Rating based on 75 reviews

Lloyds Personal Loan

  • Personal loans up to £35,000
  • Low-interest starting from 3.9%
  • Repayment up to 7 years

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Lloyds Bank homepage
Author Lloyds Bank. Screenshot of Lloyds Bank website.
[Accessed April 21, 2020]

About Lloyds Bank

The households, businesses, and communities of Britain have been served financially by Lloyd bank since 1765.

At Lloyd bank, we are always ready to serve even during challenging times. You can come to Lloyd bank with any financial crisis and we will gladly assist you.

A registered financial solution provider

In a world that is full of scammers, we serve with no fear. We are a safe and secure bank. Lloyd is covered by the Financial Ombudsman Service (FOS). We are also authorized by the Prudential Regulation Authority and regulated by the Financial Conduct Authority as well as the Prudential Regulation Authority.

Lloyd bank values diversity and inclusion

We value the unique differences that each of our colleagues and customers brings to us daily. We work so tirelessly to build an inclusive bank that reflects the diversity of modern Britain and which helps Britain prosper. We have observed that companies with proportionate gender diversity perform better and make more balanced decisions. Hence, we committed to increasing the proportion of female senior managers to 40%.

We also offer careers at Lloyd bank

As much as we provide financial solutions to the people of Britain. We also ensure that no one is left behind education-wise. We strive to see every graduate in Britain doing something valuable with their degrees. Hence, we keep up to date with new and exciting job vacancies. Lloyd bank also recruits graduates, undergrads, and school leavers to work with us.

Lloyds Bank Services

At Lloyd, we have amazing loan deals that are designed to fit and accommodate everyone’s financial status and needs.

We are waiting to assist you when need quick access to funds. Our loan comes in all shapes and sizes. We take you from an unexpected expense to a new opportunity.

Lloyd bank personal loan

You can get from £1,000 to £35,000 with Lloyd's personal loan. You can choose to repay the loan over 1 to 7 years. Our personal online loan will come through for you when you need money the most. It is accompanied by a variety of options to help meet your needs. And can manage your loan online with internet banking that will allow you to:

  • Make additional payments but if you decide to, pay off your loan early and early settlement we will charge up to 58 days' interest.
  • Have access to your transactions and statements.
  • Change your details when necessary
  • You can also apply for a repayment holiday which means you'll pay more interest overall and your original term will be extended since Interest will continue to be charged.

We do not give out loans just because you proved that you need it. We firstly assess how suitable you are to receive the loan you need.

Here are things we consider first:

  • Your credit repayment history.
  • Past account history
  • Your other personal details we have on our records.

Lloyds Bank – Personal loan

  • Loan Type Personal loans
  • Interest Rate from 3.9%
  • Loan Amount up to £35,000
  • Repayment 1 year to 7 years

Benefits of Lloyds Bank

  • Make additional payments  
  • Have access to your transactions and statements
  • Change your details
  • You can also apply for a repayment holiday

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Manage your finances through Lloyds bank

When you apply for any of the Lloyd services. Your application can be done within few minutes.

At Lloyd bank, we have the recent technology equipment that helps us fast track your application. We do not keep anyone waiting. If your application becomes approved. You might receive your funds within a few hours.

Ways to apply for Lloyd bank loan

How much we lend you and the rate available are subject to our assessment of your circumstances. We will never give you more than you can afford. We have numerous ways of applying for Lloyd services including:

Online application - You can apply for the loan of your choice by visiting the Lloyd bank website. You will get a personalized quote by logging into our internet banking. We will tell you how much you can borrow and if you're likely to be approved before you apply for a loan online. When you continue with the application form. We will tell you the outcomes within 5 minutes.

Apply in the branch - Lloyd bank has many branches in Britain. All our banks have hard-working consultants who are always keen to assist people with their needs. The consultant will help you apply, and you will receive the outcome of the application and transfer the money into your account the same day.

Apply over the phone - Our application form does not change regardless of the type of application you choose. When you apply over the phone, our consultant will help you with the application. If you get approved, you will receive your funds the same day.

Features and benefits of Lloyd loans

  • Our loans are also given to Lloyds Bank current account holders who have had an account for at least one month.
  • You have flexible repayment options.
  • You can apply for up to two repayment holidays a year, subject to approval.

When you need Lloyd bank services, you can get hold of us through a phone call seven days a week. You can even visit our website or our branches. You can even interact with us daily through our Facebook, Twitter and YouTube pages.

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Lloyds Bank is a trusted & reliable provider of personal loans

In our review, Lloyds Bank adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Lloyds Bank is a registered credit provider in UK: FSA 119278

Customer Reviews & Testimonials

December 2019

I like how Lloyd bank consultant works. There are so professional and friendly

Brian M
— Manchester —

September 2019

Products offered at Lloyd bank are so convenient. They are what we need daily.

Lucia R
— London —

Lloyds Bank Contact

Contact Number


  • not available


Physical Address

Opening Hours

  • Monday 08:00 – 19:00
  • Tuesday 08:00 – 19:00
  • Wednesday 08:00 – 19:00
  • Thursday 08:00 – 19:00
  • Friday 08:00 – 19:00
  • Saturday 09:00 – 17:00
  • Sunday 11:00 – 17:00