About – Sainsbury's Bank
Sainsbury's Bank is one of the UK's main banking institutions that strives to combine industry leading administration, up-to date banking and secuirty technologies and innovative services and products with absolute professionalism and customer service brilliance.
We're devoted to genuine, friendy and helpful correspondence with all of our clients and have therefore set up a number of ways that you can contact us: by visiting us in one of our many branches, by telephone, email, via our online chat and by post. We've enjoyed 18 years of success and achievement and, we just keep growing!
How we use credit scoring to process your application
As a responsible lender - we will never endorse a fast cash loan that you can't afford to repay and will therefore rely on our credit scoring process to determine whether we can lend to you. Credit scoring does more than just tell us how likely you are to default on your credit commitments, it allows us to provide all UK residents with an unbiased and impartial lending criteria that makes us the fair lender we are today.
Low rate personal loans you can rely on
Sainsbury's Bank offers extraordinary rates on sameday micro loans with an lowest ever Representative APR of just 3.3%!
These quick personal loans are adaptable enough to help you take care of the little stuff like buying groceries when you're short of cash, paying overdue bills and taking care of unexpected bills and emergencies but, can also be used for expensive high-cost items, like a new car, a wedding or even a home renovation – at rates that are lower than what you'll pay anywhere else.
Hassle-free, online application and top-notch credit products
Need to apply for cash fast? Sainsbury's Bank has a range of credit products perfectly suited to get you out of sticky situation - from our unbelievably affordable same day cash loans, to 0% purchase and balance transfer credit cards - we've got a product that can sort you out in a flash!
Join the 1.6 million satified customers and become a Sainsbury's Bank member today!
Services – Sainsbury's Bank
Sainsbury's Bank offers personal loans from £1,000 to £35,000. Simple and adaptable repayment terms and affordable rates as low as 5.4% APR for the life of the loan. Get your rate in minutes and have the sameday cash loan in your bank account by the following day! We offer our best rates to Sainsbury's customers who hold a Nectar card but, in the event that you don't, our rates may differ slightly.
A credit solution that moulds to your needs
Intended to suit your way of life, a Sainsbury's Bank quick personal loan carries the same adaptability and respectability found throughout our products and services. Our representatives provide quick and helpful service, our terms are straightforward and our rates are among the most affordable on the market today.
Get a simple and fast personal loan that offers:
- fast loan approval
- low interest rates adjusted according to your status
- affordable fixed monthly repaymets so you know what you'll be paying for the life of the same day loan
- convenience of an easy online application
- free, secure and easy online application and account management – view your record and account balances, make additional payments and update your perosnal information, all from the comfort of your home all day
- generous and adaptable credit amounts
What you can use a Sainsbury's Bank Personal Loan for
Sainsbury's Bank's personal loans are suited to a range of needs:
- Consolidating Debt - Exploit our extraordinary rates to pay down your debt with one single, lower regularly scheduled installment.
- Home Improvement - Need to rebuild your kitchen or introduce a hot tub with a sweet LED light to enjoy on your patio?
- Short-Term Cash Flow Shortages - Sainsbury's Bank's fast approval short-term loans are intended to get you what you require, quick, no paperwork required.
- New company Loan - Fire up your own business with Sainsbury's Bank's affordable personal loans for budding entrepreneurs.
- Auto Loans - Drive the car of your dreams with Sainsbury Bank's affordable car loans.
Summary of Services
- Quick Personal Loans
- Online Debt Consolidation Loan
- Standard Loan
- Shopper Reward Loan
- Home loans
- Personal Loans for Bad Credit
Get a Quick loans from Sainsbury's Bank
Sainsbury's Bank offer quick personal loans at highly affordable rates between £1,000 and £35,000 with a loan term that ranges from 12 to 84 months. For loans of between £7,500 and £15,000 you could qualify for our Representative Annual Percentage Rate (APR) of just 3.4%. If you have a Nectar card you can enter your card details and not only will we use the information therein for your loan application but, you will have instant access to exclusive same day approval loan deals.
Loan ranges and APR's Offered by Sainsbury's Bank
- between £1,000 - £2,999 at a Representative APR of 12.5%
- between £3,000 - £4,999 at a Representative APR of 7.5%
- between £5,000 - £7,499 at a Representative APR of 4.3%
- between £7,500 - £15,000 at a Representative APR of 3.4%
- between £15,001 - £25,000 at a Representative APR of 3.3%
- between £25,000 - £35,000 at a Representative APR of 3.3%
Get a 2 month repayment holiday on your Sainsbury's Bank Loan
Sainsbury's Bank offers you a very convenient 2 month repayment holiday which must be specified on your sameday cash loan application and is given over the first 2 months of your loan term. Whether you're looking to buy a new car or take the family on holiday, Sainsbury's Bank offers a flexible, affordable and convenient way to do it. If you have an existing personal loan with another bank and would like to switch to Sainsbury's Bank, we can help.
Applying for short term credit from Sainsbury's Bank
Two basic requirements you need to meet when applying for a short term cash loan with Sainsbury's Bank; you must be aged over 18 and be a resident of the UK. We will process your application and run a credit check to determine your personalized APR as well as how much we’re willing to lend to you. If you apply for a loan online, you can receive an instant decision.
Contact DetailsPentland House, 8 Lochside Avenue
Phone: 0800 169 8503 / 0500 40 50 60
Postal AddressPO Box 29191
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