Rating based on 47 reviews



  • Same-day loans up to £15,000
  • Low-interest starting from 3.3%
  • Repayment up to 5 years

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HSBC homepage

Author HSBC. Screenshot of HSBC website. [Accessed March 15, 2020]

About HSBC

We're one of the UK's longest-standing banking institutions and have grown from strength to strength over the years.

From industry-leading financial products and services to a highly-skilled, professional and friendly team of experts and customer service agents, HSBC is the UK's preferred financial services provider.

Our loans are designed to help you

Whatever you're financial plans – investing in a new house, investing in your family's future, or simply keeping more of your hard-earned money in your pocket – we're here to help you achieve them. Our online platform allows you to explore and investigate various finance solutions, manage your existing accounts and access information on how to better manage your money.

Turn your dreams to reality

We truly care about our client's and strive to help them achieve the financial freedom they deserve. If you're looking for an online short-term financing solution tailor-made to suit your budget, HSBC can help. Our success has been achieved with pride, conviction, perseverance, vision and a steady determination to meet our customer's and members‘ expectations.

HSBC Services

HSBC is here to help you get the money you need, as fast and hassle-free as possible.

HSBC offers client's an industry-leading low rate of just 3.3% APR on loans of between £7,000 and £15,000 with flexible repayment options designed to suit your income and budget.

Financial solutions at industry leading rates

Whether you need a same day cash loan for an emergency, personal or business purposes, HSBC is here to provide you with the money you need at the lowest rates available on the market. To meet all requirements for an HSBC personal loan, clients need to be 18 years or over, have a steady income and proof of address for at least 3 years. Although we do not provide bad credit loans we understand that not everyone has an immaculate credit report and we'll do our best to help you regardless of your circumstances.

Get a quick loan for emergencies

From a broken-down car to a change of locks after a break-in, a personal emergency loan could be the best approach to help you get through a difficult time. Clients simply need to note that HSBC utilizes the risk-based approach as a part of our online loan application process and a customer's credit profile will directly affect the interest rate offered.

HSBC – Same-day loan

  • Loan Type Same-day loans
  • Interest Rate from 3.3%
  • Loan Amount up to £15,000
  • Repayment 1 year to 5 years
  • Decision Same day

Benefits of HSBC

  • Get a quick loan decision
  • Fast access to funds
  • Make overpayments with no extra charge
  • Top up your existing loan

Same-day loan calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

HSBC offers quick loans at unbelievable low interest rates

HSBC offers personal loans that can be used for anything from buying a car to paying for a family holiday.

If you have a good credit score and can afford to take out any form of credit, a quick cash loan can simply offer you more flexibility at a much faster turnaround time. HSBC offers fast cash loans at some of the most affordable rates on the market. To get an idea of just how much more affordable our quick loans are than most other online and traditional lenders, simply visit our website and enter your desired loan amount and loan term.

HSBC's simple, affordable and flexible financing options

We offer short-term personal loans of between £1,000 and £25,000 at a fixed interest rate over a loan term of between 12 and 60 months. If you're looking for an amount between £7,000 and £15,000 you could walk away with an Annual Percentage Rate of as low as 3.3%, and that’s a rate that crushes both our online and brick and mortar competitors! You also have the convenient option of taking a repayment holiday, should you qualify for it and, the option of repaying your loan early without being charged early repayment fees. Another great feature of our fast approval loans is that they are unsecured; so you don’t have to own a home to get it!

Do you qualify for finance with HSBC?

To be eligible for a same-day cash loan with HSBC you must be over the age of 18, have an annual income of £10,000 or more, be a UK resident and have a bank account that supports direct debits. We will also request your permission to run a credit check which will help us determine if you can afford the loan and will require proof of income if you're a new customer. You can thereafter complete the entire loan application process online and you’ll get a decision immediately, provided that we do not require any additional details from you. If you're a new customer, we will get back to you within 5 working days.

Customer Reviews & Testimonials

October 2019

I know from personal experience how expensive a loan can be but HSBC helped me with a same day loan that was actually quite affordable, certainly more affordable than what I was expecting!

Jake K
— Manchester —

November 2019

I’ve taken out loans from other lenders before but HSBC stands out for me because from start to finish, I was so impressed with the service. They were so efficient and everything went smoothly.

Jude T
— Wolverhampton —

HSBC Contact

Physical Address

Opening Hours

  • Monday 08:00 – 20:00
  • Tuesday 08:00 – 20:00
  • Wednesday 08:00 – 20:00
  • Thursday 08:00 – 20:00
  • Friday 08:00 – 20:00
  • Saturday 08:00 – 20:00
  • Sunday 08:00 – 20:00