Rating based on 43 reviews

Natwest Personal Loan

Updated
  • Personal loans up to £150,000
  • Low-interest starting from 3.4%
  • Repayment up to 8 years

In-page navigation


Natwest homepage
Author Natwest. Screenshot of Natwest website.
[Accessed September 7, 2021]

About Natwest

Natwest is a member of the Royal Bank of the Scotland Group. They have been providing financial solutions to clients since the year 2000.

At NatWest, they have all the necessary technology to help you with your day-to-day banking needs. They always strive to improve their products and services to be of benefit to you.

Friendly online website

NatWest will do everything within its power to make its website more convenient while expanding the features that can help when you are making use of it. An easy-to-use website indicates that your online loan application can be done within no time and with no difficulties.

NatWest, cash machines

All their cash machines are easy to use. It has clear tone prompts after each key has been pressed. Furthermore, they are still in the process of installing cash machines that can talk, which will be making the process more efficient.

Excellent customer services

NatWest is a responsible services provider. They will never lend you an amount that is more than what you can afford and they value and respect individuals for who they are. Therefore their services suit everyone.

At NatWest their main priority is to help you get your finances on track, not to dig a deeper financial hole for you. Now you can even apply for a braille card wallet, which will make it easier to identify your card.

Natwest Services

A personal loan is finance which you can use to cover your personal expenses.

 A personal loan can help you get your dream car, tidy up your finances, or even make home improvements. You get to choose your loan amount as well as your repayment schedule.

Personal loans at NatWest

With NatWest personal loans you can qualify for any amount from £1,000 to £50,000. The duration of your personal loan agreement is designed to accommodate your budget. You get to choose it up to the maximum loan term of 10 years, which will depend upon your loan amount.

Early loan repayment

NatWest is fully aware that some people do not like paying endless loans, therefore they have created a platform whereby you can repay your loan earlier. However, you will be charged an early repayment fee of 58 days interest to close the loan agreement.

Affordable interest rates

NatWest's interest rate is only available on quick loans between £7,500 and £19,950. Loans that do not acquire interest rates are obtainable at alternative rates.

NatWest rates differ from the Representative APR, as they are determined upon your circumstances and loan amount. They have a representative 3.4% APR and they will never offer you an interest rate that is exceeding 29.9% p.a. regardless of your loan size.

Natwest – Personal loan

  • Loan Type Personal loans
  • Interest Rate from 3.4%
  • Loan Amount up to £150,000
  • Repayment 24 months to 8 years
  • Decision 2 hours

Benefits of Natwest

  • Loans approved in 2 hours
  • Low set up cost and no monthly fees
  • A safe and secure system

Personal loan calculator

£
The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Apply for the best personal loans at NatWest

NatWest is always ready and willing to assist old and new clients that need personal loans.

They have a short and quick application form that can be completed within 10 minutes. You can apply for a loan directly through them and they will work with you step by step until you receive your loan.

Loan application instructions

Following NatWest's easy steps might get you the most affordable personal loan, which you can use to provide for any personal needs.

Step 1:

Get a quote and keep your credit score safe. If you are already a NatWest member, they'll confirm the loan amount and your rate at the start of your application with no effect on your credit score.

Step 2:

Apply within no time. When you use online banking to apply. Your application will not take you longer than 10 minutes. Whereby you will receive assistance when completing the application.

Step 3:

Receive your money directly into your account. If you applied online. You could get your money on the same day. However, sometimes they will have to call you for more information, so it can take a little longer to process your loan.

Sharing of personal data

Although your information is safe with NatWest. They use and share your information for certain reasons. These are the following reasons: 

  • To protect you
  • Check your identity
  • Ensure you have the right products for your needs
  • To prevent fraud and money laundering
  • To help NatWest comply with laws, manage their risk and protect their business.

NatWest loan requirements

For them to even consider your application, you should meet their lending criteria which are: 

  • A UK resident that is over 18 years
  • Have a NatWest current account, credit card or mortgage
  • Have not been declared bankrupt in the last 6 years
  • Did not apply for a personal loan with them within the last 28 days

Say goodbye to financial stress today

When financial stress gets you, there is no turning back, instead, you can work towards your future. Going to NatWest wouldn’t be a bad idea after all. They have all the financial products you need to improve your lifestyle. You can visit their website to apply at any time of the day as well as their social media pages, which include Facebook, Twitter, LinkedIn, and RBS.

man holding thumbs up

Natwest is a trusted & reliable provider of personal loans

In our review, Natwest adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Natwest is a registered credit provider in UK: FSA 121878

Customer Reviews & Testimonials

December 2021

I am so grateful for the NatWest braille card. It is a good way to identify my card.

Mary Y
— London —

October 2021

I am so impressed by how NatWest consultants behave. They do an exceptional job.

Christina W
— Birmingham —

November 2021

NatWest has the cheapest interest rates.

James C
— Birmingham —

Natwest Contact

Contact Number

E-Mail

  • not available

Website

Physical Address

Opening Hours

  • Monday 09:00 – 18:00
  • Tuesday 09:00 – 18:00
  • Wednesday 10:00 – 18:00
  • Thursday 09:00 – 18:00
  • Friday 09:00 – 18:00
  • Saturday 09:00 – 16:00
  • Sunday – Closed