Rating based on 42 reviews

Lloyds Bank


  • Same-day loans up to £25,000
  • Low-interest starting from 3.3%
  • Repayment up to 7 years

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Lloyds Bank homepage

Author Lloyds Bank. Screenshot of Lloyds Bank website. [Accessed March 16, 2020]

About Lloyds Bank

The UK based, Lloyds Bank is a solid pioneer in the financial services industry.

Established 240 years back, Lloyds Bank has branches conveniently scattered all over the UK, giving customers easy and convenient access to the services they need.

We strive to make things happen for you

We're an organisation that cares about the communities serve and have diligently donated our time and resources to associations that truly need and deserve our support. Unlike so many of our competitors, we don't run away when our customers find themselves in a financial emergency, we're here for you through both good and bad.

A reliable loan service

We know that in order to gain and maintain a fruitful relationship with our customers we need to stay ahead of our competition, constantly look for ways to improve our services and ensure that our representatives are constantly challenged to provide the service our clients deserve - and that's exactly what we've been doing.

Lloyds Bank Services

Emergencies happen; cars break down, pipes burst, bills pile up and people simply have to find a way to work around these things.

Lloyds Bank offers clients loans from £500 to suit a wide variety of needs and help get your life back on track.

Personal Loans on flexible terms

  • Re-utilize all the cash that has been paid back towards the loan
  • Low month-to-month service and set-up fees
  • Flexibility to settle your loan early without punishments
  • Option to make extra instalments towards your loan

Not sure what type of credit is right for you?

Whether you are looking to pay an unexpected cost, consolidate loans or simply meet your personal needs, our simple loan application form is the first step in a very customer-friendly process.

Lloyds Bank – Same-day loan

  • Loan Type Same-day loans
  • Interest Rate from 3.3%
  • Loan Amount up to £25,000
  • Repayment 1 year to 7 years
  • Decision Same day

Benefits of Lloyds Bank

  • Make additional payments  
  • Have access to your transactions and statements
  • Change your details
  • You can also apply for a repayment holiday

Same-day loan calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

Get the quick and affordable loan you need at Lloyds Bank

Our development has resulted from achieving and maintaining outstanding administration while constantly developing our products and services.

We're a bank that grows with you, our valued clients, and always looks for ways to innovate, inspire and make banking that much simpler.

Quick & easy online application

If you're having trouble making the necessary monthly repayments on your debts, you should seek professional advice and perhaps consider consolidating your debts to make them easier to manage.

With a personal loan from Lloyds Bank, you can benefit from low-interest rates, favourable terms, secure transactions and great customer service - all while avoiding the high-interest payday loans and lenders who will only serve to cause serious financial difficulties in the long run.

Our loans are approved fast

Lloyds Bank offers fast approval personal loans to existing customers of between £1,000 and £25,000 at a fixed interest rate over a loan term of between 12 and 84 months (1 to 7 years). If you take out a loan of between £7,500 and £25,000, you could get an Annual Percentage Rate (APR) of as low as 3.3%, subject to your status. Whether you're looking to consolidate your debt or purchase a new car, Lloyds bank can offer you the quick loans that you need to get things done!

Lloyds Bank is the UK's preferred lender

You can apply for a quick personal loan of between £1,000 and £25,000 any day of the week and once you’ve been approved you will get the funds transferred into your account immediately. If you decide to repay your loan early we will not charge you any early repayment fees, so you can save on interest and manage your money the way you want to. If you do not want to settle the entire loan amount at once but wish to save on interest by making extra payments, we will not charge you either.

Important Features of Lloyds Bank’s Quick loans

  • Existing customers can get a quick loan of between £1,000 and £25,000
  • Flexible loan term of between 1 and 7 years
  • Get a personalized quick loans to quote without affecting your credit report
  • Repay early or make additional payments and save on interest
  • Get the money deposited into your account immediately after approval
  • Repay the quick loan in manageable and affordable fixed monthly instalments
  • Apply online and get approved fast
  • No hidden fees, arrangement fees, early settlement fees
  • Representative 4.9% APR and 3.3% for quick loans above £7,500

Our application process and requirements

To apply for a quick loan you must be an existing Lloyds Bank customer, be over 18 and a resident of the UK. If you're already registered for online banking with us you can apply online in just 5 minutes and you’ll receive a response from us within minutes. If you are not registered for online banking you can also apply online but this will take a little longer (about 10 minutes). We will run a soft credit check on you and provide you with a loan offer within just 2 working days.

If you're looking for a short term personal loan, Lloyds Bank can help. Our online lending platform allows you to apply for credit, track your application and manage your debts on the most simple and convenient system on the market.

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Lloyds Bank is a trusted & reliable provider of same-day loans

In our review, Lloyds Bank adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Lloyds Bank is a registered credit provider in the UK; FCA number 119278

Customer Reviews & Testimonials

June 2019

I like that I could manage my same day loan online because that made it easier for me to stay on top of everything.

Helen T
— St Albans —

September 2019

The application was straightforward and therefore very easy to complete.

Jason L
— Cambridge —

Lloyds Bank Contact

Contact Number


  • not available


Physical Address

Opening Hours

  • Monday 09:00 – 17:00
  • Tuesday 09:00 – 17:00
  • Wednesday 09:00 – 17:00
  • Thursday 09:00 – 17:00
  • Friday 09:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed