Rating based on 72 reviews

Totally Money


  • Personal loans up to £35,000
  • Low-interest starting from 6.9%
  • Repayment up to 84 months

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Totally Money homepage

Author Totally Money. Screenshot of Totally Money website. [Accessed April 22, 2020]

About Totally Money

At Totally Money we compare services of the most leading lenders, covering much of the market.

How our services ranked is never influenced by the fee paid by lenders or brokers.

We are a registered broker

Totally Money under Totally Money Limited which is registered in England and Wales. We are appointed as representative of the MI Money Limited and we are authorized and regulated by the Financial Conduct Authority in respect of consumer credit-related activities.

What does Totally Money do

We are a broker, not a lender. We compare loans from various lenders. At Totally Money we do not provide financial advice. All the information we provide is obtained from independent sources and rates displayed may vary depending on your circumstances. We strive to provide up to date information, but you can always confirm the terms of the offer with the product provider.

The lenders we work with

We have partnered with several UK credit providers to help us achieve our mission to improve the UK's credit score. All the lenders we work with are also registered and are fully aware of the UK lenders' rules. They are responsible lenders. At Totally Money we work with Credit bureaus, market-leading lenders, recruiters, and charities.

The Totally Money aim

When Totally Money was established, we aimed to improve the UK's credit score while helping people move on up to a better future. We have partnered with leading lenders to offer an expansive inventory of products designed to help customers improve.

Totally Money Services

We find the best services for our customers by using pre-qualification, lender integration, filtering, and decision logic.

At Totally Money we allow customers to track and understand their credit position. You can also access changes that happened, how it affects you, and how to move on up.

Personal loans through Totally Money

A personal loan is also called an unsecured loan. Since we are not a credit provider, we have various loan lenders that offer personal loans with different fees and charges. You can get up to £5,927.76 from our site. The representative rate from our lenders is as low as 8.4% APR, depending on the lender and the amount of your loan.

Pros and cons of unsecured loans

An unsecured loan is a loan essential for a once-off purchase. They usually offer smaller amounts thus lenders do not request you to secure it against your valuable asset.

The unsecured loan allows you to borrow more than you can with a credit card, and the interest rate is often fixed making it easier to keep track of your finances. You can use an unsecured loan as a debt consolidation loan.

Alternatives to unsecured loans at Totally Money

Before you take a loan, you should always look at the other options available and to think about what it is you are borrowing the money for. For example, if you need to buy a car, a car finance loan might be a good option. Alternatively, if you want to borrow less than £3,000 a credit card might offer lower interest rates.

Totally Money Personal loan

  • Loan Type Personal loans
  • Interest Rate from 6.9%
  • Loan Amount up to £35,000
  • Repayment 12 months to 84 months

Benefits of Totally Money

  • Compare loan quotes instantly
  • Get an instant loan application response
  • Apply for a loan with bad credit

Personal loan calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

Apply today for the life-changing products at Totally Money

We do everything entirely online.

We have products that analyse six years of customer data, giving customers their next best steps to improve their credit score and financial standing.

Check your eligibility

We have an online loan tool that allows you to check your eligibility for the loan before you attempt to apply for it. You can also compare loans and see the lowest rate available to you. The benefits of checking your loan eligibility are:

  • Boost your chances of approval
  • No impact to your credit rating
  • Get an instant response

How much does it cost to use Totally Money services

At Totally Money we do everything wholeheartedly. We are not only about making a profit, but we are here to help people make better financial decisions. Hence, we do not charge anyone who uses our services because we believe that having access to your Credit Report and financial information should be free.

You do not have to worry about anything, we are here to assist

The vision is to build a society that is free from debt. Since we cannot offer debt advice, we work with StepChange. StepChange hopes to enhance financial understanding so people can manage their money and debts better through offering you debt advice and practical support for as long as you need it.

Apply for a loan today

When you need our services, you can simply visit our website and start your application. Furthermore, you can also visit our registered bank to be assisted. Follow us on Facebook, Twitter, LinkedIn, and YouTube to learn a lot more about us including how we are planning to improve our products and what you can expect from us.

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Totally Money is a trusted & reliable provider of personal loans

In our review, Totally Money adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Totally Money is a registered credit provider in the UK; FCA number 511936

Customer Reviews & Testimonials

November 2019

Totally Money taught me to be financially smart

Diana U
— London —

August 2019

I received an affordable personal loan through Totally Money, and I am so happy I have never missed any repayment.

Webster Y
— Birmingham —

Totally Money Contact Details

Contact Number

  • not available



Physical Address

Opening Hours

  • Monday 09:00 – 18:00
  • Tuesday 09:00 – 18:00
  • Wednesday 09:00 – 18:00
  • Thursday 09:00 – 18:00
  • Friday 09:00 – 18:00
  • Saturday – Closed
  • Sunday – Closed