Rating based on 47 reviews

Lloyds Loans


  • Quick loans up to £25,000
  • Low-interest starting from 4.9%
  • Repayment up to 7 years

In-page navigation

Lloyds Bank homepage

Author Lloyds Bank. Screenshot of Lloyds Bank website. [Accessed September 7, 2021]

About Lloyds Bank

At Lloyds Bank, we’re committed to giving you the best loaning services accessible and additionally the lowest rates and fees for your instant cash loan.

We offer a fast and simple to use service to help people with their emergency financial needs. Our service has no concealed charges and we strive to educate our customers as openly and thoroughly as possible.

We are a responsible and ethical lender

Lloyds Bank strives to make loan shopping simple for people, regardless of what their financial circumstances and needs may be. We accept that quick loans are often sought by people in a difficult financial situation and we aim to provide assistance where possible all the while still maintaining our commitment to responsible lending.

Normally, lenders favor loan applications focused around an individual's credit score, however, credit histories have never precisely reflected an individual's actual capacity to re-pay a loan. Thus, we loan to people of all credit foundations 24 hours a day, 7 days a week.

A range of products to suit your lifestyle and needs

Whether you need a personal loan, vehicle loan or home loan, we can promise that the application will be secure and simple. We offer quick loans for those uncommon financial crises to existing customers and also personal loans for bigger financial commitments.

Lloyds Bank Services

To find out more about how Lloyds Bank can improve your life through our basic yet effective processes – visit our website, call us or visit us in-branch.

Lloyds Bank offers a range of banking services across the UK – from student loans for recent graduates to loans for bad credit, we have some of the country’s most advanced and affordable lending and banking products.

Personal Loans

Our personal loan are so flexible that they can be used to consolidate debt – we will personalize your interest rate based on your credit score and will make an loan amount offer to you within minutes after you complete our application form online.

Understanding debt consolidation

Debt consolidation involves trading many smaller loans for a single, larger loan. This larger loan may carry a lower interest rate or may just make your debts a little easier to handle. Cancelling credit cards may, however, cost you since you’ll probably be charged early repayment fees. If so, a consolidation loan may serve only to make it worse and you may want to consider alternatives.

Apply for a loan

With Lloyds Bank it’s easy to apply for a loan online with our cutting edge banking platform and high-level security features. We’ve also made it easy for you to apply for any of our products online, manage your accounts, update you information and even chat to our agents.

Lloyds Bank – Quick loan

  • Loan Type Quick loans
  • Interest Rate from 4.9%
  • Loan Amount up to £25,000
  • Repayment 1 year to 7 years

Benefits of Lloyds Bank

  • Make additional payments  
  • Have access to your transactions and statements
  • You can also apply for a repayment holiday

Quick loan calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

Get an affordable quick loan from Lloyds Bank

Lloyds Bank offers affordable, flexible and quick loans to existing customers who have had an account with us for at least 12 weeks.

Our loans carry a Representative 4.9% APR on a loan of between £7,500 and £25,000 on a loan term of between 12 months and 5 years. With such great rates and unparalleled flexibility, you can get the loan you need to do just about anything from renovating your kitchen and buying a new car to consolidating credit and store card debt at a lower interest rate.

Top features and details of Lloyds Bank’s loans

  • Borrow between £1,000 and £25,000
  • Apply online, no paperwork hassles
  • Instant online decision and immediate loan advance
  • Select a quick loan term most convenient for you of between 12 months and 7 years
  • The actual rate you're offered will be subject to your own personal status
  • Borrow more with our great “top-up” feature Get a personalized quotation that will not affect your credit score
  • Make additional payments and save on interest in the long run
  • Pay off your instant loan early at no additional charge or penalty
  • If you're a Club Lloyds member get 0.7% discount at the start of your loan and save

Applying for a loan from Lloyds Bank

If you're ready to apply for that home improvement, vacation or debt consolidation loan from Lloyds your next step should be to visit our website where you can make use of our loan repayment calculator to see what your repayments are likely to look like.

Once you’ve decided on the loan amount you need you can fill in our quotation form and we will send you a personalized quotation that will not make a mark on your credit report. If you decide to accept our loan offer you will then need to fill in our online application form and once we’ve run the necessary credit check and verified your information we will approve the loan and credit it to your account immediately.

man holding thumbs up

Lloyds Bank is a trusted & reliable provider of quick loans

In our review, Lloyds Bank adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Lloyds Bank is a registered credit provider in the UK; FCA number 119278

Customer Reviews & Testimonials

November 2019

Lloyds Bank has always ensured that customers understand all the terms and conditions of their loans before transferring the money to their bank accounts.

Victoria L
— Exeter —

October 2019

My financial life has completely changed for the better ever since I got a loan from Lloyds Bank.

Jack S
— Oxford —

Lloyds Bank Contact

Contact Number


  • not available


Physical Address

Opening Hours

  • Monday 08:00 – 20:00
  • Tuesday 08:00 – 20:00
  • Wednesday 08:00 – 20:00
  • Thursday 08:00 – 20:00
  • Friday 08:00 – 20:00
  • Saturday 09:00 – 13:00
  • Sunday – Closed