Rating based on 49 reviews

Wonga Loans

  • Short-term loans up to £4,000
  • Low-interest starting from 1509%
  • Repayment up to 6 months

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Wonga Loans homepage
Author Wonga Loans. Screenshot of Wonga Loans website.
[Accessed September 7, 2021]

About Wonga Loans

Wonga.com is here to solve consumers’ occasional, urgent and short-term financial problems with the best short-term loans in the UK.

They base their commitment to responsible lending on transparency, flexibility, and trust and they believe it’s possible to provide credit in a way that suits all consumers.

Wonga's fresh approach to short-term loans 

Not everyone operating in this space is doing so in the same innovative way as Wonga.com is. When using their short-term loans services, you can rest assured that they will abide by their core principles and maintain their strict adherence to the UK’s financial services regulatory requirements.

Why they're the UK's most reliable lender

You will never be sold, encouraged, or forced to borrow more credit than required or can afford – they give you the best short-term loan you need without all the unwanted extras.

They deliver on their promises and are transparent. With Wonga, you'll benefit from their honesty and integrity at all times - they will never make any misleading claims or force you into unrelated financial offers.

Wonga Loans Services

Their basic, short-term loans are intended to see you through to your next payday.

Whether you have to pay a bill, have repairs done on your car, or cover an emergency medical expense, their 10-minute short-term loans online application will provide you with the flexibility and adaptability that you require.

An easy short-term loan online application

When you've chosen the sum you require and the length of time you need to borrow it for, simply complete the short-term loan online application by entering your personal details and information and they will give you an immediate decision - regardless of what you require a short-term loan for. Have your short-term loan sent straight into your account within the hour.

They get to know you one-on-one

They will determine your immediate and future credit limit based on your credit and status checks, including how responsibly you have used their services in the past. Once you become a client, you'll enjoy the Wonga VIP treatment and can benefit from larger short-term loans amounts.

Their short-term loans online are simple, quick, and hassle-free. With innovative technology, your short-term loan process can be done online or via mobile – Wonga makes it simple for you.

Wonga Loans – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate from 1509%
  • Loan Amount up to £4,000
  • Repayment 4 days to 6 months

Benefits of Wonga Loans

  • Flexible short-term loans
  • A responsible lending system
  • No hidden fees

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Get the best interest rates at Wonga.com

Their short-term loan application process is strikingly clear and can be completed in minutes.

Indeed, their services are convenient - to the point that you can even apply by using only your cell phone. Their whole process runs online, permitting them to process, review, approve and credit your short-term loan in a matter of minutes.

Get your short-term loan money in just minutes

Once you're approved, they pay the money straight into your account. The best part is that you don't need to wait in long queues or stress over paperwork.

Get the best low-interest short-term loan at Wonga.com

If you're in need of a little extra cash, whether for an unexpected emergency or to tide you over until your next paycheck, Wonga can provide you with a short-term loan.

If you're a new customer they’re willing to loan you up to £400 and if you're an existing customer, they can help you with a loan of up to £1000. Their short-term loans carry a Representative Annual Percentage Rate (APR) of 1509% and their loan term ranges from 4 days to 31 days - which makes a Wonga short-term loan more flexible than any other.

Repay your short-term loan in 3 fixed installments

Wonga provides short-term loans of amounts in the same region as most payday loans but they are not a payday lender. The primary difference is that Wonga allows customers to repay their short-term loans over 3 equal installments. This unique feature allows you to get a short-term loan that is a lot more manageable and budget-friendly than a payday loan.

Short-term loans from Wonga

Those applying for short-term loans with them must be aged 18 or over, have a valid bank account from which they will debit your repayments, be a UK resident and own a mobile phone.

The entire process will be completed in three steps; firstly, you can visit their website and fill in their online loan application form, secondly, you will receive and choose an offer, and finally, you can complete the short-term loan agreement form and get the money deposited into your bank account.

Make sure you can afford a short-term loan

Before applying for a short-term loan, they suggest that you visit their website and use their short-term loan calculator slides to determine how much you want to borrow and for how long.

You should also carefully consider if you can comfortably repay the total amount by the agreed date. As part of the application process, they will request your permission to run a credit check to ensure that you can afford the amount that you're applying for.

They do not recommend using their credit products as a debt consolidation loan, as they offer higher interest short-term credit that will not likely lower your monthly debt repayments.

Customer Reviews & Testimonials

July 2021

We had run a little short on money and my friend told me about Wonga, I applied and got the needed money to help me.

Bennett J
— Leeds —

July 2021

The easy no-nonsense application process got my funding fast with no hassles and was able to get the tires that my car needed.

Cox J
— Bath —

September 2021

Not my first time borrowing from Wonga and will use them again in the future as the best short-term loans provider in the UK.

Hemsworth C
— Cardiff —

Wonga Loans Contact

Physical Address

  • 88 Crawford Street London Greater London W1H 2EJ United Kingdom
  • Get Directions

Opening Hours

  • not available