AA Loans

AA Loans – Same-day Loans
image of AA Loans
image of AA Loans

About – AA Loans

AA Loans is one of the UK’s leading online credit providers – our cutting-edge personal finance platform offers a variety of financial products and is a port-of-call for consumers and influencers looking for advice about all things money.

AA Loans is a trusted, affordable and independent source of finance

We offer cutting edge financial tips and serve as a facilitator between the financial services industry and customers. At AA Loans, we're all about helping the financial services industry educate and empower consumers to make smarter personal finance decisions.

Our short-term credit services are packed with tools to help the consumer, including access to consumer protection information and expert advice.

We also have a panel of dedicated financial experts that are able to answer your financial questions on our comprehensive forum. If you're not sure about any of our products or need additional information on your application or existing loan, we're here to help you with a smile.

Financial advice and tools when you need it the most

Our news, opinion, guides and forum sections de-mystifiy personal finance and the often confusing options involved, helping people make the right choices without commercial advertising influencing our recommendations.

In partnership with some of the country’s leading same day cash lenders and major financial institutions, AA Loans gives consumers access to an incredible wealth of information that stems from these organizations but, that is not always easily accessible to them.

If you're already an AA Member you can enjoy an upgrade to your existing AA Breakdown Cover. Get finance today – contact us now.

Services – AA Loans

Personal Loans — A personal loan is great for helping you put your plans into action; from paying overdue bills or consolidating debt to making a large purchase or taking the family on vacation, this is the most affordable and flexible same day credit product available on the market. Personal loans can either be secured or unsecured, however, most online providers offer only the unsecured option and therefore lower loan amounts at higer interest rates.

Unsecured Loan — AA Loans offers unsecured sameday loans which are obtainable without the utilization of property, for example, a house, as collateral for the loan.

AA Loans offers unsecured loans

This means that you don't have to be a homeowner to access fianace from AA Loans; we just need to look at your financial status and employment details and you're good to go!

Our 'best purchase' low rate loan has a Representative 4.3% APR for loans of between of £7,500 and £15,000 and a loan term of between 2 and 5 years. Our quick cash loans range between £1,000 and £25,000 at varying APR's which are subject to status.

AA Loans provides a straightforward application process

We have a fully online loan application process, quick endorsement choices and fast financing alternatives. Furthermore, you can pay off your personal loan early to save money on future interest installments - with no early repayment penalties. Each AA Loan comes with twelve months' free AA Breakdown Cover, so should you find youself brokendown on the roadside, we'll be there for you, every minute of every day.

Timeous repayment is critical to your financial future because we report both good and bad facts to credit agencies and this will affect your credit score.


Summary of Services

  • Personal loans
  • Car loan
  • Bad Credit Loans


Loans that suit any purpose and goal

AA Loans offers affordable loans of between £1,000 and £25,000 that you can use to finally get that home improvement going, repair your car, take that long-awaited family vacation, purchase a car or, pretty much anything else you can think of. Our quick personal loans can be repaid over a period of between 12 to 84 months, so your monthly repayments can be adjusted to best suit your income and budget.

Benefits of taking out a Quick loan from AA Loans

Our same-day cash loans come with a wide range of benefits that are, we believe, quite unique when compared to the offerings of our competitors. Apart from our highly flexible loan amounts and repayment terms, we don’t charge any set-up or arrangement fees. For an online lender, our Representative 3.9% APR, which is set by our credit partner, the Bank of Ireland, is highly competitive and cannot be offered by the majority of other providers.

Summary of Quick loans from AA Loans

  • Unbeatable Representative APR of 3.9%
  • Instant cash loans of between £1,000 and £25,000
  • Fixed monthly repayments
  • Apply online
  • Quick response and loan approval
  • No arrangement or setup fees
  • Loans provided exclusively by the Bank of Ireland

How to Apply for credit from AA Loans

We care about our customer’s financial health and recommend that you visit our website to review the wealth of information available to help you better manage your money. You should also take some time to review our services and get to know us a little better. Once you've familiarized yourself with us, you can then use our simple loan calculator sliders to get an estimate on how much you’ll be paying for your quick personal loan and what your monthly installments will look like. You can then click on the “find out more” button which will direct you to our eligibility requirements and application page.

Are you Eligible for a loan with us?

You can apply for a loan from AA Loans if you:

  • Are aged 21 or over
  • Are employed and earn over £12,000 per annum
  • Have an active bank account to which your monthly paycheck is deposited
  • Are a UK Resident
  • Have a good credit history and no bankruptcy or CCJ history

Contact Details

AA Customer Support, Fanum House
Basingstoke
Hampshire
United Kingdom

Phone: 0344 209 0754 / 0800 085 2721


Postal Address

Fanum House Basingstoke
Hampshire
RG21 4EA
United Kingdom

Opening Hours




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