Rating based on 44 reviews

TSB Personal Loan

  • Personal loans up to £25,000
  • Low-interest starting from 2.9%
  • Repayment up to 7 years

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TSB homepage
Author TSB. Screenshot of TSB website.
[Accessed April 22, 2020]

About TSB

TSB started operation 200 years ago.

We are a retail bank that has a trusted customer brand, heritage stretching back, and a devoted workforce that offers full-service banking to more than five million customers.

A modern banking platform

Centuries have passed and we are still operating. And during technology disruption, we looked for a way that will help us improve how we offer services. When new technologies are introduced, we always look for the ones that will benefit us and our clients. We put our clients’ needs before ours. Hence, we can offer full-service banking to more than five million customers.

TSB closure program

At TSB we work hard to meet the future needs of our customers, as well as have the right number of branches. In the past 2 years, we have observed a 17% decrease in the number of overall transactions in our branches. With  2.5 million of our customers now choosing to bank online, over 1 million access their accounts on our mobile app. Now that millions of our customers bank online, we are forced to close some of our branches.

TSB Services

We offer services that are designed to accommodate everyone’s personal needs and affordability.

You may have made financial mistakes in the past, but nothing is permanent. Apply for an online loan today and start spending your money wisely. However, it is important to only apply for the exact amount you need.

TSB personal loan

A personal loan is easy to be accessed and you can borrow to take care of your financial needs. When you apply for a personal loan you can be approved the same day and you might receive your funds within a few hours. At TSB we provided personal loans from £1,000 to £25,000, over 1-7-year loan terms, or £25,000 to £50,000, over 1-5-year loan terms.

You are allowed  to withdraw from a loan

It is normal to apply for a loan and notice after you have made your application that you do not need it. At TSB we give you 14 days to withdraw from the agreement. Which is will start on the day after you sign your loan agreement. You should pay the total loan amount (this is the amount we paid into your account) and the daily interest that we charge. Both amounts can be found on the loan agreement.

TSB – Personal loan

  • Loan Type Personal loans
  • Interest Rate from 2.9%
  • Loan Amount up to £25,000
  • Repayment 1 year to 7 years

Benefits of TSB

  • Receive your loan on the same day
  • Get a personalised loan quote
  • Apply for a repayment holiday
  • Settle your loan early

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

TSB best financial service provider in the UK

When you apply for any of our services, we make sure that you receive what you need on time.

Punctuality is key at TSB. We always strive to meet customers' expectations.

How to apply for TSB loans

If you are already a TSB member you can easily apply for a loan online. However, if you are new to TSB we will have to guide you through each step.

  1. Visit our website. Firstly, you need to make use of the online calculator to determine the possible percentage, rates, and monthly installments of your loan.
  2. Click on the ‘apply now button which will redirect you to our application form. Apply and submit your form.
  3. After we have processed your application, we will get back to you. If you are approved, you can expect the funds into your account within a few hours.

TSB loan application criteria

When you apply for a TSB loan you should have a good reason to do that because when you fail to elaborate the reason you need funds your application might be declined. We demand this because we do not want to give people money which they will probably misuse.

  • Be an over 18 UK resident
  • Hold a TSB current account for more than three months but you can also apply even if you are not a TSB member.

We are an understanding and responsible lender. When you cannot meet monthly repayments, we look at your situation to help come up with the solution. We can even suggest you take a repayment holiday and start the repayment after it. But when you just vanish, we will take legal action against you.

We provide extra support to everyone in need

TSB works so closely with customers and the community to provide extra support during these changes. We want to make sure that we help everyone who needs extra help with banking thus we have a team of specialist Mobile Local Bankers to help guide customers through the changes and find suitable banking alternatives. Customers will have access to:

  • One-to-ones for alternative day-to-day banking.
  • Support with mourning or caring for a relative
  • Endless workshops that cover everyday banking options, such as Fraud prevention and Business Banking.
  • Demonstrations on how to register for online, mobile, and telephone banking.

Apply for a loan today

When you need any of our services, you can either apply online, visit our branch or call us. We are only available on calls during TSB working hours and working days. You can also follow us on social media to learn more about us.

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TSB is a trusted & reliable provider of personal loans

In our review, TSB adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

TSB is a registered credit provider in UK: FSA 191240

Customer Reviews & Testimonials

August 2019

I was desperately in need of cash and TSB came through for me.

Nerie Y
— England —

September 2019

TSB has the quickest turnaround, there is no waiting period to them.”

Yern B
— Scotland —

TSB Contact

Contact Number


  • not available


Physical Address

Opening Hours

  • Monday 09:30 – 16:30
  • Tuesday 09:30 – 16:30
  • Wednesday 09:30 – 16:30
  • Thursday 09:30 – 16:30
  • Friday 09:30 – 16:30
  • Saturday – Closed
  • Sunday – Closed