Rating based on 52 reviews

RBS Loans


  • Quick loans up to £25,000
  • Low-interest starting from 3.9%
  • Repayment up to 7 years

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RBS Loans homepage

Author RBS Loans. Screenshot of RBS Loans website. [Accessed September 7, 2021]

About RBS Loans

The Royal Bank of Scotland is one of the most technologically advanced and well-established Banks that serve the UK.

We offer some of the markets most affordable and flexible same-day loans - so you can apply from home in just minutes.

Constantly evolving RBS

Over the years RBS has been constantly improving and upgrading our range of products, services and technological innovations. You can now make a payment to any of your mobile phone contacts without their banking details and apply for a quick loan online. We believe in making finance simple by offering our customers easier ways to bank and borrow.

Great reasons to us RBS

At RBS we treat people as individuals and strive to develop a long term relationship with them. Whether you're looking for car finance or a quick loan to pay for a night out with friends we've got a solution for you. With some of the lowest rates on the market we help people build their future's by offering them solutions that meet their needs.

RBS Loans Services

We offer new and existing RBS customers low-rate short-term loan that ranges from £1,000 to £25,000 at a Representative APR of just 3,9% and you can apply online!

Personalized loan quotes

Many people are worried about whether or not they qualify for a quick loan at RBS and, to help you find out without making you fill out an application or agree to a credit check we offer you a personalized fast quote system.  

Our personal loans

You can apply for an unsecured loan of up to £25,000 and select a loan term of up to 84 months. Our flexible loan terms ensure that your monthly loan repayments are affordable and will fit in to just about anyone's budget.

We also offer bigger loans that go up to £35,000 for people who have some form of security available and are looking to embark on bigger projects like a complete home remodelling or some form of investment.

RBS Loans – Quick loan

  • Loan Type Quick loans
  • Interest Rate from 3.9%
  • Loan Amount up to £25,000
  • Repayment 12 months to 7 years

Benefits of RBS Loans

  • Affordable loans
  • Get an online decision within minutes
  • Speedy approval

Quick loan calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

RBS is the UK's favourite quick cash lender

We care about your financial health and insist that you visit our site informative to review the wealth of information available on our quick loans.

You should also take some time to get to know us a little better since we'll certainly return the favour when you apply for a loan or become a customer.

Using our loan calculator

Once you've reviewed our offerings, you can then use our accurate loan calculator slider to get an idea of how much you’ll be paying for your short-term loan and what your repayments will likely amount to. We offer people who are struggling to manage their debt the option to consolidate their debt by opting for an affordable RBS personal loan instead.

Our eligibility requirements

If you're over the age of 18 and are a resident of the UK with a good credit history you can apply for a loan from RBS. We will process your application, run an applicable credit check and let you know if you’ve been approved within 48 hours. If you apply online, we’ll give you an answer as soon as possible and, once approved, the quick personal loan will be sent to your bank account instantly!

Using our personal loan quotations

With RBS you won’t have to worry about how the credit searches will affect you; we offer a personalized loan quotation that will tell you if you’ll be approved and, what rate you’ll get before you formally apply for a quick loan with us! This personalized quote will also help you determine exactly how much you can borrow and what your monthly instalments will be.

Top features of RBS’s quick personal loans

  • Apply for a loan online
  • We will transfer the money to your account by the next business day
  • Representative 3.9% APR
  • Borrow £1,000 to £14,950 and repay over 12 months to 5 years
  • Borrow £15,000  to £25,000 and repay over 12 months to 7 years
  • Get a home improvement loan of £10,000 with a loan term of 10 years 
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RBS Loans is a trusted & reliable provider of quick loans

In our review, RBS Loans adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

RBS Loans is a registered credit provider in the UK; FCA number 114724

Customer Reviews & Testimonials

October 2019

RBS would never give you a loan without ensuring that you can afford the credit package.

Thomas W
— York —

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