Rating based on 39 reviews

Peachy Loans

  • Personal loans up to £1,000
  • Low-interest starting from 229.95%
  • Repayment up to 1 year

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Peachy Loans homepage
Author Peachy Loans. Screenshot of Peachy Loans website.
[Accessed April 21, 2020]

About Peachy Loans

Peachy has been providing financial solutions within the UK since the year 2010.

Ever since Peachy was established, they have been providing responsible financial support to their clients for life’s unforeseen circumstances. Meanwhile avoiding the negative and unethical tactics used by other existing short-term loan lenders.

Flexibility is key

Peachy is a short-term loan provider, who can lend you any amount from £100 to £1,000.  After you have received your loan. You won't need to worry about doing the repayments immediately as they have multiple repayment options, whereby you can choose the one that is most suitable for you.

Secured financial provider

They are a secured lender who is certified by the Financial Conduct Authority (FCA).  Peachy adheres to the CFA code of practice for lending, which safeguards and helps consumers. All their loan agreements are made under the regulations of the Financial Conduct Authority.

Financial provider, you can count on

At Peachy, they are aware that people experience financial difficulty at some point in their lives. Therefore when they deal with a client, they keep things honest and simple as well as any financial problems they encounter. When you have debt problems, do not hesitate to call Peachy, as they are determined to support you in repaying your loan.

Peachy Loans Services

Peachy consecrates on seeing everyone live a financially stress-free life in the UK.

Their loans are made just for you. They also have other companies that are marketed as Peachy to make ensure the people of the UK get the best financial services.

Short-term loans at Peachy

One of the short-term loans that they specialize in, is payday loans. With Peachy loans, you can get up to £1,000 which you can repay over a period of 1 to 12 months.

If you are using Peachy loans, you will never pay more than 0.8% interest per day or pay back more in interest than the original amount that you have borrowed.

Advantages of early repayments

When you decide to repay your loan earlier, no extra fees will be charged. Instead, you will be able to save on your daily interest. When you are ready to pay your loan in full, just contact Peachy to make sure that there are no complications.

Personal loan extensions

At Peachy, they have loan extensions that are at their discretion which is subject to them meeting their responsible lending responsibilities.  However, before you extend your loan, you should pay the outstanding interest and fees of your current payment immediately as you only have the option to postpone your payment 2 times successively.  Remember that when you extend your loan payment, you will be increasing the total cost of a loan as well.

Peachy Loans – Personal loan

  • Loan Type Personal loans
  • Interest Rate from 229.95%
  • Loan Amount up to £1,000
  • Repayment 30 days to 1 year

Benefits of Peachy Loans

  • Specialists in short-term finance
  • A transparent service with no hidden fees
  • Cash is paid out quickly
  • Loans available 7 days a week

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Peachy the financial service provider you can trust

At Peachy, they have payday loans that are developed to adjust to everyone’s needs and financial status.

All their loans are convenient and they also provide an application form that is easy to complete. You can apply for Peachy loans at any time of the day while you are finding yourself within your comfort zone.

Peachy loan services

Peachy does not only offer you loans but they have a financial resource centre that is mainly for consumers. It indicates that you don’t have to alter your lifestyle to be in control of your finances.  The resource centre also covers all things that form part of finances, whether it be savings, mortgages, overdrafts, credit cards, or other types of debt.

Peachy's application process

Step 1:

Visit the Peachy website, where you can make use of their online calculator to choose the amount you need as well as the loan repayment period.

Step 2:

If you are satisfied with the loan amount. Click on the apply now button that is displayed on their webpage. It will then redirect you to the sign-up form where you will fill in all your details as required.

Instant loan approvals

After you have submitted your application form a customer service agent will call you regarding your details.  If you get approved, your money will directly be transferred to your bank account. It takes about 15 minutes which depends on your bank. In some cases, it might take up to 1-hour maximum.

Requirements for a personal loan at Peachy

Before your loan application will be considered, they will check to make sure that you meet their lending criteria.

  • Be over 18 years of age
  • Be a UK resident
  • Hold a UK bank or a valid debit card of a building society account
  • In possession of a working mobile phone & email address
  • No users with a CCJ or CCJs in the last 6 years can apply
  • Have a monthly income of at least £600

Choose Peachy loans

  • They are flexible therefore they provide retribution to installments that are designed to suit your budget
  • They are transparent since no hidden fees are involved
  • Provide efficient services whereby you receive your cash in a few hours
  • They are a responsible lender that makes use of affordability checks. They only give you the amount that you can afford
  • Constant support, they are contactable 7 days a week

Peachy, your go-to loan

Although they only have 10 years of experience within the industry. They have helped over 2 million customers.  Peachy tries to make all its services available to the public. You can now apply for a loan online on their website or call one of their consultants to attend to your needs. Visit their Facebook, Twitter, and Google Plus to learn a lot about Peachy.

man holding thumbs up

Peachy Loans is a trusted & reliable provider of personal loans

In our review, Peachy Loans adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Peachy Loans is a registered credit provider in UK: FSA 674331

Customer Reviews & Testimonials

January 2019

I am amazed by Peachy quick turnaround

Jane R
— England —

June 2019

When I called Peachy loans, the consultant that helped me was so friendly and professional.

Emily U
— Manchester —

January 2019

I have been using Peachy loans for many years but not even a single day I was exposed to hidden costs

Elizabeth D
— London —

Peachy Loans Contact

Physical Address

Opening Hours

  • Monday 08:00 – 20:00
  • Tuesday 08:00 – 20:00
  • Wednesday 08:00 – 20:00
  • Thursday 08:00 – 20:00
  • Friday 08:00 – 20:00
  • Saturday 10:00 – 18:00
  • Sunday 10:00 – 18:00