Rating based on 47 reviews



  • Short-term loans up to £1,500
  • Low-interest starting from 255.5%
  • Repayment up to 6 instalments

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Moneyboat homepage

Author Moneyboat. Screenshot of Moneyboat website. [Accessed April 7, 2020]

About Moneyboat

Money Boat is a UK lender that provides customers with transparent short term loans.

Money Boat is a direct lender that is registered with the FCA and aims to abide by the code of ethics as set out by the industry. We're a discreet lender - so we won't share your information with others or contact your employer - it's between us!

We are transparent

Unlike other payday loan providers - we will always be transparent about our rates and fees and offer you the opportunity to borrow larger sums of cash and repay then in anything from 10 days to 6 months.

Why you should use us

  • We're a direct lender
  • We offer a fixed daily interest of 0,7%
  • We're discreet
  • We offer an online loan application - no paperwork
  • Our experienced team is easy to speak to and very helpful
  • You can borrow up to £1,500
  • Repayment terms - 1 to 6 instalments 

Moneyboat Services

Money Boat is a registered, responsible and direct provider of short-term cash loans to the UK market.

We offer payday loans that range from £200 to £1,500 at a Representative 939,5% or, 0,7% per day. You can repay your loan in 1 to 7 instalments or, from 1 to 7 months.

How we handle non-payment

If our customers are unable to make the repayment on the scheduled day we insist that they contact us to discuss their situation and thereafter arrange for an alternative repayment plan. We understand that times can get tough and we'll be there to help you get through it.

Rate and fee disclosure

We are a transparent lender that will always disclose our fees and rates even before you've made a formal loan application. You can visit our website to view a list of fees and rates at any time. We're open, honest and encourage open dialogue between our staff and customers! 

Moneyboat Product Details

  • Loan Type Short-term loans
  • Interest Rate from 255.5%
  • Loan Amount up to £1,500
  • Repayment 2 instalments to 6 instalments

Benefits of Moneyboat

  • A direct lender
  • No hidden fees
  • A safe and secure lending service
  • Apply 7 days a week

Applying for a cash loan on MoneyBoat.co.uk is quick & easy

The primary reason that lenders choose online loans is to save time and access their money as quickly as possible.

We recommend that you don't rush and take your time to consider the short term loan offers, the rates, the fees and the commitment.

What our staff can help you with

If you have any questions that have not been addressed on our FAQ page then you can email or call us and one of our dedicated staff members will help solve your query. They are also available to assist you with your application and repayments as well as anything in between! Are you ready to apply? Check our below requirements and review the application process.

Choosing a loan amount

Money Boat has made it easy for customers to choose a loan amount using our accurate loan sliders and Representative APR. We don’t charge any establishment fees - so whatever you see is what you'll pay. We offer short-term loans of between £200 and £1,500 and you can select an amount in between this using these loan sliders.

Once you've identified a loan amount and loan term that adds up to an amount you can afford - you can then move on to the application phase.

Applying via our website

Our online loan application page has been divided into 4 easy to complete sections:

  • Personal details - where we ask you how much you want to borrow and get your name, birth date, telephone number, email and name.
  • Monthly expense details - this is where you'll provide us with an outline of your monthly expenses and outgoings so we can work out loan affordability
  • Employment details - this is where we ask you where you work, how long you've worked there and how much you earn
  • Payday details - this is where we ask you when your next payday is and whether you get paid fortnightly, weekly or monthly

What happens once you've applied

Once you've completed this application we will process your quick cash loan request and send you a decision on the very same day. We may check your credit history and will also verify all of the information you have provided us with before sending you a loan offer.

Once you receive an offer you're under no obligation to accept - take your time and we'll be here if you need us!

man holding thumbs up

Moneyboat is a trusted & reliable provider of short-term loans

In our review, Moneyboat adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Moneyboat is a registered credit provider in the UK; FCA number 674154

Customer Reviews & Testimonials

September 2019

Very efficient and friendly service

Arnold F
— Whitehaven —

August 2019

I love the fact that they are for you the people. They will not let you borrow more than you can afford

Maxwell B
— Cambridge —

Moneyboat Contact Details

Contact Number


  • not available


Physical Address

Postal Address

  • 3 - 7 Sunny Place, London, NW4 1RS

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed