Rating based on 73 reviews

Clydesdale Bank – Personal loans

Updated

  • Low-interest starting from 3.9%
  • Personal loans up to £35,000
  • Repayment up to 72 months

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Clydesdale Bank homepage

Author Clydesdale Bank. Screenshot of Clydesdale Bank website. [Accessed April 22, 2020]

About Clydesdale Bank

We have been providing and supporting the Scottish industry and communities financially since 1838.

We are a part of the UK’s leading banking groups which is Virgin Money UK PLC. Virgin Money services reach more than 6.4 million customers across the UK through a digital approach.

Clydesdale Bank is safe and secured

Although we are under a banking group. We are still safe and secured. All the information you share with us is safe, no one can access it. All large deposits in Clydesdale Bank are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme.

Clydesdale Bank as the corporate

We are a local bank that has an international presence. We are one of the largest banks in Scotland. We have 62 branches and a network of business and private banking centers. All our branches are easily accessible to our people.

We are involved in community upliftment

We get involved in local community projects through partnership. It might not look much but the partnerships we have contributed a lot towards improving the lives of the community members that we serve. We make sure that all our customers receive the products and services that meet their evolving needs and expectations.

Clydesdale Bank strives to simplify things

Clydesdale customers and staff are our priority. We listen attentively to all their suggestions and complaints. Where possible, we adjust our services to meet their needs. Our aim is not about making a profit, it's all about improving people’s lives while bringing a smile onto their faces.

Clydesdale Bank Services

We do not only have affordable loans, but we have an easy loan application form.

All Clydesdale loans are designed to accommodate everyone regardless of how much you make per month. What is that you should meet the minimum wage we look for when you apply.

Personal loan at Clydesdale Bank

A personal loan is a loan you apply for when you need to cover your personal expenses. With Clydesdale's personal loan you can borrow from £7,500 to £15,000. And receive 2.9% APR representative. You can repay the loan amount for over 1-5 years.

How do Clydesdale personal loans work

Whatever you want to buy, it could be a car, a vacation, or some much-needed home improvements, you can take a personal loan to cover all that. All loans are subject to status.

Important things about Clydesdale loan

Clydesdale Bank cares about you and your well-being. We lend responsibly. And we make sure that we shower you with great benefits when you choose to be one of us among all other banks, such as:

  • Loans that suits you- when you apply for any of our quick loans, we design it to accommodate your financial status. When you apply for a loan that is more than £7,500 you could repay it for over 6 or 7 years.
  • You receive fixed repayments- fixed repayments lets you be certain of how much you need to pay each month.
  • Early repayment- you can either repay in monthly instalments or repay in full. When you repay in full an early repayment charge will apply.

Clydesdale Bank Product Details

  • Loan Type Personal loans
  • Interest Rate from 3.9%
  • Loan Amount up to £35,000
  • Repayment 24 months to 72 months

Summary of Services

  • Fixed repayment terms
  • The option to repay the loan early
  • Apply for a loan within 15 minutes

Clydesdale Bank your trusted financial provider

Do not hesitate to apply for Clydesdale loan, they are so affordable.

Apply in just 15 minutes and when an unforeseen circumstance forces you to pause your application do not panic. You can Pick up where you left off.

Apply now for Clydesdale personal loan

It is quite easy to apply for Clydesdale's personal loan. You need to visit our website and click on the apply now button that will redirect you to our application form. You can also apply by visiting one of our branches. Our loan application form does not matter where you are applying, it will be completed within 15 minutes.

Clydesdale application criteria

Before you apply for any of Clydesdale Bank services it is much better to first check your eligibility. At Clydesdale, we only process application forms of those who meet our criteria. Before you apply you should be:

  • An over 18 years UK resident
  • Be permanently employed
  • Certain that you will afford the minimum repayments of the loan.

What happens when you miss a payment

When you miss a payment on your loan you will continue paying interest on the overdue amount and you will have to pay any charges that we incur as a result of you missing a payment.

We perform a credit check

A credit check helps us determine how suitable you are to receive a loan. It is a statistically based system that allocates a series of points to details about your application. It is the main information about your bank account and information obtained from a Credit Reference Agency is also considered.

Contact Clydesdale Bank today

When you need any of our services do not wait any longer. Visit our website or any of our branches. However, you can even call us for further knowledge regarding our services. Follow us on Facebook, Twitter, LinkedIn, and YouTube to know a lot more about our services and how we operate.

Customer Reviews & Testimonials

October 2019

When I applied for Clydesdale loan, I was instantly provincial approved for the loan. I am happy about how fast they are

George M
— London —

March 2019

The personal loan from Clydesdale is accompanied by affordable rates.

Mira N
— England —

Clydesdale Bank Contact Details

Contact Number

E-Mail

  • not available

Website

Physical Address

Opening Hours

  • Monday 08:00 – 18:00
  • Tuesday 08:00 – 18:00
  • Wednesday 08:00 – 18:00
  • Thursday 08:00 – 18:00
  • Friday 08:00 – 18:00
  • Saturday – Closed
  • Sunday – Closed