Rating based on 39 reviews

Creation Finance


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  • Apply online today
  • Competitive rates

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Author Creation Finance. Screenshot of Creation Finance website. [Accessed September 7, 2021]

About Creation Finance

We put our customers’ needs forward in everything we do.

At Creation Finance we have straightforward financial solution products to help you with your everyday life. We do exactly what we promise, with no hidden tricks or catches.

Creation Finance partners

At Creation Finance we know that providing individuals financially goes a long way. Since we always strive to deliver nothing but the best of services, we know that it is impossible to do it on our own. Hence, we came with a solution that will benefit all of us, which is adding a few partners. We work with some of the best-known brands in the UK.

Creation Finance customers are the priority

In everything we do, we put all our customers’ needs before ours. We try to simplify things so that they can be easily understood by each of our customers. And take time to listen to you and act on what you tell us. If any issues from our side arise, we resolve them as quickly as possible and make sure you are satisfied with the outcome.

We make a difference in any way we can

At Creation Finance we are passionate about our customers and the community. We support all the communities around Creation Finance by actively encouraging our people to get involved in fundraising and volunteering. We also have a ‘Make A Difference' program that combines wellbeing, fundraising, and environmental initiatives, to help make a difference to our people and our local environment.

Creation Finance Services

We are a part of one of the strongest banks in the world called global banking group BNP Paribas.

Our loans have helped more than 4 million customers to achieve their financial needs. creation Finance is known for delivering excellent customer service and offering simple, straightforward products that give you flexibility and control.

Creation Finance personal loan

A personal loan is used to cover up personal expenses. It is easily accessible and can be repaid over a certain period. You can take a personal loan to cover wedding costs, holiday costs, home renovations or car repairs. There are two types of personal loans, unsecured and secured personal loan.

  • An unsecured loan is expensive since we do not require security when you apply for it. It is often used to cover emergency circumstances.
  • Secured personal loan- a secured loan is the that should be secured. It is usually secured against a house. They have a low-interest rate, but if you fail to repay your loan, we have the right of taking your house and sell it to cover the outstanding amount.

The cost of a personal loan

Creation Finance personal loans are designed around an individual's needs. Each person has unique needs and unique financial status. So, we cannot disclose how much you will repay. How your loan will cost depends on the amount of the loan you took, it’s interest rates and the loan repayment period.

Creation Finance – Personal loan

  • Loan Type Personal loans

Benefits of Creation Finance

  • Secured and unsecured loan options
  • A simple and straightforward loan service
  • Affordable loans

Personal loan calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

Creation Finance the financial solution provider

Creation Finance has a simple and quick application.

At Creation Finance we do not complicate things by asking for documents that will not add value to your loan application. Less paperwork, more money.

How to apply for loan online

Applying for the Creation Finance loan is so easy. But firstly, you should make use of an online calculator that will help you determine the cost of your loan, monthly instalments and possible rates. After you have determined all these, you can carry on with your application and attach the required documents online. After we have received your application, we will process it and get back to you within a few hours. If you are approved, you will receive funds the same day.

Creation Finance lending criteria

At Creation Finance we only offer loans to people who are already Creation Finance members. However, not all our members are eligible for our loans. You should be:

  • Over 18 years old and reside in the UK
  • Be permanently employed.
  • You have never been declared unfit to get a credit.

Creation Finance Payment Protection Insurance (PPI)

The insurance also works as your loan security. When you have across circumstances that prevent you from making repayment, the insurance will cover your instalments for a certain period. Depending on how the individual instructed it. After you have lodged your complaint, our investigation can take up to 8 weeks. And your complaint might be resolved within 8 weeks but if we fail to do so we will call and let you know. And if we agree that your PPI complaint was mis-sold redress will be calculated and you will receive payment including interest.

Contact Creation Finance

You can quickly get hold of Creation Finance by calling our landlines. We have consultants that are always waiting to assist you in any possible way. However, you can also visit the Creation Financial official website where you will see and compare all our services. Creation Finance is also available on social media. If you are close to any of our branches you can also get in and will be helped with anything you need.

man holding thumbs up

Creation Finance is a trusted & reliable provider of personal loans

In our review, Creation Finance adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Creation Finance is a registered credit provider in the UK; FCA number 311518

Customer Reviews & Testimonials

June 2019

I’m amazed by Creation Finance's low-interest rates

Tio M
— London —

March 2019

Creation Finance a simple and quick application form

Verm V
— York —

Creation Finance Contact

Contact Number


  • not available


Physical Address

Opening Hours

  • Monday 08:30 – 22:00
  • Tuesday 08:30 – 22:00
  • Wednesday 08:30 – 22:00
  • Thursday 08:30 – 22:00
  • Friday 08:30 – 22:00
  • Saturday 09:00 – 20:00
  • Sunday 11:00 – 18:00