Rating based on 86 reviews

My Jar


  • Short-term loans up to £2,000
  • Low-interest starting from 274%
  • Repayment up to 6 months

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My Jar homepage

Author My Jar. Screenshot of My Jar website. [Accessed April 7, 2020]

About My Jar

My Jar is one of the UK's favourite online lenders - and we plan to stay this way!

We offer instant loans that start from as little as £100 to as much as £2,000 - and unlike other short-term lenders, our loans can be repaid in anything from 1 to 12 months.

Our dedicated staff

We have a fantastic work environment and a team of highly professional staff that assist customers with everything from filling out application forms to repaying their loans. Their efficiency has been proven by their part in the issuing of over 1 and a half million loans!

We're proud of our company culture and endeavour to make the lending process as easy and quick as possible for customers across the UK.

Responsible lending practices

Although most lenders claim to be unique - we don’t just claim to be - we prove it day in and day out. We're registered with the FCA and are committed to responsible lending practices so, we will always ensure customers are eligible for a short-term loan by conducting a credit check as required by the code of conduct.

My Jar Services

We offer payday loan from £100 to £500 for customers to use to pay overdue bills, buy groceries, fix their cars or just to tide them over until payday.

With My Jar - you can apply for a loan without ever leaving your home with our complete online loan application process.

Short-term loans for any purpose

We also offer short-term loans of up to £2,500 for all those other things that are more costly like buying a car, redoing the kitchen, painting the house or paying for a wedding. Whatever your quick loan needs - My Jar has a convenient and affordable solution for you!

Loan amounts and rates

  • £100 to £500 - 0,80% interest per day
  • £500 to £1,000 - 0,75% interest per day
  • £1,000 to £1,500 - 0,65% interest per day
  • £1,500 to £2,000 - 0,35% interest per day 

My Jar – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate from 274%
  • Loan Amount up to £2,000
  • Repayment 3 months to 6 months

Benefits of My Jar

  • Easy online application
  • Get a loan in just 15 minutes
  • Secure and confidential application

Short-term loan calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

Applying for a ,loan with My Jar is quick and easy

With online loans ever increasing in popularity, customers now demand quick and simple application processes that will get their loans approved instantly.

At My Jar we've consistently worked on our own process and have developed a streamlined application that can be completed by customers in just minutes.

How much do you want to borrow?

First-time customers can borrow up to £500 while existing customers can apply for an instant loan of up to £2,500. We offer payday loans which can provide you with a small amount of money which you then have to repay on your next payday and short-term loans which can be repaid in up to 12 months.

Our 4-Step application process

The first step in applying for a loan is to visit our site and navigate to the application page where you will be prompted to enter your mobile number. We will then send you a unique pin number which you will need to complete your loan application. Our application consist of the following sections:

  • About you
  • Income
  • Bank Information
  • Confirmation

The supporting documents

We do not always require supporting documentation but a new customer may have to provide a series of pay slips, bank statements and a document proving their residential address. We will also request identity documentation which will help us verify your details. If any additional supporting information or documentation is needed one of our staff members will contact you.

Loans for existing customers

Existing customers can apply for a short-term micro-loan and do not need to reapply or complete more forms - this is done once-off and the information is then stored on our system. You can then log into your account and request another loan.

Features of My Jar Loans:

  • No application fees
  • No extensions or rollovers
  • Easy online application
  • Get a loan in just 15 minutes
  • Secure and confidential application
  • Borrow from £100 to £2,000
  • APR from 0,35% to 0,80% - lower than our competitors
  • Existing customers get instant access to credit
man holding thumbs up

My Jar is a trusted & reliable provider of short-term loans

In our review, My Jar adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

My Jar is a registered credit provider in the UK; FCA number 673214

Customer Reviews & Testimonials

July 2019

Quick payouts and they are with you every step of the way.

Geraldine G
— Lancaster —

October 2019

The online application took mere minutes to complete. No paperwork, no fuss. So happy with everything

Bashir Z
— Leeds —

My Jar Contact

Physical Address

Postal Address

  • PO Box 6040 Westcliff-on-Sea SS1 9TE

Opening Hours

  • not available