Rating based on 102 reviews

Tesco Bank


  • Same-day loans up to £30,000
  • Low-interest starting from 3.4%
  • Repayment up to 10 years

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Tesco Bank homepage

Author Tesco Bank. Screenshot of Tesco Bank website. [Accessed March 16, 2020]

About Tesco Bank

At Tesco Bank, we're focused on guaranteeing that all of our valued customers access the banking and financial services they need at the best rates.

We offer same-day cash loans, convenient personal loans, credit cards and other great products. Unlike so many of our competitors, we endeavour to provide fast cash loans at affordable rates and strive to never make things more complicated then they need to be!

Why we're the UK's favourite lender

Tesco Bank is well-known for offering some of the most competitive instant cash loan lending rates on the market and we'll never disappoint - choose us and find out for yourself why our products, services and customer relationship management is unique among our competitors. Tesco Bank offers customers access to adaptable and reasonable credit products that meet their financing needs.

How we can help

  • expert finance consultants who work hard for you
  • access to an extensive variety of credit and banking products and services 
  • access to same-day cash loans
  • loans to accommodate business owners and those who are self-employed 

Tesco Bank Services

We have the expertise, professionalism and innovative short term money solutions to meet all your financial and banking needs -and we're simply a click away!

Tesco Bank will help you determine the most suitable credit product, whether this is a credit card, same-day cash loan of a smaller amount or a large personal loan, we will make sure it fits your finances and budget.

Find a Loan that suits you at Tesco Bank

If you'd like to find out how much a quick loan will cost you, simply visit our website and you can use our easy loan calculators to find a loan amount, repayment term and monthly instalment amount that suits you.

Features of our loan products

  • Fixed rates for the term of your loan!
  • No set up charges on our fast cash loans!
  • Flexible loan terms ranging from 12 months to 10 years
  • Select a loan amount from £1,000 to £35,000
  • Select a repayment holiday toward the beginning of your loan - subject to status

Let us help you discover the right personal loan for you – our Tesco Bank loan representatives are specialists in assist customers with every aspect of their credit needs!

Tesco Bank – Same-day loan

  • Loan Type Same-day loans
  • Interest Rate from 3.4%
  • Loan Amount up to £30,000
  • Repayment 12 months to 10 years
  • Decision Same day

Benefits of Tesco Bank

  • Receive a decision on your loan in an instant when you apply online
  • You can apply for a repayment holiday
  • You can settle your loan early

Same-day loan calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

Quick, flexible and convenient loans from Tesco Bank

Perhaps you’re looking to renovate your home to trade your old car in for a new, more reliable one.

Tesco Bank can provide you with an affordable and manageable same day cash loan that you can easily apply for online. We offer quick loans of between £1000 and £35,000, which is an all-purpose bracket that can be used for a multitude of purposes.

Re-build your credit score and achieve your financial goals

Alongside our devotion to help our clients get the same day financing they need, we're focused on helping every client revamp or build their credit scores and thereby achieve their financial goals. Our custom-made financial and banking solutions are designed to suit the individual needs of every client and take you further than you ever thought possible!

Access affordable credit with Tesco Bank

Our quick loans carry a Representative Annual Percentage Rate of 8.9% and a loan term of between 12 months and 10 years. Our flexible loan terms allow you to mould the loan to suit your income and budget, even if you're expenses are quite significant or if you have a low monthly income. This allows you to select a same day cash loan and repayment term that suits your income, your budget and your lifestyle.

Requirements for a Tesco Bank Loan

To be eligible for a personal or quick money loan with Tesco Bank you must be over the age of 18, have a regular income, be a UK resident and have a UK current account. We will also request your permission to run a credit check which will help us determine if you can afford the credit you're applying for. You must have proof of income after Tax, complete details of all your existing debts, including all credit and store cards and, proof of address as well as your employer's details.

Customer Reviews & Testimonials

November 2019

Once again I have to commend you on your wonderful customer service. Throughout getting my same day loan and even afterwards, your staff have been the most polite and easy to deal with people. We...

Aahad A
— Manchester —

October 2019

There’s no hidden information; they tell you straight up what to expect with your loan so you have nothing to worry about.

Lou R
— Birmingham —

Tesco Bank Contact

Physical Address

Postal Address

  • Tesco Bank Loan Operations, PO Box 27014, Broadway One, Glasgow, G2 9FE, United Kingdom

Opening Hours

  • Monday Open – 24 Hours
  • Tuesday Open – 24 Hours
  • Wednesday Open – 24 Hours
  • Thursday Open – 24 Hours
  • Friday Open – 24 Hours
  • Saturday – Closed
  • Sunday – Closed