Rating based on 51 reviews

Citrus Loans

  • Personal loans up to £25,000
  • Low-interest starting from 16.9%
  • Repayment up to 5 years

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Citrus Loans homepage
Author Citrus Loans. Screenshot of Citrus Loans website.
[Accessed April 28, 2020]

About Citrus Loans

Citrus Loans was established in 2010 and we are a trading name of Aspire Money Limited.

Citrus Loans and Aspire Money have been helping customers find a financial solution that meets their requirements, for over 10 years. We have a range of lenders providing financial solutions to suit your requirements.

Citrus Loans a registered broker

There is a wide range of stories on the internet that talk about how a lot of people are being scammed. Some are scammed by fake companies while others are scammed by individuals. Do not let these stories scare you. Citrus is a registered broker. We are authorized and regulated by the Financial Conduct Authority and we are also registered with the Consumer Credit Trade Association.

How do Citrus Loans make money

When we established Citrus loans, it was for the benefit of our people. We were tired of how people are being scammed into making online loan applications to companies that do not exist. You can access all our services free. We will only get paid a commission once you take a loan option from one of the lenders.

How do Citrus loans work

At Citrus Loans, we are not lenders we are brokers. Our work is so transparent. We allow you to make a single application that will have thousands of loan providers. After we have found you a suitable lender, you will directly deal with the lender. Our job is to get you a lender and leave you with it while, while you both discuss the loan terms and repayment structure.

Citrus Loans Services

You can get any of Citrus Loans' services online.

We offer a wide range of services at Citrus Loans. All the information found on our website is valid as we try to contact the lenders daily to confirm their service packages.

Personal loan at Citrus Loans

The range of personal loans we have can suit anyone’s credit needs. You can borrow up to £25,000  All the lenders we work with use Soft Search Technology which means that applying through us will not impact your credit score if you are unsuccessful. And if you are unsuccessful, we have several options that may still be appropriate for you. At Citrus Loans we connect you with some of the best personal loan options on the market.

We only offer broker services

We only offer services based on what we are registered for. We do not offer financial advice or recommendations. We only assess your profile against our panel of lenders' criteria and back to you with loan or credit card options that you may qualify for. Applying direct to lenders may leave several footprints on your credit report thus we have taken it upon us to find you a suitable lender.

Citrus Loans offer free services

We started operating to help the people of the UK. We strive to see people taking care of their financial situation. We know that applying directly to the lenders might negatively affect your credit score. Hence, we offer free-of-charge services.

Citrus Loans – Personal loan

  • Loan Type Personal loans
  • Interest Rate from 16.9%
  • Loan Amount up to £25,000
  • Repayment 1 year to 5 years

Benefits of Citrus Loans

  • One application, multiple quotes
  • Applying for a loan won't affect your credit score
  • A free loan comparison service

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Citrus Loans, the credit broker you can always run too

One single application will allow you to access our hand-picked selection of lenders.

We work with registered lenders, who know about responsibly lending. None of our lenders will ever give you a loan that is more than what you can afford.

Who is eligible for Citrus Loans

At Citrus Loans we only consider applications from all customers who are over 23 and current residents in the UK. We are so proud that we can help people improve their financial status without them a cent.

We love helping customers

We have produced hundreds of happy customers through our fast application process & smooth user journey. Our Feefo score which speaks to the quality of our customer experience currently stands at 4.5/5. We guarantee you a first-class business and customer services team, focused on giving you the best borrowing experience when you apply for a loan with us.

How long do you have to take when repaying the loan

The period you take to repay the loan depends on your lender. Lenders have different online loan periods and your repayment period will be designed to accommodate your financial situation and is designed based on the type of loan you took and the installment. You can repay your loan from 1-5 years.

We take your complaints serious

Although we strive to provide better services, we might perhaps fail to meet your expectations. If we fail, you can send us your complaint as well as your suggestions. We take every complaint seriously and try to improve what we did wrong.

Get hold of Citrus Loans

As brokers, we should be easily accessible to people who need us. Hence, all our customers can get hold of us 24/7. Although we are online brokers, you should not worry about your safety. All our documents are encrypted, they can only be accessed by us and the lenders suitable for your needs. Get hold of us through our website or call us to get one of the consultants to assist you.

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Citrus Loans is a trusted & reliable provider of personal loans

In our review, Citrus Loans adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Citrus Loans is a registered credit provider in UK: FSA 681346

Customer Reviews & Testimonials

August 2019

Citrus services are easily accessible

Angel B
— London —

September 2019

Citrus Loans helped me apply for a loan with the lowest interest rates.

James V
— Scotland —

Citrus Loans Contact

Physical Address

Opening Hours

  • Monday 09:00 – 19:00
  • Tuesday 09:00 – 19:00
  • Wednesday 09:00 – 19:00
  • Thursday 09:00 – 19:00
  • Friday 09:00 – 18:00
  • Saturday 10:00 – 16:00
  • Sunday – Closed