Rating based on 38 reviews

Peachy Loans


  • Short-term loans up to £700
  • Low-interest starting from 1255%
  • Repayment up to 12 months

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Peachy Loans homepage

Author Peachy Loans. Screenshot of Peachy Loans website. [Accessed September 15, 2021]

About Peachy Loans

With integrity and honesty, Peachy.co.uk grows and maintains strong relationships with customers.

To achieve this we aim to exceed all expectations and consistently conduct good business in a discreet and confidential manner.

We care and, it shows

We show enthusiasm in everything we do and employ highly skilled and qualified staff, who are always on hand to guide you through the payday loan application, approval and advancement.

Innovation & dynamic solutions

We understand that circumstances are sometimes difficult and that complex financial situation usually has a limited number of solutions. We have always maintained a dynamic approach to every situation and seek to understand and customise our solutions to provide short-term finance with a solution.

Simple solutions for a complex industry

We're committed to bringing simplicity to the complex financial world by bringing you quick cash loans that are easy to understand, apply for and repay. Simplicity rules how we talk to our customers, design our solutions, innovate and even, how we bring our loan services to market.

We understand our customers

We understand our client base and use this knowledge to bring them short term loan products that truly meet all of their needs. That’s why, when you apply with us, we respond quicker than any other service provider and with the professional courtesy and efficiency we've become so well known for.

Peachy Loans Services

Short term loans – or rather, payday loans – have become exceedingly popular in the UK with borrowers searching for simple, quick get to money to cover cash flow shortages.

With Peachy.co.uk, people searching for short term finance in the UK now have a legitimate, trusted lender to help them with their short term credit needs.

We don't base approvals on credit scores

As the name suggests, short term loans are typically littler sums that people can get and repay in shorter time spans. Short term loan suppliers in the UK have less stringent application requirements, so many people favor them to the typical bank loan, where eligability is almost entirely based on the applicants credit score.

We strive to achieve balance

At Peachy.co.uk we value our customers, communities and stakeholders and strive to build relationships based on trust and a profound understanding of what is important to them. We recognize that our customers look to us for quick cash because of the sheer speed and ease in which we approve and advance loans so, we strive to continuously improve on these aspects even when it seems impossible.

The UK's leading online lenders

We offer quick and easy short-term loans - forget queues and paperwork, we're an online lender that puts the cash in your pocket within minutes

Peachy Loans – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate from 1255%
  • Loan Amount up to £700
  • Repayment 2 months to 12 months

Benefits of Peachy Loans

  • Quick loan approvals
  • Affordable loans 
  • Flexible loan amounts and loan terms
  • A quick and easy online loan application

Short-term loan calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

Get a short term loan from Peachy.co.uk, apply online

Peachy.co.uk is a direct, lender that offers customers highly flexible loans when they need it most!

You can take out a loan with Peachy.co.uk of any amount between £50 and £700 and repay it in more than one instalment! That’s right; unlike the scores of other short term loan providers, we offer you with the option of repaying the loan in anything from 2 weeks to 12 months! This means you can take your time to repay and therefore, not put any unnecessary strain on your next paycheck!

Why you should choose Peachy.co.uk to get a loan

  • Existing customers can get a loan of between £50 and £700
  • New customers can get a loan of between £50 and £500
  • Get the money deposited into your account within an hour
  • Repay the loan in instalments that work with your budget
  • Apply for a short-term loan online and get approved in minutes
  • At Peachy.co.uk we have no hidden fees, just pay what you owe
  • We are a direct lender, not a broker
  • Representative 1255.66% APR
  • Daily interest rate capped at 0.8%
  • You will never pay back in interest more than you originally borrowed

Do you qualify for a short term loan with Peachy.co.uk?

Our application is simple and we won’t request more information than is necessary! If you are older than 18, have no CCJ’s, IVA’s, are a UK resident with a monthly income of £600 or more and an active bank account, then you qualify for an instant loan at Peachy.co.uk! Before applying for credit, we suggest that you visit our website and use our loan calculator to determine how much you want to borrow and for how long.

What you should know before taking out credit at Peachy.co.uk

When selecting the quick loan amount and the number of instalments you wish to make to repay the loan, you should carefully consider your budget. If you repay the sameday loan in one single lump sum you may be able to save money as you will not be charged any further interest, however, many times it’s much more convenient and budget-friendly to make more than one instalment to repay your loan.

man holding thumbs up

Peachy Loans is a trusted & reliable provider of short-term loans

In our review, Peachy Loans adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Peachy Loans is a registered credit provider in the UK; FCA number 674331

Customer Reviews & Testimonials

May 2019

I applied for a Peachy.co.uk loan in the morning and within hours, the money was deposited into my bank account.

Ethan K
— Cambridge —

October 2019

I would like to commend Peachy.co.uk for always ensuring that our enquiries are attended to.

Adam L
— Salisbury —

Peachy Loans Contact

Physical Address

  • 76 King Street Manchester Greater London M2 4NH United Kingdom
  • Get Directions

Opening Hours

  • Monday 08:00 – 20:00
  • Tuesday 08:00 – 20:00
  • Wednesday 08:00 – 20:00
  • Thursday 08:00 – 20:00
  • Friday 08:00 – 20:00
  • Saturday 10:00 – 18:00
  • Sunday 10:00 – 18:00