Rating based on 76 reviews

Pounds to Pocket

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Pounds to Pocket homepage

Author Pounds to Pocket. Screenshot of Pounds to Pocket website. [Accessed April 6, 2020]

About Pounds to Pocket

Pounds to Pocket strives to provide financial solutions suited to the needs of a broad customer base.

We embrace technology, product innovation and striving to become the UK's market-leading financial solutions provider.

We listen, learn and innovate

We aim to be the most valued financial solutions brand in our chosen market by providing a broad range of unique and relevant financial solutions tailored to the needs of our customers including short term loans, personal loans for bad credit and payday loans.

To achieve this, Pounds to Pocket continuously engineer new technologies and innovations in financial services and, are recognised for consistently demonstrating the highest standard of care, responsibility and innovation in short-term finance.

Why we're an industry leader

Pounds to Pocket should be the first choice for the fulfilment of your financial needs – bringing hope, upliftment and financial liberation to the communities we serve - we are industry leaders.

Our loans make a difference

We offer easy, flexible repayment terms  on our quick cash loans to suit your pocket. This makes it easy for our customers to pay minimal instalments over longer periods of time, ensuring you're still able to afford to live comfortably.

Our simple online credit solutions here at Pounds to Pocket truly make a difference to the lives of our customers. We can provide instant loans, offering quick and convenient financial solutions to a wide range of middle-class people.

Pounds to Pocket Services

Regardless of the fact that your credit rating is short of impeccable or that you have experienced bad credit before, help is still within reach.

Short term loans are a quick answer for your short term cash issues with an online application that's so quick and easy, you'll have the cash credited to your account on the same day.

When banks are no longer an option

The late "credit crunch" has taken a toll on numerous people and families in the UK and banks have progressively tightened their lending criteria. As a result, banks are no longer a convenient option for those looking for a quick and affordable short term loan. Help is nearby, regardless of your circumstances, credit history or why you need a loan.

Cash for any purpose

Same day loans are a quick solution for when you require some additional money fast or need some money to tide you over until your next payday.

In the event that you have all of a sudden received an unexpected bill, have to deal with a broken appliance or need repairs done on your car, a short term loan could be the answer you're searching for.

Get a loan in under an hour!

From applying online, the entire application process takes under 10 minutes to complete and the cash could be in your account inside the hour!

If you are 18 years old, a national of the United Kingdom, have an occupation which provides a consistent income and, access to your own particular bank account, you're ready to apply for an instant cash loan!

Pounds to Pocket – Short-term loan

  • Loan Type Short-term loans

Benefits of Pounds to Pocket

  • SHORT-TERM Loans
  • PERSONAL Loans
  • QUICK Loans
  • PAYDAY Loans

Short-term loan calculator


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The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

Pounds to Pocket has the best deals on short-term loans

A short term loan is usually used to pay for some sort of unexpected costs such as medical bills, household repairs, car repairs, a funeral or something less serious like groceries, school fees or a once-off purchase.

Pounds to Pocket is a registered credit broker that can help you find a credit solution that suits your needs, regardless of what you need the money for. Before applying for credit, we suggest that you visit our website and use our loan calculator to determine how much you want to borrow and for how long.

Budget-friendly short-term loans

Pounds to Pocket is a reliable, flexible and uncomplicated provider of same-day loans. Our entire loan application process can be completed online and we, unlike so many other online lenders, allow you to select a loan repayment term of up to 12 months. This means that you can take out a short term loan and repay it over the course of 12 months, so your loan is more manageable and easier on the budget!

Pounds to Pocket Benefits

  • Get a loan of between £250 and £2,000
  • Repay your quick loan in manageable monthly payments of between 6 and 12 months
  • Apply online using any device
  • Get approved in 30 minutes or less
  • Once approved get your money in 10 minutes or less
  • No hidden fees, repay your loan early
  • We are a direct lender, not a broker
  • Representative 278% APR
  • Get a top-up if you qualify and need more money

Requirements for getting a loan at Pounds to Pocket

In order to apply for a short term money loan with us, we require that you are aged 18 or over, have a valid bank account from which we will debit your instalments, be a UK resident and be able to provide proof of income. Once you're ready to apply, we suggest that you visit our website and make use of our loan calculator. Armed with your desired loan amount and loan term you can then proceed to fill out our simple and transparent online loan application form. Once we’ve received your application form, which is generally done within 30 minutes, we will notify you of the loan approval and credit you account within 10 minutes!

man holding thumbs up

Pounds to Pocket is a trusted & reliable provider of short-term loans

In our review, Pounds to Pocket adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Pounds to Pocket is a registered credit provider in the UK; FCA number 673738

Customer Reviews & Testimonials

September 2019

I got a Pounds to Pocket loan on the very same day I applied for credit.

Ryan T
— Bristol —

April 2019

Thanks to Pounds to Pocket, I got a loan right on time to attend to my financial emergency.

Sam S
— Edinburgh —

Pounds to Pocket Contact

Physical Address


Postal Address

  • Exchange Tower , London, E14 9SR , United Kingdom

Opening Hours

  • not available