Rating based on 63 reviews


  • Quick loans up to £1,000
  • Low-interest starting from 509.9%
  • Repayment up to 6 months

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Cashfloat homepage
Author Cashfloat. Screenshot of Cashfloat website.
[Accessed April 15, 2020]

About Cashfloat

Cashfloat is a fair, efficient, and modern online payday lender. We're regulated by the FCA and are committed to responsible lending practices.

As an online lender, we want to ensure that we process loan applications as fast as possible and credit the quick cash loan immediately after this approval.

A direct lender

There are just as many credit brokers as there are direct lenders and, credit brokers usually promote the short-term loans that will bring them the highest commission. Avoid these expensive and dangerous brokers by cutting out the middleman and going straight to the lender.

We also have a wide range of information available on our site which will explain the ins and outs of payday loans and tell what you should and shouldn’t do.

Transparent rates and fees

A quick visit to our website will already give you a sense of just how different we are. We are completely transparent and honest - laying out our fees and rates so that everyone can decide if taking out an emergency cash loan with us is their best option.

Cashfloat Services

Cashfloat is a payday lender that offers quick, flexible, and convenient short-term loans to people across the UK.

Cashfloat offers loans that range from £200 to £1,100 - this is a loan range that is unique among all the payday lenders on the market and one that our customers truly appreciate.

What I can do with my Cashfloat Loan

We don't need to know what you intend to use your fast cash loan for - this is entirely up to you, the customer. You can buy clothes, buy electronics or appliances, pay for a wedding, buy an airplane ticket, or just use the loan to help you through a difficult month.

Simple online application

At Cashfloat you can have your quick loan credited within just an hour! If you're an existing customer you can get a loan, whenever you need it in just 2 minutes by logging in to your customer account.

Our loan application form is very simple - asking for only the necessary details and will take you just a few minutes to complete.

Cashfloat – Quick loan

  • Loan Type Quick loans
  • Interest Rate from 509.9%
  • Loan Amount up to £1,000
  • Repayment 3 months to 6 months

Benefits of Cashfloat

  • Fast and affordable loans
  • Get your loan in 1 hour
  • Loans for clients with bad credit

Quick loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Cashfloat loans are quick and easy to apply for

Unlike so many other payday lenders who conceal their loan application forms to make customers think it's short and quick - we let you see the entire application spread out on a single page.

Our loan application form is very simple and can be completed in just 5 minutes! Remember existing or returning customers can just log into the Cashfloat accounts without having to fill out the form again.

You loan details

The first part of our online loan application form will ask you about your lending needs - this includes the loan amount and the duration of the loan term. It will also ask you to provide your payment schedule so we know when we need to withdraw the repayments from your account.

The second part requests your personal details - this includes your name, telephone numbers, email address, and marital status.

You employment details

The third section of our application form will request your monthly income details and any other income you may have.

The fourth section requests your employment information which includes the name of the company you work for and your position as well as the relevant contact details.

Finally, tell us where to credit your quick cash loan by providing your bank name and account number!

Our rates, fees, and terms

We will always fully disclose all rates and fees applicable to your instant loan - we're honest, transparent, and fair! Our loans currently have a Representative 1116% APR and you can choose to repay the loan in 1 to 4 months.

We do not charge fees for processing loan applications or charge any early repayment fees!

As mentioned, we've made an effort to answer all of your questions on our website as well as provide you with as much information as possible. If you cannot find the answer to one of your questions on our site, please feel free to call us or send us an email and we'll answer it as soon as possible.

man holding thumbs up

Cashfloat is a trusted & reliable provider of quick loans

In our review, Cashfloat adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Cashfloat is a registered credit provider in UK: FSA 714479

Customer Reviews & Testimonials

October 2019

Applying for the Cash Float loan was the best decision I made for my budget.

George S
— Belfast —

September 2019

The agents at Cash Float explained all the terms and conditions of my loan.

Ben P
— Sheffield —

Cashfloat Contact

Physical Address

Opening Hours

  • Monday 09:00 – 17:30
  • Tuesday 09:00 – 17:30
  • Wednesday 09:00 – 17:30
  • Thursday 09:00 – 17:30
  • Friday 09:00 – 17:30
  • Saturday – Closed
  • Sunday – Closed