About Wonga Loans
Wonga.com is to here solve consumers’ occasional, urgent and short-term financial problems with an equally short-term cash solution. We base our commitment to responsible lending on transparency, flexibility and trust – we believe it’s possible to provide credit in a way that suits all consumers.
Wonga.com takes a fresh approach to credit
Not everyone operating in this space is doing so in the same innovative way that Wonga.com is. When using our financial services you can rest assured that we'll abide by our core principles and maintain our strict adherence to the UK’s financial services regulatory requirements.
Why we're the UK's most reliable lender
You will never be sold, encouraged or forced to borrow more credit than required or that you can afford – we give you the quick cash loan you need without all the unwanted extras.
We deliver on our promises and are transparent - with Wonga you'll benefit from our honesty and integrity at all times - we will never make any misleading claims or force you into unrelated financial offers.
We get to know you one-on-one
We will determine your immediate and future credit limit based on your credit and status checks, including how responsibly you have used our services in the past – once you become a client, you'll enjoy the Wonga VIP treatment and can benefit from larger short term loan amounts.
Our finance is simple, quick and hassle-free. With innovative technology, your loan process can be done online or via mobile – Wonga makes it simple for you!
Wonga Loans Services
Our basic, same day loans are intended to see you through to your next payday.
Whether you have to pay a bill, have repairs done on your car or, cover an emergency medical expense, our 10-minute online application will provide you with the flexibility and adaptability that you require - FAST!
Easy Online Loan Application
When you've chosen the sum you require and the length of time you need to borrow it for, simply complete the online loan application by entering your personal details and information and we will give you an immediate decision - regardless of what you require the loan for.
Have your micro-finance loan sent straight into your account inside the hour!
Straightforward application process
Our application process is strikingly clear and can be completed in minutes. Indeed, our services are convenient - to the point that you can even apply utilizing just your cell phone.
Our whole process runs online, permitting us to process, review, approve and credit your short-term loan in a matter of minutes.
Get your money in just minutes!
Once you're approved, we pay the money straight into your account and, the best part is, you don't need to wait in long queues or stress over paperwork.
Wonga Loans – Short-term loan
- Loan Type Short-term loans
- Interest Rate from 1509%
- Loan Amount up to £4,000
- Repayment 4 days to 6 months
Benefits of Wonga Loans
- Flexible short-term loans
- A responsible lending system
- No hidden fees
Short-term loan calculator
Get the best interest rates at Wonga.com
If you're in need of a little extra cash, whether for an unexpected emergency or to tide you over until your next paycheck, Wonga can provide you with a same day loan.
If you're a new customer we’re willing to loan you up to £400 and if you're an existing customer, we can help you with a loan of up to £1000. Our short term loans carry a Representative Annual Percentage Rate (APR) of 1509% and our loan term ranges from 4 days to 31 days - which makes a Wonga loan more flexible than any other!
Repay your loan in 3 fixed instalments
Wonga provides payday loans of amounts in the same region as most payday loans but, we are not a payday lender. The primary difference is that Wonga allows customers to repay their loans over 3 equal instalments. This unique feature allows you to get short term finance that is a lot more manageable and budget-friendly than a payday loan.
Short-term loans from Wonga
Those applying for short term loans with us you must be aged 18 or over have a valid bank account from which we will debit your repayments, be a UK resident and own a mobile phone. The entire process will be completed in three steps; firstly, you visit our website and fill in our online application form, secondly, you receive and choose an offer and finally, you complete the loan agreement form and get the money deposited into your bank account!
Debt consolidation loans
Before applying for a cash loan, we suggest that you visit our website and use our loan calculator sliders to determine how much you want to borrow and for how long. You should also carefully consider if you can comfortably repay the total amount by the agreed date. As part of the application process, we will request your permission to run a credit check to ensure that you can afford the amount that you're applying for. We do not recommend using our credit products as a debt consolidation loan, as we offer higher interest short term credit that will not likely lower your monthly debt repayments.
Customer Reviews & Testimonials
Wonga.com uses such an easy and convenient loan application system.
— Cardiff —
The interest rates that I am paying on my Wonga.com loan have afforded me the opportunity to settle my other financial obligations.
— Exeter —