Rating based on 10 reviews

Totally Money

  • Short-term loans up to £35,000
  • Low interest rates
  • Repayment up to 24 months

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Totally Money homepage
Author Totally Money. Screenshot of Totally Money website.
[Accessed October 20, 2021]

About Totally Money

You can check if you qualify without impacting your credit score and get an instant response with their online calculator.

Their mission is to improve the overall credit score of the people of the UK and help them have a better future. Enjoy a simple and straightforward way of lending and they have the expertise to make sense of credit data and explain it all to you in plain language. Access free support and guidance as they get paid by the lenders if you accept a loan or credit card.

Get the best rate in the UK

Get the very best short-term loan you need as you will be able to compare different options and choose the best one for you. They are partners with a range of leading lenders competing to give you the best interest rates, terms, and loan amounts.

Find the best loan quickly and easily through their algorithms that are designed for pre-qualification, lender integration, filtering, and decision-making logic. They work with credit bureaus, market-leading lenders, recruiters, charities, etc.

Credit score tools to help you

Track and get a better understanding of your credit score as their platform will tell you why changes happen, how it affects you, and how to move on up.

Totally Money Services

You can borrow the amount you need over the period you desire by selecting the amounts and terms on their website, creating your own desired loan.

Maybe you need a loan to tide you over until next month, or maybe you just need a little extra for your upcoming wedding, holiday, or perhaps you are busy renovating or in the process of arranging a funeral, whatever the reason a short-term loan might just be the solution you are looking for.

Buy your dream house

Whether you are buying a house for the first time or if you are looking at a second mortgage.

Buying a house can be a stressful process, that is why you need to make sure that you get the very best deal as you will be paying for it over a long period. This might just be one of the biggest and most exciting steps one can take.

With Totally Money you can rest assured that you will make the right choice as you will have the opportunity of comparing different options and look closely at what is best for you. 

Credit card options

Pay 0% interest if you work smart - access a range of credit cards that have different features such as rewards and cashback benefits. Many people use credit cards as backup cash.

Totally Money – Short-term loan

  • Loan Type Short-term loans
  • Loan Amount up to £35,000
  • Repayment 18 months to 24 months

Benefits of Totally Money

  • Low interest rates
  • Easy online application
  • Quick application response

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Get a short-term loan with us today.

There are requirements that are needed when applying for a loan with Totally Money.

Answer this before you apply:

  • Are you 18+?
  • Are you a UK resident?
  • Do you have a current account?
  • Do you have an income?

Get the best short-term loan in one, two, three:

One: check if you qualify by getting a quick quote, this can be done online by answering a few questions and selecting your desired loan amount and repayment term, this is only a quote and won’t affect your credit rating.

Two: They will come back to you with various options to choose from. Look through your options and choose the most beneficial and suitable one for you.

If you like what you see you can select and proceed, they will then collate and submit your information to the lender you selected in a certain way for optimum approval results, remember they have the experience so you can trust them to negotiate the very best deal for you with the lender.

Three: once approved you will then sign to accept and receive the cash in your nominated account.

Totally Money is a great idea 

  • Get the lowest rates in the UK.
  • Access a range of leading lenders.
  • Enjoy a free service from friendly and skilled staff.
  • They will submit your information to the lender on your behalf ensuring that you get the best deal possible.
  • They work fast.
  • They care about their clients.
  • They have strong relationships with a variety of lenders and credit bureaus.

Customer Reviews & Testimonials

August 2020

Accessing multiple options enabled me to make a more calculated and better choice, leaving me in a much better position than what I could have been in.

Watson H
— Liverpool —

March 2021

Great staff with great skills and abilities to negotiate like professionals.

Harrison A
— Cardiff —

November 2020

If I need a loan again in the future I will come straight to them as they have strong relationships with all the top lenders and they know the industry making it easy for them to look at my situa...

Baker N
— Oxford —

Totally Money Contact

Contact Number

  • not available



Physical Address

  • Chapter House, 16 Brunswick Place, London N1 6DZ United Kingdom
  • Get Directions

Postal Address

  • FAO Customer Insights Churchill House 142-146 Old Street , London, EC1V 9BW, United Kingdom

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 16:30
  • Saturday – Closed
  • Sunday – Closed