Rating based on 34 reviews

Cobra Payday Loans

  • Quick loans up to £5,000
  • Low-interest starting from 49.9%
  • Repayment up to 36 months

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Author Cobra Payday Loans. Screenshot of Cobra Payday Loans website.
[Accessed April 15, 2020]

About Cobra Payday Loans

If you need a quick cash loan - Cobra Loans can help you find it by leveraging our pool of online lenders.

We're not a bank or credit union - applying with Cobra Loans can help you find a lender that can credit a loan to your account in the shortest space of time possible. All of our lenders are registered with the FCA and are reliable.

Find a loan - even with bad credit

Although many payday lenders offer short-term credit to people with bad credit - not all of them do and trying to figure out which is can be a daunting task. By using Cobra Loans you can find a lender that offers bad credit loans quickly - 100% online.

Saving you time and money

We will check our pool of lenders and find out who is willing to offer you an emergency loan and how much they intend to charge you - we can then present you with the best rates among these options - saving you both time and money.

Cobra Payday Loans Services

Cobra Loans can help you find a quick cash loan that ranges from £100 to £2,000 - all you need to do is complete our online application form and we'll do the rest for you!

Even when it comes to lending money online - the sheer number of lenders and products can make a seemingly simple task almost impossible.

Our panel of lenders

All of our lenders are registered and can be trusted to provide you with an emergency cash loan without any hassle. Whether you need to fix your washing machine, change the tires on your car, or buy a plane ticket - our panel of the lender can get you the cash you need faster than all the other lenders on the market.

Speed versus low rates

Many of the people that use our brokerage services have good credit and can easily qualify for the lowest rates on the market, however, they chose to use our services and panel of lenders because of the sheer ease and speed at which they can get a loan credited to their accounts.

If you're looking for the fastest cash loan available in the UK - you've come to the right place! 

Cobra Payday Loans – Quick loan

  • Loan Type Quick loans
  • Interest Rate from 49.9%
  • Loan Amount up to £5,000
  • Repayment 36 months

Benefits of Cobra Payday Loans

  • Apply online and get an instant decision
  • Use your loan for any purpose
  • Get a same day payout

Quick loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Cobra Loans makes it fast and convenient to access quick loans

We don’t just make it easy for you to apply for a loan - we make sure it's as quick as possible!

Have you been denied credit in the past?

If you don’t have a perfect credit score you've likely been rejected by banks or credit unions who base their lending decisions solely on your credit rating. At Cobra Loans we can help people who have been denied credit in the past by offering them access to multiple online lenders - most of whom are willing to ignore a bad credit rating and focus on your ability to repay the personal loan you're applying for.

Find a loan that meets your needs

When you apply for a loan with a single lender you're usually restricted in the terms of how much you can borrow and when you can repay the loan. Why let lenders decide the terms for your quick loan? At Cobra Loans we allow you to decide how much you borrow and when you make repayments by exposing you to multiple lenders.

One application form

We can understand how frustrating it must be to complete an entire loan application only to be denied days later. With Cobra Loans you can find out if you're going to be approved for an instant loan almost immediately and, if one lender says no we'll find one that will say yes - without damaging your credit score or making you complete multiple application forms.

Basic loan requirements

Although the requirements for applying for a same-day loan vary from lender to lender - must have the exact same general requirements. These are that you be over 18, are a resident of the United Kingdom, be employed with the ability to demonstrate a stable monthly income, proof of address, and that you have a bank account, email address, and telephone number.

Some lenders will also require that you earn more than a set minimum per month and that you pass the credit checks. Where you don’t meet one lender's requirements we will try to find another where you do meet their requirements - this is a completely free service to you.

Quick loan application

Our loan application form which we will use to find a loan product that you qualify for and that also meets your needs - will only take you about 2 minutes to complete. If you have any difficulties completing this form you can contact us - we're available 365 days a year!

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Cobra Payday Loans is a trusted & reliable provider of quick loans

In our review, Cobra Payday Loans adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Cobra Payday Loans is a registered credit provider in UK: FSA 802557

Customer Reviews & Testimonials

October 2019

I would recommend Cobra Loans to any customer that is looking for affordable credit offers.

Emily K
— Edinburgh —

October 2019

Cobra Loans is my preferred credit provider because they offer some of the best interest rates in town.

Simon C
— Cambridge —

Cobra Payday Loans Contact

Physical Address

  • Woodwater House, Pynes Hill, Exeter Devon EX2 5WR United Kingdom
  • Get Directions

Opening Hours

  • Monday Open – 24/7
  • Tuesday Open – 24/7
  • Wednesday Open – 24/7
  • Thursday Open – 24/7
  • Friday Open – 24/7
  • Saturday Open – 24/7
  • Sunday Open – 24/7