Rating based on 60 reviews

Post Office Loans

  • Payday loans up to £25,000
  • Low-interest starting from 4.4%
  • Repayment up to 7 years

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Author Post Office Loans. Screenshot of Post Office Loans website.
[Accessed September 8, 2021]

About Post Office Loans

With the Post office, customers can get the best payday loans quickly and as effortlessly as possible.

Apply for a loan online to get the cash you need in no time or you could visit a branch around the corner, as they made sure that their branches can be accessed within a three-mile radius of 99.7% of the population.

Access the best payday loan for you

Obtain a convenient and simple payday loan from a company that is committed to still being as relevant tomorrow as they are today. They keep themselves to their social purpose and responsibility of being there for their customers, as millions of people rely on their service every day all over the United Kingdom. The Post Office is extremely driven to constantly change lives and they do that through a very wide range of products and services they offer.

Low-interest payday loans accessibility

Whether you want to apply from your car, office, or bed you can easily do so in a few short minutes. If you would like to obtain a low-interest payday loan through an in-person encounter you have the option of most probably walking to your nearest branch as they are so abundantly available.

Enjoy a swift and significant online experience or visit one of more than 11,500 branches across the UK to access over 170 different products and services like their popular low-interest payday loans.

Get the assistance you deserve

As they continue to evolve, they have now lengthened their trading hours at some branches so that clients can get the assistance they need with more than 200,000 extra opening hours. Certain branches are open at very early and very late hours and some are open seven days a week.

Enjoy a highly customer-friendly site where you can apply for a quality payday loan in less than 4 minutes. They are also an extensively innovative company as they are already developing a new range of products for the digital market of the near future.

Post Office Loans Services

Their payday loans can be used for whatever financial shortage you are experiencing even if it is for a holiday and the great part is that you will be able to access the funds typically on the same day.

Get the instant cash you need from £1,000 to up to £25,000 and repay it monthly over 1 year up to 7 years depending on the amount you’re borrowing. The great part is that you can use their online payday loan calculator to check if you're eligible without affecting your credit score.

These loans can get you out of an unforeseen financial crisis like paying a utility bill or getting your child the sporting gear they need for their upcoming trip or to save you when you forgot about your anniversary, whatever you need it for. You can also have the option of paying off your low-interest payday loan sooner, they’ll only charge you up to 58 days of interest.

Get your messages delivered

They can send your parcel anywhere in the UK, or abroad with a quick drop-off and go. Whether you want to send your valuables, post a letter to a friend, or send stamps they can help you get it done swiftly. 

Protect your life, finances, family, and livelihood

A range of insurance to cover you for different levels of life including travel insurance, pet insurance, life insurance, motor insurance, gadget insurance, home insurance, and more.

Get everything ready for your trip

With them you can get the important things done like your passport, booking a hire car, hotel, converting your money into foreign currency, getting the needed insurance for your trip, getting in order your travel money card, or booking your airport hotel or parking.

Identity services for digital documents

With them, renewing your passport, replacing a lost one, or applying for your first passport is a breeze. What’s more is that you can get your driving license renewal, provisional driving license, tax your vehicle, the international driving permit did in no time.

Post Office Loans – Payday loan

  • Loan Type Payday loans
  • Interest Rate from 4.4%
  • Loan Amount up to £25,000
  • Repayment 1 year to 7 years

Benefits of Post Office Loans

  • Get your loan on the following day
  • Overpay your loan without the added cost
  • Check your eligibility without affecting your credit score
  • Instant decisions on loan applications

Payday loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Get an affordable alternative to a payday loan from Post Office Money

They have the right payday loan for your specific needs and budget. Put a stop to your stress and get in touch with them today.

How to apply for a payday loan

Step 1

Simply supply your details such as your address, occupation, how much you earn, etc.

Step 2:

They will run a small credit check that won’t affect your credit score – a soft credit check.

Step 3:

Get your likelihood score. This will tell you how likely you are to be approved for a loan.

Post Office loans application requirements

  • You’ve been a resident for at least 3 years in the UK.
  • Have a constant income of £12,000 a year or more.
  • Older than 21 and won’t be over 70 when the loan term ends.
  • You don’t have a judgment against your name.
  • You are not bankrupt.
  • Have a bank account that can pay direct debits and is UK-based or is a building society account.
  • In the position to comfortably afford the loan repayments.
  • You are not aware of any changes to your income during the life of the loan.

Benefits of getting the Post Office to assist you

  • Branch availability around every corner.
  • Easy online applications.
  • A company that stands for making the world a better place.
  • Friendly and helpful staff
  • You can check if you will be approved – without a credit check.
  • Affordable repayments.
  • Flexible loans.
  • Ongoing assistance whenever you need it.
man holding thumbs up

Post Office Loans is a trusted & reliable provider of payday loans

In our review, Post Office Loans adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Post Office Loans is a registered credit provider in UK: FSA 630318

Customer Reviews & Testimonials

May 2019

The great thing with them is you can check your credit score before you apply so that you will know if you can or can’t. That is a brilliant idea.

Lenny B
— Christchurch —

July 2019

I got my pay day loan and I am very happy to say that the service is great.

Mandy S
— England —

Post Office Loans Contact

Physical Address

  • 45 London Wall, London, Greater London London Greater London EC2M 5TE United Kingdom
  • Get Directions

Opening Hours

  • Monday 07:30 – 19:30
  • Tuesday 07:30 – 19:30
  • Wednesday 07:30 – 19:30
  • Thursday 07:30 – 19:30
  • Friday 07:30 – 19:30
  • Saturday – Closed
  • Sunday – Closed