Rating based on 5 reviews

Morses Club

  • Short-term loans up to £1,000
  • Low-interest up to 498.34%
  • Repayment up to 52 weeks

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Author Morses Club. Screenshot of Morses Club website.
[Accessed February 18, 2022]

About Morses Club

Morses Club is one of the largest credit providers in the UK and is well known for its friendly and personal services.

Clients can now apply for a loan online and make payments using their mobile app.

Provider of competitive small cash loans

Morses Club has a network of 1600 agents throughout the UK. This puts them in a position to make competitive loan offers that fits the clients' need and budget. They offer cash loans that range from £200 to £1500 for various needs with flexible repayment terms.

Their agents are focused on putting the needs of their customers first by making sure they offer loans that fit the clients' pay range.

Clients can choose the "doorstep loans" option

After qualifying for a loan at Morses Club, one of their agents will make an appointment with the client to arrange a meeting where paperwork will be finalized. After that, clients can choose to arrange with an agent to collect the payment at their home each week.

The benefits of choosing Morses Club 

Besides providing the most competitive loans in the market, clients receive even more benefits if they choose to work with Morses Club:

  • They do not have any hidden charges: They do not charge clients for missed, late, bounced, or defaulted payments.
  • Paperless application process: The entire application process happens online and only requires basic client information.
  • Weekly payment collection: Morses Club agents collect payments from the client's home at any time that suits them. All appointments and pickups are pre-arranged.

Morses Club Services

A short-term loan is a personal loan with a repayment period that ranges from a few weeks to up to a year.

They are perfect for those who want to borrow a small amount of money and pay it back quickly. Short-term loans are often used for covering unexpected costs such as sudden repairs to a home or medical bills.

Morses Club offers short-term loans that range between £200 and £1,500. Their repayment terms are 35 weeks for new customers and 52 for existing ones, depending on the client's amount.

Get an estimate of your loan options 

Clients can choose how much they want to borrow and how long they need to pay it back. Using their online loan calculator, they can choose a loan period that suits them and see their fixed interest rate, repayment amount, and overall cost. They do not charge any hidden or extra charges along the way; clients know exactly how much they will need to pay from the start.

Applying for a Morses Club short-term loan

Their loans are straightforward to apply for, thanks to their simple online application process. All clients must do is follow these five steps, and do an affordability assessment, to get a short-term loan at Morses Club:

Step 1: Choose the amount you want to borrow from Morses Club.

Step 2: Provide some information that tells the agent more about yourself and your financial situation.

Step 3: Get an initial decision about the outcome of your loan application.

Step 4: An agent will visit you to finalize the loan and the paperwork.

Step 5: Start receiving your money instantly after the approval of your documents and an affordability assessment.

Morses Club – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate 498.34%
  • Loan Amount up to £1,000
  • Repayment 35 weeks to 52 weeks

Benefits of Morses Club

  • Low-interest rates
  • Affordable monthly installments
  • Quick and easy online applications

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Get a short term loan with Morses Club today

Short-term loans traditionally have higher interest rates than personal loans.

The interest rate varies from lender to lender, but most provide interest rates ranging between 75% to 95%. Morses Club does not charge late payment fees, meaning the clients will never be charged more than the initial amount.

To be eligible for a short-term loan at Morses Club, clients need to meet the following criteria:

  • Be a UK resident and over the age of 18.
  • Have a regular income.
  • Not have been declared bankrupt, applied for a Sequestration, had a debt relief order or Individual Voluntary Agreement in the past six years.
  • Be situated in the same area as a Morses Club agent.

Get a short-term loan with a bad credit history

Morses Club process all applications from people with all types of circumstances. Clients who have CCJs, mortgage arrears, and bad credit scores are all welcome to apply. Even those turned away by other lenders stand a chance to be eligible for a Morse's Club loan.

If approved for a short-term loan in the UK, it will display the client's credit profile for other lenders to see. If all repayments are made on time, the loan should not negatively impact their credit file.

Benefits of short-term loans

Short-term loans are the perfect solution for those who need help with cash because:

  • They are a quick way to get emergency cash.
  • They have manageable installments
  • They have a relatively short repayment period compared to other types of personal loans
  • Clients don't need to provide a guarantor for a short-term loan

Customer Reviews & Testimonials

September 2021

Excellent and overall professional service. I have been with the company for over a year now and have no complaints. If you make your payments on time, your credit score improves. I highly recomm...

Hoffmann K
— Nottingham —

March 2021

I found this company very helpful and professional in offering me an amount that I can afford the repayments for.

Causier R
— Southampton —

November 2021

I have only had good service from the agents every time I phone the company. They are always available and help you within seconds.

Petty V
— Nottingham —

Morses Club Contact

Physical Address

  • Building 1, The Phoenix Centre, 1 Colliers Way, Nottingham NG8 6AT United Kingdom
  • Get Directions

Opening Hours

  • Monday 08:30 – 18:00
  • Tuesday 08:30 – 18:00
  • Wednesday 08:30 – 18:00
  • Thursday 08:30 – 18:00
  • Friday 08:30 – 18:00
  • Saturday – Closed
  • Sunday – Closed