Rating based on 31 reviews

Mr Lender


  • Short-term loans up to £1,000
  • Low-interest starting from 292%
  • Repayment up to 6 months

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Mr Lender homepage

Author Mr Lender. Screenshot of Mr Lender website. [Accessed April 24, 2020]

About Mr Lender

Based in the UK, we are a short-term credit provider. We offer you loan solutions that are flexible and where you can borrow to £1,000 and repay it over 3-6 months in instalments.

Because you, the customers are at the heart of everything we do, we have people that are dedicated to working hard to ensure that you understand the process and that it is as clear as possible.

Innovation at it’s best

Using the most secure and creative processes, we will have a look at your situation and then give you clear and quick feedback. We will also have someone contact you directly to speak to you as an additional check. Your funds would then be transferred into your account within the hour once your application is approved.

Clear and transparent loans

It is important for us to know that the loans we provide for you are clear and transparent and that it is well explained. We must assess all applications and we only give loans to those who we can see will not have a problem paying back the loan. We also never guarantee you any approval.

We are all about treating our customers fairly, that is why we uphold the Treating Customers Fairly (TCF) initiative. We are all about making sure that we deliver outcomes for you the consumer, that has been improved. We continuously monitor the TCF culture as it is an integral part of the company to ensure the right results.

Mr Lender Services

We offer you the consumer short term loans that are designed to give you flexibility and put you in control. 

You would use our loan calculator and with that determine how much money and for how long you’d like to borrow. If you are a first-time borrower you, however, will be limited to £500. Your short-term loan range will be from £200 to £1,000 and you can pay it back over 3-6 months.

Mr Lender, we run credit checks

We will check your credit history, check your details as well as an affordability assessment, then we will make a decision. Note that the decision will be a provisional one until we are able to verify all the information. If and when your loan is approved, we will transfer the money to your account as soon as possible and that usually takes an hour.

The loan criteria

To qualify for a loan with Mr Lender, you must be a UK resident and over the age of 18. You need to be employed, whether it’s full time or part-time. Your income must be regular and make a minimum of £600 (net) per month. Your mobile number must be active, your email address, as well as your valid debit card, should be linked to the bank account that you want us to transfer the money to.

We will unfortunately not lend money to anyone with County Court Judgments in the last 3 years. That includes individual voluntary agreements or bankruptcy. We do credit checks on all applications as well as affordability assessments. There are no guarantees offered on loans, so not everyone that applies for a quick loan will be approved. We do however promise to help wherever we can.

Mr Lender Short-term loan

  • Loan Type Short-term loans
  • Interest Rate from 292%
  • Loan Amount up to £1,000
  • Repayment 3 months to 6 months

Benefits of Mr Lender

  • Flexible short-term loans
  • Simple online loan application
  • No upfront fees and no late fees

Short-term loan calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

Mr Lender give you access to loans that are quick and easy without any fuss

We at Mr Lender, offer you simple and flexible short term loans which you can tailor to suit your needs.

Applying for a loan with Mr Lender is a straight forward and simple process. Our process is designed to give you the flexibility and place you in charge of your finances. Everyone faces those unexpected financial crises’ and we at Mr Lender are here to help you get what you need quickly and easily.

What Mr Lender does for you

Mr Lender has loans that are specifically designed for your pocket and your financial status. We know that at times you are faced with unexpected challenges and that’s where we come in.

Loans that are designed for you

Let’s have a look at some of the loans we at Mr Lender have for you.

  • Short term loans- Are all about borrowing money which is a typically larger amount than your payday loans and you pay it back over a shorter time frame period.
  • Instalment loans- they are more flexible because you select the repayment term which allows you to spread the cost. With this type of loan, you can borrow more than your normal payday loan but that all depends on how your assessment goes. Just remember that the larger the amount is you borrowed the more interest will be, as you will be repaying it over a longer time period. So in short, you will pay more than you have borrowed.
  • Instant loans- Are loans that you apply for and receive in a speedy manner. These are normally in a short term loan form and comes with smaller capital amounts. The advantage with an instant loan is that the payment decreases each month. That makes the overall loan cheaper and more affordable.

The loan application process

With many other online loans on offer, the application process is simple and straight forward. It takes less than 5 minutes to apply and depending on which loan you apply for you can receive your loan on the same day or even within an hour. It is all dependent on your affordability assessment as well.

Who can apply?

You must be a UK resident, work part-time or full time, be over the age of 18, have a valid debit card, as well as a mobile number that is in working condition and an email address.

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Mr Lender is a trusted & reliable provider of short-term loans

In our review, Mr Lender adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Mr Lender is a registered credit provider in the UK; FCA number 673310

Customer Reviews & Testimonials

October 2019

Really quick and easy process with clear explanations. Thank you Mr lender.

Laura T
— Bristol —

October 2019

Mr Lender has a very clear and straight forward application process. I would use them again anytime

James P
— Derby —

Mr Lender Contact Details

Contact Number


  • not available


Physical Address

  • Crystal Building, Langston Rd Loughton IG10 3TH United Kingdom
  • Get Directions

Postal Address

  • Suite 105W, Sterling House, Langston Road, Loughton, IG10 3TS, United Kingdom

Opening Hours

  • Monday 08:00 – 18:30
  • Tuesday 08:00 – 18:30
  • Wednesday 08:00 – 18:30
  • Thursday 08:00 – 18:30
  • Friday 08:00 – 18:30
  • Saturday 08:00 – 15:30
  • Sunday 08:00 – 15:30