Rating based on 57 reviews



  • Same-day loans up to £20,000
  • Low-interest starting from 3.5%
  • Repayment up to 5 years

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Santander homepage

Author Santander. Screenshot of Santander website. [Accessed March 16, 2020]

About Santander

Santander began with a vision to provide basic financial services and has grown to be one of the UK's most competitive banking institutions.

At Santander, we realize that life moves quickly and we strive to, not only keep up but, lead the way with in-demand financial products and services, innovative technology and fast service you can rely on.

Choose Santander as your banking partner

You shouldn't have to pay more for fast service and good products - we believe that accessing the credit you need to make your dreams a reality should be affordable and simple. That is the reason that at Santander, we offer not just the simplest and speediest service but the most affordable and competitive rates on the market.

Improve your credit score

If you're looking for a way to build or improve your credit score, taking out a quick microloan with Santander and making the required repayments until the end of the loan term can help you do just that! If you're struggling to manage multiple, high-interest debts then perhaps taking out a fast same-day loan and settling these debts could go a long way in improving your financial situation.

Santander Services

Our objective at Santander is to give you access to fast same-day cash loans at affordable rates with great customer service. Check your advance rates today!

The basic application procedure is intended to make the entire process as simple as possible and to help you get on with life! Apply for a loan online from the comfort of your own home, in just a few minutes.

Financial and banking services you can rely on

Santander offers the client a range of products from same-day cash loans and 0% interest credit cards to big-ticket items like car loans and mortgages. We are one of the greatest financial establishments in the UK - and our list of services and top rates proves this! Our personal loans range from £1,000 to £20,000 for both new and existing customers and, you'll get an instant decision when you apply online!

Santander can provide you with an instant decision

Get your short term cash loan deposited into your bank account immediately upon approval! It's as simple as 1, 2, and 3! All you have to do to access the quick money you need is apply online and Santander will handle the rest! Once your application has been reviewed and your credit score established, we will forward your loan agreement and, once signed, the money will be immediately deposited into your account.

Santander – Same-day loan

  • Loan Type Same-day loans
  • Interest Rate from 3.5%
  • Loan Amount up to £20,000
  • Repayment 12 months to 5 years
  • Decision Same day

Benefits of Santander

  • Overpay your loan at no extra charge
  • Apply quickly online
  • Get a decision in 24 hours

Same-day loan calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

Get a same-day cash loan from Santander

At Santander, we’re all about making your dreams a reality. Whether you're looking to buy a car or renovate and redecorate your home, we can provide you with a personal loan that will get you what you want.

We offer quick same-day loans to new and existing customers of between £1,000 and £20,000. You can select a repayment term of between 12 months and 5 years, depending on your own individual needs, income and budget.

Security & protection

At Santander, we utilize the most current and industry-leading security & encryption measures to protect you, from any illegal and dangerous activities. In addition, our fraud and theft department is standing by 24-hours a day, 7-days a week to help you get through any unfortunate event or circumstance.

Santander's boasts one of the UK's best customer service cultures with representative who are highly experienced, well-trained and up-to-date on all things related to their specific roles. We endeavour to provide you with great customer service whether you're getting in touch via the internet, by telephone or in one of our many branches.

How to apply for a loan with Santander

If you are aged 21 or over, have been a UK resident for 3 years or more, have an active bank account and an income of £6,000 or more per annum you can apply for a quick cash loan from Santander. Unfortunately, if you have bad credit, have been bankrupt had any CCJ’s or IVA’s within the last 6 years, you do not qualify for a loan from Santander and we will not be able to help you. Our same-day loan application process is simple and can be completed online. We will process your application immediately and give you an answer within minutes after submission.

Top features of Santander’s loans

  • Lend between £1,000 and £20,000
  • Flexible loan term of between 12 months and 5 years
  • 3.5% Representative Annual Percentage Rate (APR)
  • Apply for your same-day loan online or in a branch
  • Fixed monthly repayments
  • Get an instant decision when applying for a loan online

Get an affordable loan from Santander

Santander offers incredibly affordable and quick money loans that range from £1,000 to £20,000. Our  loans are suited for a variety of different uses including purchasing a car, paying for a wedding or holiday and even consolidating debts. You can select a repayment term that ranges from 12 months to 5 years and you’ll always know how much you have to repay each month because the monthly repayments are fixed. To get an idea of how much a loan will cost you, please visit our website and make use of our loan calculator sliders.

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Santander is a trusted & reliable provider of same-day loans

In our review, Santander adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Santander is a registered credit provider in the UK; FCA number 106054

Customer Reviews & Testimonials

October 2019

I am so happy with my rate. It’s exactly what I was hoping to get because it’s within my budget.

Steven B
— Sunderland —

July 2019

My compliment is directed towards the consultant who talked me through my options and who helped me to eventually decide on a same day loan. Thank you times a million! You are a star!

Dian G
— Peterborough —

Santander Contact

Contact Number


  • not available


Physical Address

Opening Hours

  • Monday 09:00 – 16:30
  • Tuesday 09:00 – 16:30
  • Wednesday 09:00 – 16:30
  • Thursday 09:00 – 16:30
  • Friday 09:00 – 16:30
  • Saturday – Closed
  • Sunday – Closed