This money will be credited to your account monthly. To be eligible for a student account with HSBC you must be a UK resident, over the age of 18, not have another student account, studying in the UK as a full time student or be able to provide a postgraduate certificate or unconditional acceptance.
Get a personal student loan from HSBC
HSBC offers personal student loans at the most affordable rates on the market. Our personal student loans are subject to status and affordability and you can apply for an amount between £1,000 and £25,000 with a loan term of between 12 and 96 months. For loans of between £7,000 and £15,000, we offer a Representative 3.3% APR so you can buy a new or used vehicle or refurbish your home at the most affordable rates on the market! You can apply for a personal student loan online and we will provide you with an immediate conditional decision, both new and existing HSBC are welcome.
Customer Reviews & Testimonials
After applying for a student loan online, I knew immediately the outcome of my application. I like that they work very quickly.
— Oxford —
I’m glad I took out an HSBC student loan because it’s not expensive, which makes it easier for me to pay it off.
— Coventry —