Rating based on 32 reviews

Freedom Finance


  • Short-term loans up to £25,000
  • Low-interest starting from 2.9%
  • Repayment up to 7 years

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Freedom Finance homepage

Author Freedom Finance. Screenshot of Freedom Finance website. [Accessed September 7, 2021]

About Freedom Finance

Freedom Finance is one of the UK's most trusted and popular online credit brokers.

Quotes from top lenders

Most credit brokers offer quotes from a very narrow range of lenders - which limits your ability to find short-term loans with competitive interest rates and terms.

Freedom Finance is different - our panel of lenders are amongst the most competitive on the market and range from mainstream banks to  small online lenders.

We offer loan quotes

Applying for a loan directly with a lender means you'll have to fill out their respective application form and that they will run a credit check on you - before you even know if you'll be approved.

Freedom Finance offer customers a loan quotation which will make use of "soft search" which doesn’t affect your credit history - because it simply leaves no footprint!

Freedom Finance Services

We are the UK's leading loan broker - with a panel of lenders that ranges from mainstream banks like Sainsbury to popular online lenders like Zopa and Avant - we've got the contacts to get you what you need at the best rates!

Access to it all

Unlike most brokers who work only with online lenders in the UK - we work with the most competitive lenders and can offer you short-term cash loans that range from £1,000 up to £25,000. Arrangements can be made for loans exceeding £25,000 - contact us to discuss!

Secured and unsecured loans

Unlike other brokers, we offer you a very large loan range and both secured and unsecured instant loans. Whether you need to lend £1,000 or £20,000 - we can help you find a product that meets your needs and is affordable.

Secured loans generally have better interest rates and can allow you to borrow amounts in excess of £2,000.

Freedom Finance – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate from 2.9%
  • Loan Amount up to £25,000
  • Repayment 1 years to 7 years

Benefits of Freedom Finance

  • Tailored loan quotes
  • Get a loan decision in minutes
  • Unsecured loan options

Short-term loan calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

Find a perfect loan by applying at Freedom Finance

With close to a decade of experience in the financial industry - Freedom Finance can help you find the financial freedom you deserve!

One application - the world of possibilities

Many people wonder why they should use a credit broker rather than applying directly to their preferred lender - the answer to this is complex but, to summarize we can offer you:

  • Free financial and lending advice
  • A short-term loan quotation - know how much you can lend with no credit check
  • One simple online application which provides access to a legion of top offers
  • Confidential application - it's between us!
  • Simple online platform to manage your application
  • Offers from the UK's top lenders
  • Both secured and unsecured personal loans
  • Low rates and fees - we've hand-picked our panel of lenders just for this
  • An easy way to compare offers
  • Great, personalized customer service

What rates can you secure?

  • Whether you take out a secured or unsecured loan
  • How much you want to borrow
  • The term that you select
  • Your personal credit score
  • Credit history

We will provide you with a loan quotation that will tell you how much your short-term loan is likely to cost and, obviously, whether or not you meet the lender's application criteria or not.

What do I need to apply?

Anyone who want to apply for a loan from Freedom Finance must be a resident of the united kingdom, be employed and, be aged over 18. Applicants should also have a bank account, an email address and a telephone number.

Applying for unsecured credit

If you're applying for an unsecured personal loan you should either have a good credit rating or, at select a small loan amount to ensure that you are approved. You need to be employed and have a proof of address. People applying for unsecured credit can receive their loans on the same day that they make the initial application.

Applying for unsecured credit

If you're applying for a secured loan we will require that you fill in our online application and await contact from the Freedom Finance team who will help arrange all the documentation you need and help you consider your short-term loan options. People applying for secured loans can expect to wait at least 24 hours before their loans are processed.

man holding thumbs up

Freedom Finance is a trusted & reliable provider of short-term loans

In our review, Freedom Finance adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Freedom Finance is a registered credit provider in the UK; FCA number 662079

Customer Reviews & Testimonials

October 2019

The whole process was quick and easy. Very happy with their service

Amanda T
— Yorkshire —

July 2019

Explained everything to me from start to finish. The loan application was straight forward

Mark Y
— Bristol —

Freedom Finance Contact

Physical Address

Postal Address

  • Atlantic House, Atlas Business Park, Manchester, M22 5PR, Simonsway

Opening Hours

  • Monday 08:30 – 20:00
  • Tuesday 08:30 – 20:00
  • Wednesday 09:30 – 19:00
  • Thursday 09:30 – 19:00
  • Friday 09:30 – 16:00
  • Saturday – Closed
  • Sunday – Closed