Rating based on 23 reviews



  • Same-day loans up to £25,000
  • Low-interest starting from 14%
  • Repayment up to 5 years

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Nationwide homepage

Author Nationwide. Screenshot of Nationwide website. [Accessed March 16, 2020]

About Nationwide

Nationwide is one of the UK's most trusted lenders with a highly diverse range of financial products and services.

Each customized to fill a particular financial need for our valued clients. Our objective is to give all UK residents access to credit while meeting their service needs at the most affordable rates.

Quick and secure cash loans in the UK

Nationwide is a competitive, responsible, dependable and ethical building society that boasts one of the UK's most broad range of financial products and services. Unlike our high street competitors, our profits are reinvested into our business in an effort to offer our members innovations they can benefit from, products they can trust and service that leaves a smile on their faces.

Achieve your financial goals

We believe that entrepreneurs are the cornerstone of our economy and that access to capital shouldn't be restricted to the "enormous gentlemen" who already have large amounts of resources at their disposal. We have extensive experience loaning to small, medium and large organizations in the UK. If you're looking to start you're own business Nationwide can provide you with the necessary start-up capital via our very convenient and quick personal loans.

Nationwide Services

We empower you to achieve your financial goals by giving you access to a variety of financial services.

Whether you're a student that's just started university and need some help managing your student loan or just need a quick cash loan to cover an emergency expense - Nationwide is here to help you get things done.

We partner with you

Nationwide offers quick cash; our affordable personal loans are designed to be flexible enough to be used for a range of purposes from buying a car to paying for a family holiday. If you're looking for a fast cash loan to pay for urgent car repairs or for a credit card that will help you save interest on your store card debts - Nationwide has got you covered.

Do you qualify?

If you need quick cash at affordable rates, Nationwide can provide you with a same-day cash loan that won't break the bank. We offer a range of features and benefits that rivals ven our biggest high street competitors and guarantee you: 

  • competitive interest rates
  • fixed repayments for the whole term of your loan
  • no hidden fees
  • no meetings and no unnecessary paperwork

Nationwide – Same-day loan

  • Loan Type Same-day loans
  • Interest Rate from 14%
  • Loan Amount up to £25,000
  • Repayment 1 year to 5 years
  • Decision Same day

Benefits of Nationwide

  • All our fees are transparent
  • Apply online and get an instant decision.
  • Get a personalised quote
  • Money in your account within 2 hours

Same-day loan calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

With Nationwide you can get a quick and conveniently same-day loan online

We provide loans to new and existing customers of between £1,000 and £25,000 with a loan term of between 1 and 5 years, which means that you can find an instant cash loan to suit your budget, no problem!

Our Representative Annual Percentage Rate (APR) is currently sitting at the incredibly low figure of just 3.4%, which rivals all other mainstream and online lenders. For amounts of between £1,000 and £25,000, we can guarantee you that our Representative APR will never exceed 14%. We also do not charge any arrangement fees.

Get a personal loan from Nationwide today!

Nationwide has one of the most affordable personal loan rates available on the market. Getting finance through Nationwide is simple, convenient and most of all, affordable. If you're looking for financing to purchase a new or used vehicle, renovate your home or consolidate debt, Nationwide’s quick cash loans can do the job at an extremely affordable rate with unmatched flexibility. If you have a current account with Nationwide you can benefit from our 1% discounted rate on personal loans.

Nationwide quick loans repayment details

Your first monthly repayment will be debited from your account 30 days after the same-day personal loan is paid into your account. We have no hidden fees and will only charge you an additional 30 days worth of interest if you decide to settle early. You can request a settlement quotation at any point during the loan term and this quote will remain valid for up to 28 days.

What you need to get a loan at Nationwide

To be eligible for quick personal finance at Nationwide you must be over the age of 18, have an annual income of £10,000 or more, be a UK resident and have a bank account that supports direct debits. We will run a credit search to ensure that you can afford the repayments and will offer you an APR based on your own individual financial circumstances. The entire application process can be done online and we recommend that you make use of our budget calculator to work out exactly what you can afford before filling out our quick online application.

Our unique range of financial products

Nationwide boasts one of the most diverse ranges of financial products at some of the most competitive rates in the industry. We offer clients current accounts at the lowest rates, 0% interest purchase and balance transfer credit cards, ISA's, same-day cash loans, affordable car loans and both fixed and variable rate mortgages. We also provide our customers with more financial information and support than any of our competitors and that's why we can claim to be one of the most innovative, comprehensive and customer-orientated lenders on the market.

Apply now! Whatever you need a loan for, from funding a small start-up or buying your first car to paying for unexpected medical costs or settling overdue bills - visit our website and start your online loan application today!

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Nationwide is a trusted & reliable provider of same-day loans

In our review, Nationwide adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Nationwide is a registered credit provider in the UK; FCA number 106078

Customer Reviews & Testimonials

April 2019

I took out a same day loan from Nationwide and I am beyond happy with the rate that I got.

Catherine S
— London —

May 2019

Everything was quick- applying was quick, getting approved was quick and getting the cash was quick!

Christian R
— Durham —

June 2019

A very reliable lender.

George N
— Liverpool —

Nationwide Contact

Contact Number


  • not available


Physical Address

Postal Address

  • Nationwide Building Society NW 2020, Swindon, SN38 1NW, United Kingdom

Opening Hours

  • Monday 08:30 – 16:30
  • Tuesday 08:30 – 16:30
  • Wednesday 08:30 – 16:30
  • Thursday 08:30 – 16:30
  • Friday 08:30 – 16:30
  • Saturday – Closed
  • Sunday – Closed