Rating based on 28 reviews

Sunny Loans

  • Payday loans up to £2,500
  • Low-interest starting from 1267%
  • Repayment up to 14 months

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Author Sunny Loans. Screenshot of Sunny Loans website.
[Accessed March 27, 2020]

About Sunny Loans

Sunny Loans is simply one of the UK's favourite sameday cash loan providers.

We provide payday loans in the UK; whether you're a student or a regular working-class parent - our small loans are perfectly suited to meet your needs.

Why we're so popular

Apart from our quick online application process - we're one of the most popular lenders because we care.

We care about you and we care about your financial future so we make an effort to make all decisions in the most responsible manner - we won't lend to people who can't afford it and we will always try to provide you with as much information on how to better your finances as you're willing to get.

How our services can help you

Same-day loans are not a long-term credit solution, they only provide small amounts of cash for small periods of time.

They are best suited to people who have a short-term cash shortage but are not struggling with any serious debt. You can use our loans to finance a small vacation or pay overdue bills during a difficult month - whatever you need the money for, always make sure you can fully afford the debt.

Sunny Loans Services

Sunny loans offer payday loans and cash solutions online. Our company operates in the UK and we offer the fastest and most reliable service to our customers.

Sunny loans aim to help people who are experiencing a cash shortfall or crisis. These loans are a short-term cash solution only as they must be repaid by the debtors' next paycheck.

For short term cash emergencies

Our payday loans are designed to help people who need a short-term cash solution for an emergency. These loans don't have strict application requirements as one would usually find at high street banks and larger lending institutes. You can apply for a loan even if you have bad credit or are self-employed.

More convenient than traditional options

These loans can be taken out in a matter of 24 hours and you generally only need to provide proof of employment and income, proof of address, and an acceptable form of identification.

In comparison with traditional bank loans, payday loans are fast and simple to apply for and receive. One of the primary advantages of online payday loans is that there is no need to visit a bank personally - saving you time and money.

Sunny Loans – Payday loan

  • Loan Type Payday loans
  • Interest Rate from 1267%
  • Loan Amount up to £2,500
  • Repayment 6 months to 14 months
  • Decision 4 minutes

Benefits of Sunny Loans

  • PAYDAY Loans
  • QUICK Loans
  • PERSONAL Loans
  • SHORT-TERM Loans

Payday loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Sunny Loans offer customers a payday loan with a difference

We offer a trustworthy payday loan service to customers who are looking for a short-term solution to a cash flow shortage, unexpected bills, or another emergency.

Our payday loans differ from our competitors because we give you the option of lending a larger amount of between £100 and £2,500 and repaying it in installments rather than in one lump sum as with other lenders. You can apply for a loan online and receive the loan in 4 minutes or less. We also do not charge any fees on our loans or penalties for late repayment.

Why choose sunny loans for your cash needs

  • Apply online and get a fast decision within 4 minutes
  • Borrow between £100 and £2,500
  • Select a repayment term that suits your income, budget, and needs
  • Representative 1267% APR
  • Daily interest rate capped at 0.8%
  • You will never pay back in interest more than you originally borrowed
  • Cash deposited into your bank account immediately after approval
  • 5 days cooling-off period in which you can return the capital loan without paying any fees or interest
  • No setup fees
  • No early repayment fees

Flexible payday loans from Sunny Loans

Sunny Loans is a reliable, flexible, and uncomplicated provider of affordable sameday loans. Our entire loan application process can be completed online and we, unlike so many other online lenders, allow you to select a loan repayment term of up to 14 months. This means that you can take out a payday loan and repay it on terms that suit you and don’t break the bank.

What Sunny Loans look at when evaluating your application

To apply for a quick micro-loan with Sunny Loans we require that you be aged 18 or over, have a valid bank account from which we will debit your installments, be a UK resident and be able to provide proof of income. We also offer our customers free advice and tips on how to better manage their money and stay on top of their finances because we really care about our customers.

Customer Reviews & Testimonials

October 2019

Yes Yes Yes, I got my loan and I am happy with the rates and the payments that I will ahve to make they are really reasonable company.

Jett B
— England —

July 2019

The service is great and I couldn’t be happier with my outcome.

Mary C
— Hampstead —

Sunny Loans Contact

Physical Address

  • Fortress House, Skyliner Way, Bury St. Edmunds Suffolk IP32 7YA United Kingdom
  • Get Directions

Opening Hours

  • not available