Rating based on 39 reviews

Peachy Loans


  • Personal loans up to £1,000
  • Low-interest starting from 229.95%
  • Repayment up to 1 year

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Peachy Loans homepage

Author Peachy Loans. Screenshot of Peachy Loans website. [Accessed April 21, 2020]

About Peachy Loans

Peachy has been providing a financial solution in the UK since 2010.

Ever since Peachy was established, it is providing responsible financial support for life’s unforeseen circumstances. While avoiding the cynical and unscrupulous tactics used by other existing short-loan lenders.

Peachy is flexible for borrowers

We are a short-term loan provider and we can lend you an amount starting from £100 to £1,000. After you have received our loan. You do not have to worry about how you are going to repay us. We have multiple repayment options you choose the one suitable for you.

Peachy is safe and secured

We are a secured lender that is certified by the Financial Conduct Authority (FCA). Preachy adheres to the CFA code of practice for lending, which protects and benefits consumers. All our loan agreements are made under the regulations of the Financial Conduct Authority.

We are always there for you in times of need

At Peachy we are aware that people experience financial difficulty at some point in their lives. When we deal with a client, we keep things fair and straightforward including any financial problems they encounter. When you have debt problems, do not hesitate to call us, so we can offer support in repaying their loan.

Peachy Loans Services

We are so much dedicated to seeing everyone live financial stress free in the UK.

Our loans are tailor-made. We have other companies that are traded as Peachy to make sure the people of the UK get the best financial services.

Short-term loans at Peachy

One of the short-term loans we specialize with is payday loans. With Peachy loans, you can get up to £1,000 which you can repay in a period of 1 to 12 months. When you have Peachy loans, you will never pay more than 0.8% interest per day and never pay back in interest more than the original amount borrowed.

Early repayment charges at Peachy

When you decide to repay early. We do not charge you extra fees. Instead, you will save on daily interest. When you ready to pay your loan in full, just contact us and we will make sure there are no complications.

We can extend your loan

At Peachy we have loan extension and all the extensions are at our discretion and subject to us meeting our responsible lending obligations. However, before you extend your loan, you should pay the outstanding interest and fees of your current payment immediately and you have an option to postpone your payment 2 times successively. When you extend a loan payment, you increase the total cost of a loan.

Peachy Loans – Personal loan

  • Loan Type Personal loans
  • Interest Rate from 229.95%
  • Loan Amount up to £1,000
  • Repayment 30 days to 1 year

Benefits of Peachy Loans

  • Specialists in short-term finance
  • A transparent service with no hidden fees
  • Cash is paid out quickly
  • Loans available 7 days a week

Personal loan calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

Peachy the financial service provider you can trust

At Peachy we have payday loans designed to accommodate everyone’s needs and financial status.

All our loans are easily accessible with an application form that only takes a few minutes to complete. You can apply for Peachy loans at any time of the day while you are in your comfort zone.

Things that are offered to you by Preachy

At Peachy we do not only offer you loans but we have a financial resource centre which is mainly for consumers. It demonstrates to everyone that you don’t have to alter your lifestyle to manage your money better. The resource centre also covers all things financial whether about savings, mortgages, overdrafts, credit cards and other types of debt.

Steps to apply at Peachy

Step 1: visit Peachy website, make use of our online calculator to choose the amount you need. And the loan repayment period.

Step 2: If you are satisfied with the loan amount. Click on the ‘apply now’ button found on the page. It will redirect you to the sign-up form where you will fill in all your details.

Get approved within seconds

After you have submitted your application form a customer service agent might call you to ask you for more details. And if you get approved, the money will be transferred to your bank account. It takes about 15 minutes but depending on your bank in some cases it might take up to 1 hour.

Check Peachy criteria before you apply

Before we even consider your loan application, we first check if ever you meet our criteria.

  • Be over 18
  • Be a UK resident
  • Hold a UK bank or a valid debit card of a building society account
  • Have a working mobile phone & email address
  • No users with a CCJ or CCJs in the last 6 years can apply
  • Must have a monthly income of at least £600

The reasons you should always choose Peachy loans

  • Flexible: Payback in instalments that are designed to suit your payday
  • Transparent: No hidden fees
  • Fast: you receive your cash in a few hours
  • Responsible: Affordability checks carried out. We only give you what you can afford
  • Support: Contactable 7 days a week

Come to us in time of need

Although we only have 10 years in the industry. We have helped 2 million customers. We try to make available all our services. You can apply online on our website or call us our consultant will attend you. Visit our Facebook, Twitter and Google Plus to learn a lot about Peachy.

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Peachy Loans is a trusted & reliable provider of personal loans

In our review, Peachy Loans adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Peachy Loans is a registered credit provider in the UK; FCA number 674331

Customer Reviews & Testimonials

January 2019

I am amazed by Peachy quick turnaround

Jane R
— England —

June 2019

When I called Peachy loans, the consultant that helped me was so friendly and professional.

Emily U
— Manchester —

January 2019

I have been using Peachy loans for many years but not even a single day I was exposed to hidden costs

Elizabeth D
— London —

Peachy Loans Contact

Physical Address

Opening Hours

  • Monday 08:00 – 20:00
  • Tuesday 08:00 – 20:00
  • Wednesday 08:00 – 20:00
  • Thursday 08:00 – 20:00
  • Friday 08:00 – 20:00
  • Saturday 10:00 – 18:00
  • Sunday 10:00 – 18:00