Sunny loans

Sunny loans – Short Term Loans
image of Sunny loans
image of Sunny loans

About – Sunny loans

A short-term loan can help you temporarily cover a cash shortage or emergency; this includes repairing your motor vehicle, paying for unexpected medical bills or consolidating your debts. 

A helping hand when you need it most

If you work an nine-to-five job, every day of the week and, get a salary every month that merely enables you to cover only important expenses like paying your rent, paying your bills, and purchasing groceries, etc, you may need a quick personal loan to make an expensive purchase or tide you over when things get tough.

Even with careful budgeting and planning most people and families will need to take out a short term personal loan to achieve their goals. This includes buying a car, refurbishing the family home, paying for vacations or a wedding and even covering expensive medical bills. 

Money Solutions designed to move you forward 

A short term loan is a loan that is taken out for a shorter time period and usually offer lower lending amounts. There are hundreds of financial lenders willing and happy to offer short-term loans but, far too many among these that take advantage of people who are in a difficult financial situation and, make their money problems worse. In addition, every lender has a different criteria for taking out a loan – some of which are merely impossible for those with bad credit, a lack of credit history or are self-employed to meet. 

Our Simple Lending Criteria 

With so many financial organisations offering instant cash loans, or any kind of loan for that matter, you’re faced with the dilemma of figuring out which one is right for you: which loan will suit your financial state and lifestyle. It’s important to know beforehand that as a responsible lender we have set a non-negotiable criteria that all applicants must meet in order to qualify for a loan. You need to be a citizen of the UK and older than 18. You must be employed and earn a regular salary and hold a valid bank account.

Services – Sunny loans

Welcome to Sunny loans!

We offer the most affordable, adaptable and convenient short-term finance on the UK market.

Quick, Online Loan Application

We strive to stay ahead of our competition; offering our clients the latest and most convenient instant cash loan products. With Sunny Loans you can complete the entire loan application online and have your money credited to your account immediately after approval. Our quick online loan applications are amongst the simplest and most up-to-date amongst the many the UK finanancial service providers. 

Regardless of why you need a short term cash loan, Sunny Loans will consider your application on an individual basis and will attempt to offer you the most suitable loan amount, loan term and repayment schedule. 

Loans for People with Bad Credit 

Unlike so many other lenders, we don't run a credit check prior to ensuring that you meet our minimum requirements. We also offer payday loans to people with poor or bad credit that cannot access mainstream credit because we understand our client's and their unique needs. 

Changed your Mind? No Problem. 

We also offer customers a 5 day cooling off period during which they can return the capital loan amount and cancel the loan agreement - with no fees and no interest. We've earned a respectable name in the financial services business, our clients recommend us to their family and friends, simply because we care and, it shows. Our staff are available to assist you with your short-term loan application, answer your questions and make sure you're happy with us. 


Summary of Services

  • Online loans
  • Instant Cash Loans
  • Cash loans
  • Payday loans
  • Short-term loans
  • Quick loans


How Sunny Loans Offers a Better Short Term Loan

Sunny Loans is a registered, responsible and transparent short term loan provider who cares about its clients and their financial health. Our loans have fixed repayments, no hidden fees and can be customized to suit your specific needs and budget. We offer same-day cash loans of between £100 and £2,500 which is a loan range that is not offered by any of our competitors. You can select a loan term that suits your financial position, budget and lifestyle. We offer loan repayment terms of up to 14 months, depending on your desired loan amount.

Sunny Loans; Our Short Term Loan Features and Benefits

  • Get a loan of between £100 and £2,500
  • Repay your loan in manageable monthly payments of up to 14 months
  • Complete the entire loan application online and save time
  • Get approved in 30 minutes or less
  • Once approved get your quick loan deposited into your account in 10 minutes or less
  • No hidden fees, only interest
  • We are a direct lender not a broker
  • Representative 237% APR
  • Daily interest rate capped at 0.8%
  • You will never pay back in interest more than you originally borrowed
  • Get advice on how to better manage your money for free

Budget Friendly Short Term Loans 

Sunny Loans is a reliable, flexible and uncomplicated, UK financial services provider. Our entire loan application process can be completed online and we, unlike so many other online lenders, allow you to select a loan repayment term of up to 14 months. This means that you can take out a loan and repay it over the course of 14 months, so your loan is more manageable and easier on the budget!

Requirements for getting a Loan at Sunny Loans

To apply for a short-term loan with us you must be aged 18 or over, have a valid bank account from which we will debit your installments, be a UK resident and be able to provide proof of income. We suggest that you visit our website and make use of our loan calculator and all our free resources that provide you with advice and tips on how to better manage your money and become debt free.

Contact Details

Fortress House, Skyliner Way, Bury St.
Edmunds
East England
United Kingdom

Phone: 0800 7315 444 / 01284 715 444

Email: help@sunny.co.uk

Opening Hours




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