Rating based on 5 reviews

Post Office

  • Short-term loans up to £25,000
  • Low-interest starting from 2.9%
  • Repayment up to 7 years

In-page navigation

Post Office homepage
Author Post Office. Screenshot of Post Office website.
[Accessed October 20, 2021]

About Post Office

Access a quick short-term loan at a branch that can be found within three miles of 99.7% of the population or online.

Their social purpose is to ensure that they are still as relevant tomorrow as they are today, their passion drives them to make a difference in everyday lives. Millions of people depend on them every day all over the UK. A commercial business that is driven by a social purpose: to be there for their customers.

With over 11,500 branches across the UK along with their significant online processes in place, they have the biggest retail network in the UK, with more branches than all the banks and building societies combined. With them, you can access over 170 different products and services one of which is their famous low-interest short-term loans

Get a fast short-term loan in the UK

You can sit on the couch and apply online to access quick cash with the Post Office or you can visit your nearest branch around the corner. Some branches are now open for you to visit seven days a week as the Post Office continues to evolve and adapt.

An innovative company that is already developing a new range of products to make sure that their services will still be relevant in the digital world of tomorrow, that’s why applying online is extremely easy on their user-friendly site and will only take 4 minutes!

Whatever you need their short-term loan for, a long-overdue holiday, a car that needs service, a fridge that needs to be replaced, school fees, whatever the emergency, they can help you solve the problem today.

Post Office Services

Get the instant cash you need from £1,000 to up to £25,000 and repay it monthly over 1 year up to 7 years depending on the amount you’re borrowing.  

The great part is that you can use their online calculator to check if you're eligible without affecting your credit score. These loans can help you out of an unforeseen financial crisis like paying a utility bill or getting your child the sporting gear they need for their upcoming trip or to save the day when you forgot about your anniversary, whatever you need it for. Enjoy the option of paying off your loan early, they’ll only charge you up to 58 days interest.

Posting – get your messages delivered

They can assist with sending your parcel anywhere in the UK, or abroad with a quick drop of and go. You can also send valuables, stamps, post a letter, and more.

Get the financial protection you need

The Post Office offers a range of insurance to cover that includes travel insurance, pet insurance, life insurance, motor insurance, gadget insurance, home insurance, and more.

Travel – get everything ready for your trip

From getting your passport in order, booking a hire car, hotel, converting your money into foreign currency, getting the needed insurance for your trip, getting your travel money card, or booking your airport hotel or parking. You can get all this done at the Post Office.

Post Office – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate from 2.9%
  • Loan Amount up to £25,000
  • Repayment 1 year to 7 years

Benefits of Post Office

  • Immediate decision
  • Quick cash payout
  • Easy online application

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Short-term Loans – quick application, immediate cash access, anywhere in the UK

With them, you can renew your passport, replace a lost one or apply for your first passport.

You can also get your driving license renewal, provisional driving license, tax your vehicle, international driving permit done in no time.

Low-interest short-term loans, affordable & flexible

Get started – check if you will be approved in just 4 minutes 

Step 1: Simply put in your details such as your address, occupation, how much you earn, etc. 

Step 2: They will run a small credit check that won’t affect your credit score – a soft credit check.

Step 3: Get your credit score. This will tell you how likely you are to be approved for a loan.

Application requirements 

  • You’ve been a resident For at least 3 years in the UK.
  • Have a constant income of £12,000 a year or more.
  • Over 21 and won’t be older than 70 when the loan term ends.
  • You don’t have a history of County Court Judgment or bankruptcy.
  • Have a bank account that can pay direct debits and is UK-based or is a building society account.
  • Be able to comfortably afford the loan repayments.
  • You are not aware of any changes to your income during the life of the loan.

Benefits of getting a short-term loan with Post Office

  • Branch availability around every corner.
  • Easy online loan applications.
  • A company that stands for making the world a better place.
  • Friendly and helpful staff
  • You can check if you will be approved – without affecting your credit score.
  • Affordable repayments.
  • Flexible loans.
  • Ongoing assistance whenever you need it.

Customer Reviews & Testimonials

September 2019

They have always been my one-stop shop. Getting everything sorted with them is so easy and convenient, I would actually be lost if it wasn’t for them.

Tia K
— London —

July 2020

Super friendly and helpful staff, the great part is that there is always a branch wherever I go, but their online service is also very convenient to use from the couch.

Julia T
— Bristol —

August 2020

I got a great rate from them for the short-term loan they helped me with.

Zara E
— Glasgow —

Post Office Contact

Contact Number


  • not available


Physical Address

Opening Hours

  • Monday 08:00 – 18:00
  • Tuesday 08:00 – 18:00
  • Wednesday 08:00 – 18:00
  • Thursday 08:00 – 18:00
  • Friday 08:00 – 18:00
  • Saturday – Closed
  • Sunday – Closed