Rating based on 67 reviews

Piggy Bank


  • Short-term loans up to £1,000
  • Low-interest starting from 1270%
  • Repayment up to 6 months

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Piggy Bank homepage

Author Piggy Bank. Screenshot of Piggy Bank website. [Accessed April 6, 2020]

About Piggy Bank

Piggy Bank has rapidly become one of the largest non-bank providers of unsecured short-term credit and financial products in the UK.

Through our national footprint, we are able to effectively service the needs of our clients, no matter how remote their location, through our online loan product offerings.

We make lending quick and easy

We offer loan products through innovative online processes to make lending money quick and easy!

Short term loans are a great solution to cover an unforeseen expense, like an unexpected bill or a problem with a car, or can be used as a short term buffer until your next payday.

We get to know our customers

Piggy Bank is about building lasting relationships with our clients and strive to serve communities based on trust and a good understanding of their overall expectations and financial needs.

Utilising a combination of our far-reaching branch infrastructure, our professional consultants and call centres, we leave no stone unturned in our quest to bring you reliable instant cash loans.

Innovative online technology

With the implementation of our innovative information technology platform and a proficient risk and credit assessment competency, Piggy Bank has been able to substantially grow whilst maintaining quality service and short-term credit affordability.

As a result of our commitment and the depth of experience of our shareholders, board and management team, Piggy Bank has been able to embrace the opportunities to produce top of the range systems and services for both lenders and borrowers.

Piggy Bank Services

Our short-term loans have a 7 to 35-day reimbursement cycle which allows you to conveniently pay on your payday.

The loan sum is, likewise, totally adaptable so you can set the credit amount according to your needs and reimbursement capacities. We offer simpler applications, speedier turn around times and unmatched straightforwardness in rates and fees for the borrower.

Get approved for a loan - instantly!

Piggy Bank utilizes advanced online risk evaluation technology that will assess your application and inform you of the result within minutes.

If approved, Piggy Bank will have the approved payday loan in your account inside 1 hour, which makes our financial solutions the most convenient and speedy on the market.

Rebuild your credit score

While having access to quick and simple credit online unquestionably has its advantages, inability to keep up with the monthly repayments on your short-term loan will have devastating effects on your credit history. Likewise making the required instalments or, in the case of a payday loan, the required repayment, you will be able to rebuild and even improve your credit score.

Apply for a loan with Piggy Bank today!

Applying for a loan with Piggy Bank is as easy as 1, 2, 3! Our online loan application makes it possible for you to effortlessly apply using any mobile or desktop device with an internet connection, In addition, our automatic approval system will take the uncertainty out of the equation and give you peace of mind. Once you've been approved and you've signed the relevant form, we will advance your loan immediately!

Piggy Bank – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate from 1270%
  • Loan Amount up to £1,000
  • Repayment 2 months to 6 months

Benefits of Piggy Bank

  • Get approved in minutes
  • No hidden fees
  • We are a direct lender, not a broker

Short-term loan calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

If you’ve found yourself cash strapped, Piggy Bank is here to help!

We provide fast, easy and hassle-free short term cash loans that range between £100 and £400.

You can repay the loan in 7 to 35 days! We're a transparent lender who will never charge you any hidden fees, so you only pay back what you borrowed plus the interest, as agreed. If you decide to repay your loan early we will not charge you any additional fees or penalties.

Loans of between £400 and £1,000 at Piggy Bank

If you're looking for a larger short-term loan of between £400 and £1,000, Piggy Bank can offer you an instalment loan that allows you to spread the repayments of a number of months. You can then repay the loan in instalments spread over two to six months, so you're repayments are more manageable and budget-friendly. You also have the option of repaying the quick loan early if you wish to do so and save on interest without any additional fees or penalties.

Why so many people Choose Piggy Bank

  • Get a fast cash loan of between £100 and £400
  • Get an instalment loan of between £400 and £1,000
  • Repay your instalment loan in manageable monthly payments over up to 6 months
  • Apply online
  • Get approved in minutes
  • No hidden fees, repay your short term loan early
  • We are a direct lender, not a broker
  • Representative 1270% APR
  • Daily interest rate capped at 0.8%
  • You will never pay back in interest more than you originally borrowed

Piggy Bank; a quick solution to your cash flow shortage

Whether you're looking for a little extra cash to tide you over till payday or you want to make a once-off purchase, Piggy Bank can give you access to a fast, efficient and convenient short term or payday cash loan. The entire loan application process is completed online and you’ll receive an answer within minutes! Before applying for a loan with us, we suggest that you visit our website and use our loan calculator to determine how much you want to borrow and for how long.

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Piggy Bank is a trusted & reliable provider of short-term loans

In our review, Piggy Bank adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Piggy Bank is a registered credit provider in the UK; FCA number 660382

Customer Reviews & Testimonials

June 2019

Piggy Bank uses such a simple loan application system.

Noah C
— Birmingham —

September 2019

There is no reason to look anywhere else when Piggy Bank offers such affordable credit deals.

Spencer B
— Liverpool —

August 2019

I would have never been able to get a good loan offer if it weren’t of the bargain credit plan I got at Piggy Bank.

Andrea W
— Belfast —

Piggy Bank Contact

Physical Address

  • DJS House, The Riverside Suite, Knapp Mill, Mill Road Christchurch South West England BH23 2JY United Kingdom
  • Get Directions

Postal Address

  • The Riverside Suite, Knapp Mill, Mill Road, Christchurch, BH23 2JY, United Kingdom

Opening Hours

  • not available