Rating based on 39 reviews

Creation Finance

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Author Creation Finance. Screenshot of Creation Finance website.
[Accessed September 7, 2021]

About Creation Finance

Creation Finance has a partnership with one of the strongest banks in the world, having helped millions of customers in the United Kingdom with their personal finance needs.

With backing from PNB Paribas, Creation Finance leaves no stone unturned when it comes to giving clients top-notch service in the personal loans market. The driving force behind some of the best high street brands in the UK, the personal finance credit provider prides itself on always putting the customer first.

Giving it the best they've got 

What the client sees is what the client gets with Creation Finance personal loans in the UK. This means that what customers negotiate with the credit provider is what they will pay.

 The finance credit provider prides itself on its status as a registered credit provider. Therefore there are no hidden fees or costs when it comes to dealing with the UK bank. To give their personal loan products even more credibility, Creation Finance has partnered with other banking institutions.

BNP Paribas is one of the major banks globally that the UK bank has partnered with, so clients are assured of receiving the best service in the industry. Creation Finance is an industry leader when it comes to turnaround times as it regards queries from customers. They make sure their customers are a priority.

Making a difference in the community 

Creation Finance places a premium on its social responsibility programs. For them, it's not just about giving people a chance at acquiring personal loans in the UK. One way in which they support the local communities is to encourage them to become involved in fundraising and volunteering.

Creation Finance Services

Creation Finance, therefore, ensures they are paying it forward through these programs. They realize there is a great social need out there in the various communities.

One special initiative is the "Make A Difference" program that brings the aspects of personal well-being, fundraising, and environmental initiatives to the forefront.

This is aimed at making a positive difference in the lives of local communities and inculcating positive approaches when it comes to taking care of the environment.

Keeping it simple for customers 

Flexibility has always been the key with Creation Finance. They know communities are hard-pressed to maintain their standard of living in the current economic client. Their finance personal loans are exactly that, flexible, and can be repaid over a chosen period. These are the types of personal loans they offer:

Unsecured Loans   

  • These loans do not require security for a client to obtain them.
  • Need to finance a wedding, refurbish a home or purchase a washing machine? Then this type of loan is suitable for any client.
  • These short-term loans often cover emergency needs.

Secured loans

  • A secured loan is usually made against an important or bigger asset, such as a home.
  • These are subject to lower interest rates, but if the repayments are not met, the bank is in a position to attach the home.
  • The home can then be sold by the bank in a bid to recover the outstanding amount on the loan.

Creation Finance – Personal loan

  • Loan Type Personal loans

Benefits of Creation Finance

  • Secured and unsecured loan options
  • A simple and straightforward loan service
  • Affordable loans

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Creation Finance the financial solution provider

Creation Finance is an expert when it comes to structuring any personal loan around their client's individual needs.

So whether it's a credit card, a new car, or a new wedding dress the client might need, their staff will help every customer realize their dream. How much any loan will cost depends on the amount of the loan, the interest rate, and the loan repayment period. Customers can use the online calculator to assess exactly what the repayments will be on any personal loan.

The online calculator on Creation Finance's user-friendly website will ask for the amount needed. The client inserts the number of payments, the number of months and the calculator will then cost the loan to the end of the repayment period. What customers get with these loans:

  • The client's eligibility for the loan can be revealed in minutes.
  • An online decision about a loan is immediate.
  • Monies can be speedily paid into the account.

Creation credit cards 

The IHG Travel Reward Card is the right fit for people who love to travel.  This credit card allows them to withdraw cash overseas from any Automated Teller Machine with a Mastercard logo. Creation Finance promises built-in protection for purchases made from  £3,000  to  30,000.

Personal loans clients can register online to an "MY Account" platform to keep track of their account status via a computer, tablet, or mobile. Apply online today for a personal loan from one of the best credit providers in the personal loans business in the UK.

man holding thumbs up

Creation Finance is a trusted & reliable provider of personal loans

In our review, Creation Finance adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Creation Finance is a registered credit provider in UK: FSA 311518

Customer Reviews & Testimonials

June 2019

I’m amazed by Creation Finance's low-interest rates

Tio M
— London —

March 2019

Creation Finance a simple and quick application form

Verm V
— York —

Creation Finance Contact

Contact Number


  • not available


Physical Address

Opening Hours

  • Monday 08:30 – 22:00
  • Tuesday 08:30 – 22:00
  • Wednesday 08:30 – 22:00
  • Thursday 08:30 – 22:00
  • Friday 08:30 – 22:00
  • Saturday 09:00 – 20:00
  • Sunday 11:00 – 18:00