Rating based on 86 reviews

My Jar

Updated
  • Short-term loans up to £2,000
  • Low-interest starting from 274%
  • Repayment up to 6 months

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My Jar homepage
Author My Jar. Screenshot of My Jar website.
[Accessed April 7, 2020]

About My Jar

My Jar is the UK’s go-to lender of short-term loans for an ever-increasing client base that turns to it for help with urgent cash emergencies.

Whether it’s a car that needs fixing or a wedding bill that needs to be settled My Jar has some of the most competitive short-term loans online available to customers.

My Jar makes everything short

The short-term lender offers instant loans from as little as £100 to £2,500, which can be paid in a period of between 1 to 12 months. My Jar is a registered credit provider with professional staff, who will go out of their way to assist customers from the beginning of the application process to the very end. Statistics do not lie as My Jar’s clients can be reassured in the knowledge that the short-term lender has issued one-and-a-half million loans to a wide range of customers since their inception.

The company is constantly reviewing its operation and is focused primarily on making the lending process for short-term loans online, a quick and easy process. My Jar knows that clients are demanding urgent and quicker interventions when it comes to applying for quick short-term loans.

My Jar Services

With My Jar, there is no quibbling when it comes to prioritizing the needs of short-term loans clients.

Having registration with the Finance Conduct Authority (FCA) means they are committed to responsible lending practices. My Jar will never grant a short-term loan to clients who cannot afford it.

They are required to do a credit check of all their clients and will sift through the information with a fine toothcomb to ensure compliance. My Jar finance consultants are available 24/7 to handle any urgent query that may come in from potential clients.

My Jar’s short-term loans are a click away

My Jar knows that customers who are looking for the best short-term loans are hard up for cash in very trying economic circumstances. Therefore they offer payday loans from £100 to £500 for customers to use to pay overdue bills, to buy groceries, fix their cars, or just to help them cope until the next payday. Having to settle a costlier arrangement? No worries, because My Jar offers short-term loans of up to £2,500 to help with costlier needs, like buying a car, redoing the kitchen, painting the house, or paying for a wedding.

My Jar – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate from 274%
  • Loan Amount up to £2,000
  • Repayment 3 months to 6 months

Benefits of My Jar

  • Easy online application
  • Get a loan in just 15 minutes
  • Secure and confidential application

Short-term loan calculator

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The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Applying for a ,loan with My Jar is quick and easy

My Jar never lets the client down, they always have a convenient and affordable solution at hand.

My Jar’s loan amounts and rates

  • £100 to £500 - 0,80% interest per day
  • £500 to £1,000 - 0,75% interest per day
  • £1,000 to £1,500 - 0,65% interest per day
  • £1,500 to £2,000 - 0,35% interest per day

Apply online now

Through a click of a mouse, first-time short-term loan customers can borrow up to £500 while existing customers can apply for an instant loan of up to £2,500. My Jar offers quick payday loans that can be repaid on the next payday and bigger loans that can be paid over 12-months. My Jar clients can visit the website and navigate to the application page where the mobile number can be entered.

A unique pin will then be sent to the client’s mobile to complete the online loan application. The client needs to provide among others, personal details, income details, bank information, and confirmation. The lender has streamlined its online processes to speed up the services it provides.

New customers may have to provide pay slips, bank statements, and a document proving their residential address. My Jar will also request identity documentation so they can verify all the customer’s information. 

Making it as easy for existing customers

When existing customers apply for a short-term micro-loan with My Jar, they do not need to reapply or complete more forms. This is a once-off procedure and the information is stored on the My Jar database.  All the existing client does is log into their account and request another loan.

The outstanding features of My Jar loans

  • There are no application fees
  • There are no extensions or rollovers
  • Clients can be confirmed with their loan in just 15 minutes
  • The application is secure and confidential
  • The APR on loans ranges from 0,35% to 0,80%
  • Existing customers get instant access to credit

Benefits of My Jar short-term loans

  • There are no application fees
  • There are no extensions or rollovers
  • Clients can be confirmed with their loan in just 15 minutes
  • The application is secure and confidential
  • The APR on loans ranges from 0,35% to 0,80%
  • Existing customers get instant access to credit

So My Jar has a plan for everyone needing a quick loan for urgent money matters in the form of short-term loans in the UK – they are but merely a click away.

man holding thumbs up

My Jar is a trusted & reliable provider of short-term loans

In our review, My Jar adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

My Jar is a registered credit provider in UK: FSA 673214

Customer Reviews & Testimonials

December 2021

Quick payouts and they are with you every step of the way.

Geraldine G
— Lancaster —

May 2021

The online application took mere minutes to complete. No paperwork, no fuss. So happy with everything

Bashir Z
— Leeds —

July 2021

My Jar has helped me out of a tight spot several times. Overspent at Xmas, prom dress more expensive than you thought? A last-minute bargain you just NEED to have? My Jar was there to help. Would...

Helen P
— Leeds —

My Jar Contact

Physical Address


Postal Address

  • PO Box 6040 Westcliff-on-Sea SS1 9TE

Opening Hours

  • not available