Rating based on 37 reviews

Money Republic

  • Short-term loans up to £10,000
  • Low-interest starting from 35.99%
  • Repayment up to 60 months

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Money Republic homepage
Author Money Republic. Screenshot of Money Republic website.
[Accessed April 7, 2020]

About Money Republic

Money Republic is a unique, modern, and responsible lender that provides payday loans to people across the UK.

Money Republic's online loan application and approval process can be completed in just 15 minutes and you can have the money sent to your account instantly upon approval!

Payday loan terms

We don't claim to offer loans for emergency purposes like other lenders - we're open and honest about what most of our customers use their short-term cash loans for. This ranges from buying movie tickets, concert tickets and taking a cab to buy clothes, and going out when their bank accounts have dried up and payday is nowhere in sight.

Whatever you want or need - our instant cash loans can help you get it! Unlike most payday lenders - we're open and honest and will disclose all the fees and the rates we apply to our small personal loans before you even apply.

Money Republic Services

The Money Republic is a payday lender with a difference.

Don’t you just hate it when you try and take out a loan and the lender insists you repay them within a few days? We offer a quick microloan term that extends beyond the usual 30-day limit so you can repay in up to 45 days - no problem!

How much you can borrow 

At the Money Republic, you can get an instant cash loan of between £50 and £400 - deposited straight into your bank account in seconds! As a payday lender, we offer short-term loans that don’t exceed £400 - our rates are higher than those you'll get at a bank or credit union but, nonetheless, we're honest about the fees and are still more affordable than most! Our current Representative APR is 2334% or, just 1% per day! 

Money Republic – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate from 35.99%
  • Loan Amount up to £10,000
  • Repayment 12 months to 60 months

Benefits of Money Republic

  • Quick online loan applications
  • Flexible repayment terms
  • Excellent customer service

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Money Republic has a quick and easy loan process

In an effort to ensure our customers know exactly how much our loans will cost we have included a loan calculator on our website.

We recommend that you make use of this handy tool to decide how much you'd like to borrow and for how long before continuing to our online loan application page.

Important information about our loans

  • Our loans are unsecured - we do not offer secured loans as our loan amounts are small
  • We offer short-term loans only - you must repay the loan in full within 45 days, as agreed.
  • As part of our commitment to being a responsible lender, we will run an applicable credit check before providing a loan to anyone.
  • We do not offer rollovers or extensions - if you cannot make your loan repayment on time you must contact us to arrange for an alternative repayment schedule
  • You can repay your loan early without any penalty
  • Early repayments can be made by signing into your account on moneyrepublic.com and making the payment
  • Repayments are deducted automatically from your current account on the due date - unless you've logged in and made an early repayment

Compare loans on our website

This is certainly a daring and bold move that is unique to the Money Republic! We've made it possible for customers to compare loan rates and features from top online lenders on our website! So if you want to see what other lenders like QuickQuid and Payday Express are charging and compare that to what we're offering - you can do it on our site! Banks and credit unions in the UK won't lend you small amounts of money but, Money Republic will!

Applying for cash with us

To apply for a small payday loan with us all you need to do is complete a quick online application form. Our application form is made up of five quick and easy parts:

  1. Account Registration
  2. Username setup
  3. Employment details
  4. Bank details
  5. Approval

Once you've completed the online application above we will send you a loan agreement form and immediately credit your account with your short-term cash loan! If you require assistance with your application or have any questions not dealt with on our website please do not hesitate to call or email!

man holding thumbs up

Money Republic is a trusted & reliable provider of short-term loans

In our review, Money Republic adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Money Republic is a registered credit provider in UK: FSA 733559

Customer Reviews & Testimonials

September 2019

Great service and easy to apply. No-fuss and no hassle

Andrew C
— Coventry —

July 2019

Same day payments is all I could ask for. Really happy with their service.

Samuel G
— Chester —

Money Republic Contact

Physical Address

  • 16 Heronsgate, Paycocke Road Essex Basildon SS14 3EU United Kingdom
  • Get Directions

Postal Address

  • Great West House (GWH1), Boston Manor Road TW8 9DF, London

Opening Hours

  • not available