Rating based on 41 reviews

1st Stop

  • Personal loans up to £15,000
  • Low-interest starting from 28.4%
  • Repayment up to 72 months

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1st Stop homepage
Author 1st Stop. Screenshot of 1st Stop website.
[Accessed April 22, 2020]

About 1st Stop

1st Stop was established in 2004.

At 1st Stop, we offer a range of financial products to people who were unable to receive financial help from high street lenders.

We put effort into our service

At 1st Stop Group, we pride ourselves on being able to bring change to people’s life. In 2020 we won a Platinum Trusted Service award. And this is good news to us because it shows that our teams’ hard work over the years to ensure that we continuously offer online loans that are fit for purpose is being recognized.

We have Financial Regulatory Responsibility

At 1st Stop Group, we know that we also have an opportunity to demonstrate moral responsibility and ethical practices in all areas of our business. Hence, we provide a range of suitable loan products and provide excellent customer service levels. But most importantly is that we are responsible lenders. We will never give you a quick loan that is more than what you can afford, or rather above your monthly income.

We offer excellent customer service

1st Stop Group has a process that allows us to take a ‘real human’ view of your application rather than relying solely on credit scoring. Taking time to understand your personal circumstances is what enables us to provide an excellent customer experience. We also offer second chances to those u have experienced credit problems in the past.

1st Stop Services

At 1st Stop we know that we are different, we have different financial statuses and needs. Hence, we have loans that are designed to suit every person.

1st Stop Group loans are easily accessible because the application can be done online. You can use 1st Stop Group loans to turn your plans and dreams into reality.

Unsecured personal loan at 1st Stop Group

At 1st Stop Group, we can borrow you a personal loan from £2,000 to £15,000 subject to your personal circumstances. You can use a personal loan for various reasons, including buying a new car, redesigning your kitchen or thinking of consolidating your existing debts. With 1st Stop Group, you will be charged 30.8% APR Representative (fixed).

Get funds into your account 

At 1st Stop Group, we do not keep you waiting. Once you are fully approved, we ensure we give you what is due to you in an instant. We are fully aware that when you need a loan, you need the funds as quickly as possible.

You can settle your loan anytime

Not everyone enjoys having a debt. If you are one of those people, you are allowed to settle your loan anytime. However, before settling it, you should inform us through phone, email, or letter stating the date that you wish to settle.

1st Stop – Personal loan

  • Loan Type Personal loans
  • Interest Rate from 28.4%
  • Loan Amount up to £15,000
  • Repayment 24 months to 72 months

Benefits of 1st Stop

  • No obligation quotes
  • Simple online application form
  • Soft credit search
  • Loan applications take less than 10 minutes

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Apply for a loan that will help you with your day to day expenses

We have an easy application form that can be completed in less than 10 minutes.

1st Stop Group services are designed to accommodate people and give them peace of mind while they are paying monthly installments. Our aim is to help not to destroy.

The 1st Stop Group loan uses

  • Debt consolidation loans
  • Home improvement loans
  • Wedding & honeymoon
  • Dream family holiday
  • A brand new or used car

What you need to start your application at 1st Stop Group

  • Your address history
  • Your employment history
  • Your bank account details

How to apply for 1st Stop Group loan

You can apply for our convenient service by following these few steps:

Step one

Check your eligibility.

Step two

Apply for a loan online by clicking the apply now button found on our website. We will alert you if we have approved your application in principle.

Step three

Once you are approved in principle, we will send you a link containing your agreement which is detailed as follows:

  • Adequate Explanations: a document that fully explains the terms and conditions applicable to your loan agreement.
  • Pre-Contract Credit Information: it has the most important features of the product, cost of the credit to you, rights to withdrawal, and other legal information.
  • Your loan agreement

Step four

Once you have signed your documents. A representative will be in contact with you to complete affordability checks, which might include verification of your employment. After the satisfactory checks have been completed, your loan will be finalized, and funds can be transferred to you.

The reasons to choose 1st Stop Group loans

  • No obligation quotes
  • Simple online application form
  • Soft credit search
  • Positive Feefo rating

How to get hold of 1st Stop Group

You can get hold of us through our website, which is accessible 24 hours. Or you can visit any 1st Stop branch and you will be helped by our highly trained consultant. Our landline is also available only during 1st Stop working hours. Get hold of us today and solve your financial problems.

man holding thumbs up

1st Stop is a trusted & reliable provider of personal loans

In our review, 1st Stop adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

1st Stop is a registered credit provider in UK: FSA 723751

Customer Reviews & Testimonials

December 2019

1st Stop loans are easily accessible

Marry N
— London —

September 2019

1st Stop Group provides fair and convenient services

Craig B
— England —

1st Stop Contact

Physical Address

Opening Hours

  • Monday 08:00 – 19:00
  • Tuesday 08:00 – 19:00
  • Wednesday 08:00 – 19:00
  • Thursday 08:00 – 19:00
  • Friday 09:30 – 17:30
  • Saturday – Closed
  • Sunday – Closed