Rating based on 72 reviews

Sainsbury's Bank


  • Same-day loans up to £35,000
  • Low-interest starting from 5.4%
  • Repayment up to 84 months

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Sainsbury's Bank homepage

Author Sainsbury's Bank. Screenshot of Sainsbury's Bank website. [Accessed March 16, 2020]

About Sainsbury's Bank

Sainsbury's Bank is one of the UK's main banking institutions that strives to combine industry leading administration, up-to date banking and security technologies.

We're devoted to genuine, friendy and helpful correspondence with all of our clients and have therefore set up a number of ways that you can contact us. We've enjoyed 18 years of success and achievement and, we just keep growing!

We use credit scoring to process your application

As a responsible lender - we will never endorse a fast cash loan that you can't afford to repay and will, therefore, rely on our credit scoring process to determine whether we can lend to you. Credit scoring does more than just tell us how likely you are to default on your credit commitments, it allows us to provide all UK residents with unbiased and impartial lending criteria that makes us the fair lender we are today.

Low rate personal loans you can rely on

These quick personal loans are adaptable enough to help you take care of the little stuff like buying groceries when you're short of cash, paying overdue bills and taking care of unexpected bills and emergencies but, can also be used for expensive high-cost items, like a new car, a wedding or even a home renovation – at rates that are lower than what you'll pay anywhere else.

Sainsbury's Bank Services

Sainsbury's Bank offers personal loans from £1,000 to £35,000.

Get your rate in minutes and have the sameday cash loan in your bank account by the following day! We offer our best rates to Sainsbury's customers who hold a Nectar card but, in the event that you don't, our rates may differ slightly.

A credit solution that moulds to your needs

Intended to suit your way of life, a Sainsbury's Bank quick personal loan carries the same adaptability and respectability found throughout our products and services. Our representatives provide quick and helpful service, our terms are straightforward and our rates are among the most affordable on the market today.

Get a simple and fast personal loan that offers:

  • fast loan approval
  • low-interest rates adjusted according to your status
  • affordable fixed monthly repaymets so you know what you'll be paying for the life of the same day loan
  • the convenience of an easy online application
  • free, secure and easy online application and account management – view your record and account balances, make additional payments and update your perosnal information, all from the comfort of your home all day
  • generous and adaptable credit amounts

Sainsbury's Bank – Same-day loan

  • Loan Type Same-day loans
  • Interest Rate from 5.4%
  • Loan Amount up to £35,000
  • Repayment 12 months to 84 months
  • Decision Same day

Benefits of Sainsbury's Bank

  • Competitive interest rates
  • Quick online loan application
  • Affordable loan deals

Same-day loan calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

Get a Quick loans from Sainsbury's Bank

Sainsbury's Bank offers quick personal loans at highly affordable rates between £1,000 and £35,000 with a loan term that ranges from 12 to 84 months.

For loans of between £7,500 and £15,000, you could qualify for our Representative Annual Percentage Rate (APR) of just 3.4%. If you have a Nectar card you can enter your card details and not only will we use the information therein for your loan application but, you will have instant access to exclusive same day approval loan deals.

Hassle-free online application

Need to apply for cash fast? Sainsbury's Bank has a range of credit products perfectly suited to get you out of a sticky situation - from our unbelievably affordable same day cash loans to 0% purchase and balance transfer credit cards - we've got a product that can sort you out in a flash!

What you can use a Sainsbury's Bank Personal Loan for

Sainsbury's Bank's personal loans are suited to a range of needs:

  • Consolidating Debt - Exploit our extraordinary rates to pay down your debt with one single, lower regularly scheduled instalment.
  • Home Improvement - Need to rebuild your kitchen or introduce a hot tub with a sweet LED light to enjoy on your patio?
  • Short-Term Cash Flow Shortages - Sainsbury's Bank's fast approval short-term loans are intended to get you what you require, quick, no paperwork required.
  • New company Loan - Fire up your own business with Sainsbury's Bank's affordable personal loans for budding entrepreneurs.
  • Auto Loans - Drive the car of your dreams with Sainsbury Bank's affordable car loans.

Get a 2 month repayment holiday on your Sainsbury's Bank Loan

Sainsbury's Bank offers you a very convenient 2 month repayment holiday which must be specified on your same-day cash loan application and is given over the first 2 months of your loan term. Whether you're looking to buy a new car or take the family on holiday, Sainsbury's Bank offers a flexible, affordable and convenient way to do it. If you have an existing personal loan with another bank and would like to switch to Sainsbury's Bank, we can help.

Applying for short term credit from Sainsbury's Bank

Two basic requirements you need to meet when applying for a short term cash loan with Sainsbury's Bank; you must be aged over 18 and be a resident of the UK. We will process your application and run a credit check to determine your personalized APR as well as how much we’re willing to lend to you. If you apply for a loan online, you can receive an instant decision.

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Sainsbury's Bank is a trusted & reliable provider of same-day loans

In our review, Sainsbury's Bank adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Sainsbury's Bank is a registered credit provider in the UK; FCA number 184514

Customer Reviews & Testimonials

June 2019

Some lenders can be so stringent but Sainsbury’s Bank offers its clients flexibility. Like I could make extra repayments on my same day loan, which was convenient for me.

Seth A
— Oxford —

September 2019

Everyone who helped me with my same day loan was so friendly and very eager to assist me. Whatever it is you’re doing, keep doing it!

Sunil P
— Southampton —

Sainsbury's Bank Contact

Physical Address

Postal Address

  • PO Box 29191, Dunfermline, KY12 2AU, United Kingdom

Opening Hours

  • not available