Rating based on 6 reviews


  • Short-term loans up to £25,000
  • Low-interest starting from 2.9%
  • Repayment up to 5 years

In-page navigation

Nationwide homepage
Author Nationwide. Screenshot of Nationwide website.
[Accessed October 20, 2021]

About Nationwide

Nationwide is one of the UK's most trusted lenders with a highly diverse range of financial products and services.

Each loan is customized to fill a particular financial need for their valued clients. Their objective is to give all UK residents access to credit while meeting their needs at the most affordable rates.

Quick and secure loans in the UK

Nationwide is a competitive, responsible, dependable, and ethical building society that boasts one of the UK's most broad range of financial products and services.

Unlike their high street competitors, their profits are reinvested into their business in an effort to offer their members innovations they can benefit from, products they can trust, and service that leaves a smile on their faces.

Achieve your financial goals

Nationwide believe that entrepreneurs are the cornerstone of their economy and that access to capital shouldn't be restricted to the "enormous gentlemen" who already have large amounts of resources at their disposal.

They have extensive experience loaning to small, medium, and large organizations in the UK. If you're looking to start your own business Nationwide can provide you with the necessary start-up business loan you need to get your business going.

Nationwide Services

Nationwide empower their clients to achieve their financial goals by giving them access to a variety of financial services.

Whether you're a student that's just started university and need some help managing your student loan or just need a quick loan to cover an emergency expense - Nationwide is here to help you get things done.

Nationwide, your friendly partner

Nationwide offers quick cash; their affordable personal loans are designed to be flexible enough to be used for a range of purposes from car finance to paying for a family holiday. If you're looking for a fast loan to pay for urgent car repairs or for a credit card that will help you save interest on your store card debts - Nationwide has got you covered with their short-term loans.

Benefits of a short term loan at Nationwide

If you need quick cash at affordable rates, Nationwide can provide you with a short-term cash loan that will be of benefit to you. They offer a range of features and benefits that are guaranteed: 

  • Competitive interest rates
  • Fixed repayments for the whole term of your loan
  • No hidden fees
  • No meetings and no unnecessary paperwork
  • Money can appear in your account within 2 hours 
  • You can apply for a loan online and get an immediate response

Nationwide – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate from 2.9%
  • Loan Amount up to £25,000
  • Repayment 1 year to 5 years

Benefits of Nationwide

  • Early loan repayment
  • Simple loan application
  • Quick response

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

With Nationwide you can get a quick and conveniently short term loan in the UK online

Nationwide provide loans to new and existing customers of between £1,000 and £25,000 with a loan term of  1 to 5 years, which means that you can find an instant cash loan to suit your budget, within no time!

Their Representative Annual Percentage Rate (APR) is currently sitting at the incredibly low figure of just 3.4%, which rivals all other mainstream and online lenders. For amounts of between £1,000 and £25,000, you can be assured that the Representative APR will never exceed 14%. Nationwide makes sure to keep their arrangement fees the same throughout your repayment term.

Get a personal loan from Nationwide today!

Nationwide has one of the most affordable personal loan rates available on the market. Getting finance through Nationwide is simple, convenient and most of all, affordable. If you have a current account with Nationwide you can benefit from their 1% discounted rate on personal loans.

Whether you're looking for financing to purchase a new or used vehicle, renovate your home, or consolidate debt, Nationwide’s quick cash loans can do the job at an extremely affordable rate with unmatched flexibility.

Repayment details for a short term loan

Your first monthly repayment will be debited from your account 30 days after the short-term personal loan has been paid into your account. They have no hidden fees and will only charge you an additional 30 days’ worth of interest if you decide to settle early. You can request a settlement quotation at any point during the loan term and this quote will remain valid for up to 28 days.

Requirements for  a loan at Nationwide

To be eligible for quick personal finance at Nationwide you must be over the age of 18 as well as have an annual income of £10,000 or more.  You will be required to be a UK resident and have a bank account that supports direct debits.

Nationwide will then run a credit search to ensure that you can afford the repayments and will offer you an APR based on your financial circumstances. The entire application process can be done online. They recommend that you make use of their budget calculator to work out exactly what you can afford before filling out their quick online application.

Unique range of financial products

Nationwide boasts one of the most diverse ranges of financial products at some of the most competitive rates in the industry. They offer clients current accounts at the lowest rates, 0% interest purchase, and balance transfer credit cards including ISA's, short-term cash loans, affordable car loans, short-term and both fixed and variable rate mortgages.

They also provide their customers with more financial information and support than any of their competitors and that's why they can claim the title of the most comprehensive and customer-orientated lenders on the market.

Apply now! Whether you need a loan for funding a small start-up or buying your first car to pay for unexpected medical costs or settling overdue bills, you can visit their website and start your online loan application today.

man holding thumbs up

Nationwide is a trusted & reliable provider of short-term loans

In our review, Nationwide adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Nationwide is a registered credit provider in UK: FSA 106078

Customer Reviews & Testimonials

July 2020

A very reliable lender.

George N
— Liverpool —

July 2020

Everything was quick- applying was quick, getting approved was quick, and getting the cash was quick!

Christian R
— Durham —

October 2019

I took out the same-day short-term loan from Nationwide and I am beyond happy with the rate that I got.

Catherine S
— London —

Nationwide Contact

Contact Number


  • not available


Physical Address

Opening Hours

  • Monday 09:00 – 16:30
  • Tuesday 09:00 – 16:30
  • Wednesday 10:00 – 16:30
  • Thursday 09:00 – 16:30
  • Friday 09:00 – 16:30
  • Saturday – Closed
  • Sunday – Closed