Rating based on 41 reviews

Credit Star

  • Short-term loans up to £700
  • Low-interest starting from 274%
  • Repayment up to 6 months

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Credit Star homepage
Author Credit Star. Screenshot of Credit Star website.
[Accessed April 7, 2020]

About Credit Star

Credit Star is a direct, UK-based lender that offers short-term microloans to people experiencing a financial emergency or temporary cash-flow shortage.

Over half-a-million loans to date

We've provided over half a million loans to people all over the UK and are one of the most well-established and respected lenders. With over a decade of experience in providing quick and convenient payday loans - our services have been perfected and, it certainly shows.

You can apply for a loan online 

We are a responsible financial services provider and are registered with the Financial Conduct Authority. Whether you need to pay school fees or fix a damaged boiler - Credit Star's instant cash loans can have you up and running within minutes.

Credit Star Services

We provide short-term cash loans that range from £100 to £700 and we have a loan term that stretches from 5 days up until 30 days.

Loans for new customers

New customers can apply for a payday loan of between £100 and £300. To apply you must register on our website after which, we will send you a loan application. Once you've filled in the application form and confirmed your loan, we will send the cash directly to your account.

Instant loans for existing customers

Existing customers really have it easy - all you need to do to apply for a loan online is log into your profile, tell us how much you need, and confirm the loan request! It will take you less than 2 minutes to complete this process and you can apply for a loan of up to £700.

Credit Star – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate from 274%
  • Loan Amount up to £700
  • Repayment 30 days to 6 months
  • Decision 30 minutes

Benefits of Credit Star

  • Apply for a loan in 10 minutes
  • Get funds in 30 minutes
  • Flexible repayment terms

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Apply for a quick loan with Credit Star

As an online lender, we know that our ability to make quick loan offers and payouts is the key to our success so, you can rest assured that you'll be taken care of in a respectful, efficient, and timorous manner.

Understanding payday loans

Payday loans can be very expensive since they come at above-average interest rates and, they can also be risky since failure to make the required installment or payment when your receive your paycheck will generally result in a very pricey roll-over. To avoid requesting a roll-over or defaulting - only apply if you are 100% sure then you can afford the upcoming repayment!

How much do you need to borrow

If you're a new customer you can apply for short-term loans of up to £300 - and repay this loan in anything from 5 to 30 days, depending on your paycheck cycle. Never lend more than you really need or cover already existing debts as this will only serve to worsen the problem.

New customers can register to apply

We are an online lender and can only accept applications made via our website. Once you're ready to apply you must make your way to our website where you will need to register. To do this you need only give us your name and email address.

We will then send you an email that will contain your loan application. Fill in your personal and contact details and upload your bank statements if prompted to do so and we'll get back to you with a decision! Once repaid in full, you will be able to apply for instant cash loans of up to £700 - just like all of our other happy customers!

Applying as an existing customer

Existing customers can simply log onto their existing Credit Star profiles and tell us how much they want to loan (up to £700) and when they want to repay the money. We will then require you to confirm the short-term loan request and you're all done! This will take no longer than 2 minutes and your payday loan will be credited instantly!

Need Help, Contact Credit Star

If you need any assistance with your registration, application, or loan repayment or, have any questions for us, please contact us and we will respond with the speed, efficiency, and transparency that we're so well known for! You can get in touch with us via our website, by email, or by telephone.

man holding thumbs up

Credit Star is a trusted & reliable provider of short-term loans

In our review, Credit Star adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Credit Star is a registered credit provider in UK: FSA 675392

Customer Reviews & Testimonials

October 2019

The interest rates that Credit Star offers are the reason why they are my preferred credit provider.

Jack H
— Salisbury —

September 2019

There is always an agent ready and waiting to assist you at Credit Star.

Alexandra W
— Birmingham —

Credit Star Contact

Contact Number


  • not available


Physical Address

  • Mappin House, Oxford Street London Greater London W1W 8HF United Kingdom
  • Get Directions

Opening Hours

  • not available