Rating based on 22 reviews



  • Same-day loans up to £25,000
  • Low-interest starting from 3.9%
  • Repayment up to 60 months

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RBS homepage

Author RBS. Screenshot of RBS website. [Accessed March 16, 2020]

About RBS

The Royal Bank of Scotland provides competitive financial and banking services to customers across the UK.

We offer a variety of current accounts, ISA's, credit cards, car loans, home improvement and debt consolidation loans and mortgages. With such a wide range of services, RBS provides customers with end-to-end solutions for all their banking, lending and financial needs.

Customer service you can rely on

Our financial advisors and representatives are well-trained professionals that promote our values of professional, efficient and customer-orientated service. We have an obligation towards our customers, as you have an obligation towards your family and, it is on this premise that our prosperity is based. Whether you visit us in-branch, contact us telephonically or by email - we'll be there to help you with all your short term cash needs.

Industry-leading rates at RBS

Whether you're looking for a mortgage to purchase your first home or a same day loan to consolidate debts - RBS will help you find an affordable solution that truly meets your needs. Our website provides clients with a platform where they can do just about anything - from taking out a quick cash loan to finding the right credit card and applying for your very first mortgage and we're here to help you every step of the way.

RBS Services

The extent to which you can access certain financial products depends on your personal circumstances, financial history, loan amount and terms and, whether the loan is secured or unsecured.

Get a quote from RBS

When you're looking for a quick loan, you're certainly going to do a little shopping around to see where you can find the best rates and repayment terms. At RBS you don’t have to worry about how the credit searches will affect you; we offer a fast cash loan quote that will tell you if you’ll be approved and what rate you’ll have to pay before you formally apply for a loan with us! This personalized quote will also help you determine exactly how much you can borrow and what your monthly instalments will be.

Are you eligible for short-term credit from RBS?

Whether you want to apply online, over the phone or in your local branch, you can rest assured that the entire loan application process will be dealt with in the most expedient and professional manner. We’ll help you every step of the way and ensure that your short-term micro-loan is credited to your account as soon as your application has been approved. Once your loan is approved, you can easily manage your account online, request a settlement quote and update your personal details as necessary.

RBS – Same-day loan

  • Loan Type Same-day loans
  • Interest Rate from 3.9%
  • Loan Amount up to £25,000
  • Repayment 12 months to 60 months
  • Decision Same day

Benefits of RBS

  • Loan calculator online to help determine the cost
  • Get an online decision within minutes
  • Speedy loan applications

Same-day loan calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

You can get a quick and convenient same-day loan through RBS

Are you in search of a home improvement, debt consolidation, car or holiday personal loan?

RBS provides loans of between £1,000 to £25,000 that can be used for any of the aforementioned purposes and more! Our flexible personal loan terms range from 12 to 60 months, so you can access the credit you need without worrying about whether you can afford the monthly repayments.

A microloan can help you in a variety of circumstances, including:

  • taking that vacation you've been dreaming about for years – A travel loan could cover your accommodation, airfares, car hire, tours, travel costs and general holiday spending.
  • completing home renovations and repairs - Whether you are putting a second story on your home, revamping the kitchen or restroom, installing a new outhouse or shed or, simply purchasing new furniture, an RBS same-day loan can help you create the home of your dreams.
  • purchasing that new ride – You can likewise utilize a loan from RBS to get yourself a new car, caravan, trailer, scooter, motorcycle or watercraft.
  • preparing for another expansion to the family – you may require some additional money to create the nursery before the birth of your beloved new-born. A quick personal loan won't just help you cover the cost of the perfect nursery, it can likewise help cover the financial hiccups that come along with the baby.
  • financing your fantasy wedding – Pay for the dress, venue, catering and special night with a wedding loan from RBS and make your fantasy wedding a reality.
  • saving for your first home – Prepare yourself for a future home loan and build your credit score by utilizing our personal loans to build your credit score.
  • consolidating your debts – consolidate your high-interest debts into one, a more affordable and manageable personal loan from RBS.
  • cover emergency expenses and overdue bills - if you've run short of cash at the worst possible time, a same-day cash loan from RBS can help you make it through.

Top features of RBS’s fast short-term loans

  • Borrow £1,000 to £14,950 and repay over 12 months to 5 years
  • Borrow £15,000 -£25,000 and repay over 12 months to 7 years
  • Get a home improvement loan of up to £10,000 and repay over up to 10 years
  • Complete the entire loan application process online and get an answer in minutes
  • Once your loan is approved get the same-day loan credited to your account in 24 hours
  • Representative 3.9% APR
man holding thumbs up

RBS is a trusted & reliable provider of same-day loans

In our review, RBS adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

RBS is a registered credit provider in the UK; FCA number 114724

Customer Reviews & Testimonials

July 2019

Their loan process is so efficient! It was very easy getting a same day loan from RBS.

Lucy T
— Exeter —

December 2019

I know I’m going to save money because of the competitive rate you gave me for my same day loan, so thank you!

Andrew C
— London —

RBS Contact

Contact Number


  • not available


Physical Address

Opening Hours

  • Monday 09:00 – 16:45
  • Tuesday 09:00 – 16:45
  • Wednesday 09:00 – 16:45
  • Thursday 09:00 – 16:45
  • Friday 09:00 – 16:45
  • Saturday – Closed
  • Sunday – Closed