Rating based on 9 reviews

Piggy Bank Loans


  • Payday loans up to £5,000
  • Low-interest starting from 1212%
  • Repayment up to 60 months

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Piggy Bank homepage

Author Piggy Bank. Screenshot of Piggy Bank website. [Accessed March 27, 2020]

About Piggy Bank

Piggy Bank offers quick, reliable and affordable payday loans to UK residents.

A lender that you can trust

Payday loans have a bad reputation which is a result of so many lenders abusing their customers by charging unfair rates and hidden fees. We are a reliable sameday loan provider that will never offer you more money than you can afford to repay, will never encourage you to take a loan extention or hide any fees or charges that we may include.

Why choose us

We've been operating for a number of years and have in this time constantly improved our application and approval processes to meet our client's ever evolving needs. Withy Piggybank you can apply online in a few minutes and have the loan in your account and ready to use within the hour.

We provide our customers with excellent customer service that rivals even the high street banks and lenders. We are always available to answer your calls or reply to your emails and, when it comes to taking care of you, we always keep our promises.

Apply online - it's simple and quick

We will require you to complete an application form that will ask you to give your employment details, proof of address and short-term loan details - this should take you no more than 10 minutes after which you will hear from us. You must also have a bank account that supports direct debits so that we can deduct the money directly from your account on payday.

Piggy Bank Services

Piggy Bank understands that payday may not generally come on the day that you require it to. With a fast, convenient payday loan from Piggy Bank you won't need to stress.

Requirements are shockingly simple to meet meaning that even people with bad credit can apply for a loan.

What is a payday loan

Payday loans are the simplest forms of credit available in the financial world. They can provide applicants with small cash loans within an hour and must usually be repaid when your next paycheck comes in.

They are convenient since people can make their loan application from home and the total loan amount and interest is later deducted directly from their accounts.

Getting a payday loan is simple; apply today

You can apply from any computer or mobile phone with internet connctivity in just a few minutes. We will then send the decision to you either by email or by SMS and all you have to do is click on the link we provide to confirm that you agree.

The loan will then be credited to your account immediately.

Our simple requirements

Piggy Bank requires that you be a UK resident, be employed with a stable income and have proof of address. If you need a quick micro loan then visit Piggy Bank online - we can help!

Piggy Bank – Payday loan

  • Loan Type Payday loans
  • Interest Rate from 1212%
  • Loan Amount up to £5,000
  • Repayment 3 months to 60 months
  • Decision 1 hour

Benefits of Piggy Bank

  • Get approved in minutes
  • No hidden fees and you can repay your loan early
  • We are a direct lender, not a broker

Payday loan calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

Piggy Banks makes it easy to apply for a payday loan, simply apply online

If you're looking for a payday loan then look no further than Piggy Bank.

If you're out of cash and need to pay for unexpected household or vehicle repairs or pay overdue bills then you could benefit from taking out a payday loan with Piggy Bank. Our application process is fast and simple and you can have your quick loan in your account within an hour.

Features and benefits of Piggy Bank

  • Get between £100 and £400
  • Cover unexpected bills and expenses with a payday loan
  • Payday loan term of between 14 and 35 days
  • Pay your loan back early and save on interest
  • We will consider application even with poor credit
  • We will work with you to find a solution if you cannot repay the loan by the agreed date
  • Apply online
  • Get approved in minutes
  • No hidden fees, repay your payday loan early
  • We are a direct lender, not a broker
  • Daily interest rate capped at 0.8%

Piggy Bank’s fast payday loan application process

We understand that when you're in a bind you want to get your payday loan as fast and as hassle-free as possible, that why Piggy Bank has refined its application process to make it as easy and quick as possible for you to get your instant loan credited to your account. Our application process begins with our simple loan calculator where you input your desired loan amount and tell us when you want to repay it. You can then view exactly how much the total repayment on your loan will be and when you’ll be expected to repay it. You will then be required to fill in our short application form where we will request your address, employment and financial details. We will run a credit check and review your details to ensure that you can afford to repay the loan before notifying you of our decision.

man holding thumbs up

Piggy Bank is a trusted & reliable provider of payday loans

In our review, Piggy Bank adheres to the compliance criteria in accordance with the Financial Conduct Authority, where the granting the loan will not cause financial distress to the consumer.

Piggy Bank is a registered credit provider in the UK; FCA number 660382

Customer Reviews & Testimonials

July 2019

If you apply for an hour loan you will get an instant decision how cool is that you apply and you find out it couldn’t be better.

John S
— England —

June 2019

Quick service that will have you smiling once you have applied you will be shocked at how quickly you can have your money in your account.

Jackie C
— Christchurch —

Piggy Bank Contact

Physical Address

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 16:30
  • Saturday – Closed
  • Sunday – Closed