Bank of Scotland

Bank of Scotland – Same-day Loans
image of Bank of Scotland
image of Bank of Scotland

About – Bank of Scotland

Bank of Scotland offers a simplified, transparent, and hassle free solution to help with life’s unexpected emergency expenses.

Bank of Scotland will provide you with enough cash to tide you over until your next payday while making sure you don't lend more than you really need or can afford. Waiting for approval for a bank loan can take days but with us, you'll receive an instant loan decision when you apply online.

With Bank of Scotland, you can get the amount you need deposited directly into your account as early as the next day. Our customer service is always friendly, informative, and available online or by phone, all from the comfort of your own home.

The highest standards in responsible lending practices

The Bank of Scotland is your financial partner, connecting applicants across the country who are running short on cash to direct deposit payday loans. So whether you need cash to pay overdue bills or consolidate debts that are getting out of control, we have the credit solution you need.

We're transparent and upfront about our fees and everything associated with getting your money and paying it back. If you're already a Bank of Scotland customer you can log in to your online banking and check if you've already been approved for a provisional short term loan. If so, you merely need to sign the relevant agreement form and we'll credit the money to your account immediately. If you still have any questions about our services or need help with an application - give us a call, we're here to help you.

Fast, efficient, & private – we put our loan applicants first

While the market for alternative financial services in the UK grows day by day, and more would-be competitors enter the industry, Bank of Scotland continues to view every client as a complete individual.

We strive to serve more clients, more effectively, and as soon as possible. Our online loan application process provides instant loan approval and a direct deposit of quick cash, completely fuss free! Rest guaranteed, the Bank of Scotland has your best interest at heart and can give you the financial means, inside your budget.

Don't wait in line when you can borrow with Bank of Scotland and get ahead of the queue!

Services – Bank of Scotland

The UK economy, in the same way as many other economies across the globe, is experiencing a troublesome period during which people are finding it more and more difficult to stay ahead of their expenses.

Running short on cash can happen to anyone, at any time

You might, for instance, need to repair your car or purchase new tires. Perhaps you need emergency cash to cover unforeseen medical bills or houshold repair costs. Perhaps you've used your emergency fund and now have noting left to fall back on in aThese things normally happen when we cannot manage your finances.

On the off chance that you can't bear the cost of these additional costs, the answer could be to seek a personal loan from a legitimate sameday cash lender, ideally an Authorized Financial Services and Credit Provider.

The Credit Act ought to shield you from getting into further inconvenience, as the lender needs to comply with the law, and is not permitted to give you cash that you can't stand to reimburse.

Fundemental requirements when applying for a loan

The Bank of Scotland using credit scoring to determine whether or not we're willing to lend to you. This ensures that all of our clients are treated equally and that we lend only to individuals who can afford to take on the debt.

This obligatory credit check will be carried out as soon as your application reaches us, and on the off-chance that we conclude that you do not have the capacity manage the cost of the reimbursements, we will tell you why you application has been unsuccessful and suggest that you reapply after 6 months.

If you're approved for credit we will provide you with all the information you need to conclude the agreement, get your quick cash and manage your repayments.

Affordable personal loans at industry leading rates

The Bank of Scotland offer consumers loans from £1,000 to £25,000 with a loan term ranging between 1 and 7 years. A 6.4% APR is accessible on loans of between £7,500 to £25,000 with a loan term of between 1 and 5 years.


Summary of Services

  • Business Loans
  • Quick Personal Loans
  • Home loans



Quick loans from the Bank of Scotland

The Bank of Scotland provides the most comprehensive personal loan and banking services in the UK; from overdraft services to quick loans; our customers have a range of premium financial services to choose from. If you're a looking for a fast personal loan to buy a car, renovate your home or consolidate debts, the Bank of Scotland has a flexible solution to suit your needs. As a well-established financial services provider, our rates are among the most affordable on the market with a Representative APR of just 4.9% on select loan amounts.

Apply for an affordable loan from the Bank of Scotland

If you're looking for a same-day loan, you’ll certainly find a solution at the Bank of Scotland. In order to qualify for a personal you must be an existing client of the Bank of Scotland, be 18 years or older, have proof of address for the past 3 years, have not been rejected for any credit products in the 3 months preceding your application and, not have had any CCJ’s, IVA’s or been bankrupt.

Quick loans from the Bank of Scotland Features

  • Lend between £1,000 and £25,000
  • Flexible loan term of between 12 months and 7 years
  • Repay early without any repayment fees
  • 4.9% Representative Annual Percentage Rate (APR)
  • Apply for a loan online, over the phone or in one of our many branches
  • Repayment holiday available
  • Get an instant decision after applying online
  • Make additional payments over the loan term and repay early without charge

Getting your loan application approved

Whether you want to apply online, over the phone or in your local branch, you can rest assured that the entire loan application process will be dealt with in the most expedient and professional manner. We’ll help you every step of the way and ensure that your quick personal loan is credited to your account as soon as your application has been approved. Once you've been approved, you can easily manage your account online, apply for a repayment holiday, request a settlement quote and update your personal details as necessary.

Contact Details

10/16 King Edward Street
Perth
Scotland
United Kingdom

Phone: 0345 721 3141 / 0845 606 0286

Fax: 0845 606 6114


Postal Address

PO Box 23581
Edinburgh
EH1 1WH
United Kingdom

Opening Hours




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