Rating based on 31 reviews

Mr Lender

  • Short-term loans up to £1,000
  • Low-interest starting from 292%
  • Repayment up to 6 months

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Author Mr Lender. Screenshot of Mr Lender website.
[Accessed September 7, 2021]

About Mr Lender

Mr. Lender is a short-term credit provider within the UK.

They offer their clients loan solutions that are flexible and easy to access as well as providing loans of up to £1,000, with a repayment term for over 3-6 months.

Mr. Lender's customers have a big influence on everything they do, therefore they only employ individuals who are committed to working hard to ensure that you understand the process and that it is as clear as possible.

Mr. Lenders short-term loans

By using the most effective procedures, they can now have a look at your situation as well as give immediate feedback. One of their consultants will contact you directly to speak to you regarding additional check-ups. Your funds will then be transferred into your account within an hour after your application has been submitted and approved.

Straightforward short-term loans

It is important for Mr. Lender to know that the personal loans they provide are clear and well explained. They must analyze all applications since they only loan to the individuals who can qualify for repayments as they do not provide any guarantee of approval.

Mr. Lender is all about dealing with their customers fairly, that is why they authorized the Treating Customers Fairly (TCF) initiative. They are determined to provide their clients with improved outcomes, therefore they continuouísly monitor the TCF culture as it is a crucial part of their company to ensure the right results are received.

Mr Lender Services

Mr. Lender offers you specialized short-term loans that are designed to give you flexibility and control over your finances.

You can make use of their loan calculator to determine how much money and for how long you qualify to borrow. First-time borrowers will be limited to £500. All other clients have access to the short-term loan range which will be from £200 to £1,000 with a repayment period over 3-6 months.

Initiating credit checks

Mr. Lender will check your credit history, your credit details as well as an affordability assessment, which will determine their decision. Note that the decision will be a temporary one until they are able to verify all the required information. When your loan is approved, they will send the money to your account as soon as possible and that usually takes an hour.

Short-term loan criteria

To qualify for a loan with Mr. Lender, you must be a UK resident and over the age of 18. You need to be employed, whether it’s full-time or part-time. Your income must be regular with a minimum of £600 (net) per month. Your mobile number must be active, your email address, as well as your valid debit card, should be linked to the bank account that you would like the money to be transferred to.

Mr. Lender will unfortunately not lend money to anyone who has had County Court Judgments in the last 3 years. That includes individual voluntary agreements or bankruptcy. They do credit checks on all applications as well as affordability assessments. There are no guarantees offered on loans, so not everyone that applies for a quick online loan will be approved, however, they promise to assist wherever they can.

Mr Lender – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate from 292%
  • Loan Amount up to £1,000
  • Repayment 3 months to 6 months

Benefits of Mr Lender

  • Flexible short-term loans
  • Simple online loan application
  • No upfront fees and no late fees

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Mr Lender give you access to loans that are quick and easy without any fuss

At Mr. Lender, they offer you simple and flexible short-term loans which can be tailored according to your needs.

Apply for a loan online with Mr. Lender in an easy and simple process. Their system is designed to give you flexibility as well as place you in charge of your finances. Everyone faces those unexpected financial crises, therefore Mr. Lender is there to help you get what you need without any difficulty.

Mr. Lender's short-term loan services

Mr. Lender has loans that are specially designed for your pocket and your financial status. They know that at times you are confronted with unforeseen events and that’s where they can be of assistance.

Loans that are designed for you

Let’s have a look at some of the loans Mr. Lender has available for you.

  • Short-term loans- these are all about borrowing cash which is generally a larger amount than your payday loans and you pay it back over a shorter period.
  • Installment loans- they are more flexible because you select the repayment term which allows you to distribute the cost. With this type of loan, you can borrow more than your normal payday loan but it all depends on how your assessment goes. Just remember the larger the amount you borrow the more interest will be charged, as you will be repaying it over a longer time period. So in short, you will pay more than you have borrowed.
  • Instant loans- these are loans that you apply for and receive quickly. These are normally in a short-term loan form and come with smaller capital amounts. The advantage of an instant loan is that the payment reduces each month. That makes the overall loan inexpensive and more affordable.

The loan application process

Like many other online loans, the application process is simple and straightforward. It takes less than 5 minutes to apply and depending on which loan you apply for you can receive your loan on the same day or even within an hour. It is all dependent on your affordability assessment as well.

Who can apply

You must be a UK resident, work part-time or full time, be over the age of 18, have a valid debit card, as well as a mobile number that is in working condition, and an email address.

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Mr Lender is a trusted & reliable provider of short-term loans

In our review, Mr Lender adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Mr Lender is a registered credit provider in UK: FSA 673310

Customer Reviews & Testimonials

October 2019

Really quick and easy process with clear explanations. Thank you Mr lender.

Laura T
— Bristol —

October 2019

Mr Lender has a very clear and straight forward application process. I would use them again anytime

James P
— Derby —

Mr Lender Contact

Contact Number


  • not available


Physical Address

  • Crystal Building, Langston Rd Loughton IG10 3TH United Kingdom
  • Get Directions

Postal Address

  • Suite 105W, Sterling House, Langston Road, Loughton, IG10 3TS, United Kingdom

Opening Hours

  • Monday 08:00 – 18:30
  • Tuesday 08:00 – 18:30
  • Wednesday 08:00 – 18:30
  • Thursday 08:00 – 18:30
  • Friday 08:00 – 18:30
  • Saturday 08:00 – 15:30
  • Sunday 08:00 – 15:30