Rating based on 47 reviews

SafetyNet Credit

  • Quick loans up to £500
  • Apply online today
  • Low-interest starting from 68.7%

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SafetyNet Credit homepage
Author SafetyNet Credit. Screenshot of SafetyNet Credit website.
[Accessed September 7, 2021]

About SafetyNet Credit

SafetyNet Credit is a brand spanking new way of borrowing.

SafetyNet Credit is unique in both the old-school banking way and the more widely used online lending world.

By offering their clients quick loans online, and at very competitive APRs, getting cash in a flash is the next best thing to sliced bread. They offer their clients quick and instant cash loans when they need them. You need not worry again about running out of cash and finding yourself in a battle to get a payday loan.

With SafetyNet Credit, things have changed dramatically. There is no more going online, filling out lengthy application forms, or long waiting periods. Once you have registered with them, you simply select the 'automatic SafetyNet' option, and Bob's your uncle! You will have the quick loan you need.

Quick loans online in a flash

With their new and unique approach to lending, they offer a revolving quick loan line of credit to their customers of up to £500. This limit can automatically be credited to your account by selecting the 'automatic SafetyNet' option, or by logging into your SafetyNet Credit account.

What makes this quick loan better than the rest is the fact that the money is available immediately if you need it. This sets SafetyNet Credit in a world above the rest when it comes to lending. They give the word immediate a brand new meaning. 

SafetyNet Credit works by linking to your bank account. You set the minimum limit and as soon as your account reaches its set limit, SafetyNet automatically transfers your quick loan money into your account, preventing you from going into the red at any given time.  No deal can get sweeter than the deal you get at SafetyNet Credit.

SafetyNet Credit Services

SafetyNet Credit is a flexible quick loan finance option that is easy to manage and minimizes costs.

When you choose the smart top-up option on your SafetyNet dashboard, your account is automatically topped up even before you go into your quick loan overdraft. 

Repayments are taken from your account automatically as soon as there is money in your account. These repayments are not limited to your minimum payment. As soon as money becomes available in your account, SafetyNet Credit will attempt to take the whole quick loan amount as per the credit agreement. 

What SafetyNet Credit offers you

With their continued promise of full transparency regarding interest charged, you can get quick loans of up to £1,000. Part of what they have on offer to their clients is a free app not only to help you manage your borrowing but also to optimize the way you borrow.

They have options of automatic repayments via the 'automatic SafetyNet' button or by choosing to manually repay your loan. With their smart top-ups, they top up your bank account ensuring that it stays above the SafetyNet levels.

With SafetyNet quick loans there is no catch

SafetyNet Credit’s quick loans allow you to enjoy a transparent service. With them, there is no guesswork or nasty surprises in the deal. They offer you a service with no sign-up or monthly subscription fees.

There is also no extra charge for paying off your quick loan early. The biggest bonus yet is that they give you a free comprehensive set of money management tools so you can be in control of your finances.

SafetyNet Credit – Quick loan

  • Loan Type Quick loans
  • Interest Rate from 68.7%
  • Loan Amount up to £500

Benefits of SafetyNet Credit

  • Flexible and affordable loans
  • Make early repayments
  • Get a free app to help you manage your loan

Quick loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

SafetyNet Credit has quick and convenient loans

SafetyNet Credit is for anyone looking for a flexible, immediate, and affordable way of getting a quick loan and it is free to apply.

Only once you borrow, do you start paying. When you apply for a loan online, the first question asked will be who you bank with. Simply indicate your current bank and hit continue. You will be directed to the page where you check the boxes to say that you have read their terms and conditions and understand everything. Once again, click continue.

What you need to apply

  • You must be a UK resident.
  • You must be 18 years or older.
  • You must provide proof of a regular income.
  • You will need your bank sort code and account number.
  • You will need your debit card and internet banking log-in details.

Requested information on sign up

  • Your full names.
  • Your email address.
  • Your phone number.
  • Your date of birth.

You will now be asked to provide your postcode or to manually enter your full address. You will need to state your residential status as well as indicate how long you have been residing at your current address.

Your SafetyNet quick loan application is almost complete

The following section will require information about your employment and the amount you would want to set as your SafetyNet loan. Lastly, you will be asked to set up your SafetyNet account with a password. It is as easy and convenient as that. Log into your account and follow the in-app prompts and you are done.

With SafetyNet Credit's quick loans you never have to worry about running out of cash again. They keep you topped up and you can be assured that you will never be in the red again. Give them a chance to be there for you like they have been for so many others.

Some of the benefits of a quick loan with SafetyNet Credit

  • Flexible Credit.
  • They are committed to responsible lending.
  • Full transparency regarding interest.
  • Smart top-ups.
  • No extra cost, no hidden charges.
  • Free to join.
man holding thumbs up

SafetyNet Credit is a trusted & reliable provider of quick loans

In our review, SafetyNet Credit adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

SafetyNet Credit is a registered credit provider in UK: FSA 715525

Customer Reviews & Testimonials

June 2021

Now that I know that I won't fall short on cash again, I have learned to manage my money better. With SafetyNet, I know that even unexpected things can be covered.

Harper Taylor
— Liverpool —

June 2021

With SafetyNet, Credit life has become so much easier. Knowing that you have something to fall back on and only paying when you use it is great. No extra costs and no monthly subscriptions.

Colton Roberts
— Hampshire —

September 2021

Last month we had an unexpected vet bill and it was such a relief to know that we had SafetyNet Credit to fall back on. It is very assuring knowing that you have access to cash when you need it w...

Lily Greene
— York —

SafetyNet Credit Contact

Contact Number


  • not available


Physical Address

Postal Address

  • SafetyNet Credit PO Box 1515 , High Wycombe , HP11 9JE

Opening Hours

  • Monday 08:00 – 19:00
  • Tuesday 08:00 – 19:00
  • Wednesday 08:00 – 19:00
  • Thursday 08:00 – 19:00
  • Friday 08:00 – 19:00
  • Saturday 09:00 – 17:00
  • Sunday – Closed