Rating based on 10 reviews

Lloyds Bank

  • Short-term loans up to £35,000
  • Low-interest starting from 3.9%
  • Repayment up to 7 years

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Lloyds Bank homepage
Author Lloyds Bank. Screenshot of Lloyds Bank website.
[Accessed October 20, 2021]

About Lloyds Bank

The UK-based, Lloyds Bank is a solid pioneer in the financial services industry.

Established 240 years ago, Lloyds Bank has branches conveniently scattered all over the UK, giving customers easy and convenient access to the online loan services they need.

Making things happen for you

Lloyds Bank is an organization that cares about the communities. They serve their communities and have diligently donated their time and resources to associations that truly need and deserve their support.

Unlike so many of their competitors, they don't run away when their customers find themselves in a financial emergency, Lloyds Bank is here for you through both good and bad times.

A reliable loan service

Lloyds Bank knows that to gain and maintain a fruitful relationship with their customers, they need to stay ahead of their competition. They also constantly look for ways to improve their services and ensure that their representatives are constantly challenged to provide the service their clients deserve. That is exactly what Lloyds Bank has been doing for these years.

Lloyds Bank Services

We all get to a point where we find ourselves in an emergency situation.

It could be for car breakdowns, pipe bursts, bills that have piled up, or anything of that sort. Therefore individuals simply have to find a way to work around these emergencies. Lloyds Bank offers clients quick online loans from £500 to suit a wide variety of needs and help get your life back on track.

Benefits of a short-term loan by Lloyds Bank

  • Re-utilize all the cash that has been paid back towards the loan
  • Low month-to-month service and set-up fees
  • Flexibility to settle your loan early without punishments
  • Option to make extra installments towards your loan
  • You can apply for a repayment holiday

Choose your credit wisely

Whether you are looking to pay an unexpected cost, consolidate loans or simply meet your personal needs, Lloyds Bank has a simple loan application form which is the first step in their customer-friendly process.


Lloyds Bank – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate from 3.9%
  • Loan Amount up to £35,000
  • Repayment 1 year to 7 years

Benefits of Lloyds Bank

  • Repayment holiday
  • No hidden fees
  • Personalized interest rates

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Quick and easy online application

If you're having trouble making the necessary monthly repayments on your debts, you should seek professional advice and perhaps consider consolidating your debts to make them easier to manage.

With a short-term loan from Lloyds Bank, you can benefit from low-interest rates, favorable terms, secure transactions, and great customer service - all while avoiding the high-interest payday loans and lenders who will only cause you serious financial difficulties in the long run.

Fast loan approvals

Lloyds Bank offers fast approval for personal loans to existing customers of between £1,000 and £25,000 at a fixed interest rate over a loan term of between 12 and 84 months (1 to 7 years). If you take out a loan of between £7,500 and £25,000, you could get an Annual Percentage Rate (APR) of as low as 3.3%, subject to your status. Whether you're looking to consolidate your debt or purchase a new car, Lloyds bank can offer you the quick loans that you need to get things done!

Lloyds Bank is the UK's preferred lender

You can apply for a personal loan of between £1,000 and £25,000 any day of the week and once you’ve been approved you will get the funds transferred into your account immediately.

If you decide to repay your loan early they will not charge you any early repayment fees, so you can save on interest and manage your money the way you want to. If you do not want to settle the entire loan amount at once but wish to save on interest by making extra payments, they will allow you to do so without any extra fees.

Application process and requirements

To apply for a quick loan online you must be an existing Lloyds Bank customer as well as over the age of 18 and a resident of the UK. If you're already registered for online banking with them you can apply online in just 5 minutes and you’ll receive a response from them within minutes.

If you are not registered for online banking you can also apply online but this will take a little longer (about 10 minutes). Lloyds Bank will run a soft credit check on you and provide you with a loan offer within just 2 working days.

If you're looking for a short-term loan in the UK, Lloyds Bank can help. Their online lending platform allows you to apply for credit, track your application and manage your debts on the most simple and convenient system on the market.

Quick and affordable loans from Lloyds Bank

Their development has resulted from achieving and maintaining outstanding administration while constantly developing their products and services. Lloyds Bank is a bank that grows with their customers, they have valued clients and always look for ways to innovate, inspire as well as make the banking process easier for you.

man holding thumbs up

Lloyds Bank is a trusted & reliable provider of short-term loans

In our review, Lloyds Bank adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Lloyds Bank is a registered credit provider in UK: FSA 119278

Customer Reviews & Testimonials

November 2019

I like that I could manage my same-day loan online because that made it easier for me to stay on top of everything.

Helen T
— St Albans —

May 2020

The application was straightforward and therefore very easy to complete.

Jason L
— Cambridge —

September 2020

Friendly and excellent customer service. l really needed cash fast to purchase a car and Lloyds Bank was just the right choice.

Rebecca C
— Liverpool —

Lloyds Bank Contact

Contact Number


  • not available


Physical Address

Opening Hours

  • Monday 09:00 – 15:30
  • Tuesday 09:00 – 15:30
  • Wednesday 09:00 – 15:30
  • Thursday 09:00 – 15:30
  • Friday 09:00 – 15:30
  • Saturday – Closed
  • Sunday – Closed